tag:blogger.com,1999:blog-75500003048426725092024-02-07T13:55:55.870+08:00Idea Business Trading(001973471-D)Perbincangan berkenaan idea-idea business.
Perkhidmatan menjual & membeli syiling emas /brg kemas baru/terpakai.Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.comBlogger111125tag:blogger.com,1999:blog-7550000304842672509.post-43758478502505698262012-10-02T09:26:00.002+08:002012-10-02T09:26:19.361+08:00<h3 class="post-title entry-title" style="background-color: white; color: #940f04; font-weight: normal; line-height: 1.4em; margin: 0.25em 0px 0px; padding: 0px 0px 4px;">
<span style="font-size: small;"><span><span class="Apple-style-span" style="color: #333333; line-height: 20px;">السلام عليكم ورحمة الله تعالى وبركات</span></span></span></h3>
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<span style="font-size: xx-small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;"><span style="font-size: small;">Akhirnya setelah beberapa tahun berada dalam senarai hitam BNM, satu syarikat yang menawarkan jualbeli emas telah diserbu oleh BNM.</span></span></span></h3>
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<span style="font-size: xx-small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;"><span style="font-size: small;">Maklumat penuh seperti di bawah:</span></span></span></h3>
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<span style="font-size: xx-small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;"><span style="font-size: small;">Berita serbuan drp BNM klik <a href="http://www.bnm.gov.my/index.php?ch=bm_press&pg=bm_press_all&ac=2665&lang=bm#.UGos_mwNecQ.facebook">sini</a></span></span></span></h3>
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Diharapkan agar kita semua berhati-hati dengan skim-skim seperti ini, setakat ini telah ada beberapa senarai menunggu untuk serbuan oleh BNM <br /><h3 class="post-title entry-title" style="background-color: white; color: #940f04; font-weight: normal; line-height: 1.4em; margin: 0.25em 0px 0px; padding-bottom: 4px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">
<span style="font-size: xx-small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;"><span style="font-size: small;"> </span></span></span></h3>
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<span style="font-size: xx-small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;"><span style="font-size: small;"> </span></span></span></h3>
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Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-32235833066656528742012-07-11T23:02:00.000+08:002012-07-11T23:02:36.049+08:00Fatwa: Pelaburan emas Genneva Malaysia tak sahFatwa: Pelaburan emas Genneva Malaysia tak sah<br />
Wartawan Sinar Harian<br />
11 Julai 2012 <br />
Sumber: <a href="http://www.sinarharian.com.my/nasional/fatwa-pelaburan-emas-genneva-malaysia-tak-sah-1.65671">Sinar Harian</a><br />
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KUALA LUMPUR - Transaksi jual beli dan pelaburan emas Syarikat Genneva Malaysia Sdn Bhd didapati tidak mematuhi sepenuhnya peraturan hukum syarak dan undang-undang negara.<br />
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Ini disahkan oleh Pengerusi Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan bagi Hal Ehwal Agama Islam Malaysia, Prof Emeritus Tan Sri Abdul Shukor Husin dalam satu kenyataan dikeluarkan di sini hari ini.<br />
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Beliau berkata, muzakarah tiga hari majlis itu bermula Rabu lepas meneliti laporan dan hasil siasatan Bank Negara Malaysia terhadap operasi jual beli dan pelaburan emas syarikat itu.<br />
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Katanya, operasi syarikat tersebut didapati tidak mematuhi sepenuhnya Parameter Pelaburan Emas seperti diperakukan oleh Muzakarah Jawatankuasa Fatwa<br />
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Majlis Kebangsaan bagi Hal Ehwal Agama Islam Malaysia kali ke 96 yang diadakan pada 13 hingga 15 Jun lepas.<br />
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Kenyataan itu menasihatkan umat Islam tidak melibatkan diri dalam aktiviti atau transaksi jual beli dan pelaburan emas oleh mana-mana pihak, sama ada syarikat di dalam negara atau luar negara yang bertentangan dengan prinsip jual beli emas seperti yang digariskan oleh syarak dan undang-undang negara.<br />
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Abdul Shukor berkata, transaksi jual beli mestilah memenuhi semua rukun jual beli yang digariskan hukum syarak, dan sesuatu transaksi dikira tidak sah sekiranya tidak memenuhi salah satu rukun jual beli.<br />
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Beliau berkata transaksi juga hendaklah bebas daripada unsur-unsur riba, perjudian, gharar yang berlebihan dan kezaliman. – Bernama<br />
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<br />Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-86570162082424746362012-06-11T23:35:00.001+08:002012-11-10T20:41:50.079+08:00Kotak Menyimpan Emas<h3 class="post-title entry-title" style="background-color: white; color: #940f04; font-weight: normal; line-height: 1.4em; margin: 0.25em 0px 0px; padding-bottom: 4px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">
<span style="font-size: x-small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;">السلام عليكم ورحمة الله تعالى وبركات</span></span></h3>
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Sekiranya anda tiada peti simpanan untuk menyimpan emas di bank atau pun di tempat-tempat lain adalah dicadangkan anda mendapatkan kotak simpanan rahsia seperti di bawah:<br />
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Saiznya daripada sekecil mini buku kamus hinggalah sebesar Dairi.<br />
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Harga:<br />
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1) Saiz Dimension: 23.5*15.5*5.5cm , Weight :0.68 kg<br />
Harga rm130 <br />
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2) Saiz Dimension: 18cm x 11.5cm x 5.5cm , Weight :0.5kg<br />
Harga rm110<br />
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* Pembelian lebih drp satu kotak, harga boleh dirundingkan.<br />
* Harga termasuk kos pos <br />
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Untuk maklumat lanjut / tempahan, hubungi 013-3845811<br />
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Printscreen jualan safe box yang mendapat sambutan hangat:<br />
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<br />Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com2tag:blogger.com,1999:blog-7550000304842672509.post-31301543365796412432012-04-27T00:15:00.000+08:002012-04-27T00:15:00.038+08:00<h3 class="post-title entry-title" style="background-color: white; color: #940f04; font-weight: normal; line-height: 1.4em; margin: 0.25em 0px 0px; padding: 0px 0px 4px;">
<span style="font-size: small;"><span class="Apple-style-span" style="color: #333333; line-height: 20px;">السلام عليكم ورحمة الله تعالى وبركات</span></span></h3>
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Rasanya sudah lama saya tak update blog IdeaBusiness ni, memandangkan sibuk dengan tugas2 harian dan masa tidak mengizinkan.<br />
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Artikel kali ini ialah promosi untuk menjadi dealer GCP dengan bermodalkan RM1k. Sebenarnya saya sudah lama menjadi dealer GCP ni drp tahun 2010 lagi <br />
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<br />
<i>sumber artikel: Jutawangold(Nor Fazilah)</i><br />
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<span style="color: #323232; font-family: "Georgia","serif"; font-size: 15.0pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";">13 Sebab Mengapa Anda
Harus Menjadi Pengedar GCP</span></div>
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<i><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 9.0pt; mso-fareast-font-family: "Times New Roman";"></span></i><i><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 9.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"></span></i><b><i><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 9.0pt; mso-fareast-font-family: "Times New Roman";"></span></i></b><i><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 9.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"></span></i><i><span style="color: #222222; font-family: "Arial","sans-serif"; font-size: 9.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></i></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Ramai
yang tanya saya apa yang mereka akan dapat dengan menyertai GCP sebagai
pengedar emas.Sebelum itu kena faham dulu untuk apa jadi pengedar emas?Meniaga
macam jual penapis air ke?Tunjuk emas dan suruh orang beli?Jika itu tanggapan
anda,teruskan membaca supaya anda lebih faham.Di bawah adalah petikan dari
artikel sebelum ini,saya ulang kerana sehingga sekarang saya masih menerima
soalan yang sama.Mungkin kena guna kaedah pengulangan sehinggalah sebati dalam
ingatan semua</span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; padding: 0in;"><img alt=":)" height="15" src="file:///C:/Users/MFadil/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /></span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: red; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">1.Bisnes apa ni?</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">GCP
adalah sebuah syarikat yang menawarkan kepada kita emas dalam bentuk barang
kemas 999,dinar 999 dan gold bar 999.9 dari berat 1 gram (sekitar RM200+)
sehinggalah ke 100g.Konsepnya adalah simpanan untuk jangka masa panjang demi
mengukuhkan ekonomi kita dan melindungi wang kita dari susut nilai dan kalis
inflasi.Ianya ada kaitan dengan wang kertas yang sebenarnya bukan matawang yang
bernilai pada hakikatnya.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: red; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">2.Berapa saya boleh dapat duit bulan-bulan?</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Kami
tidak menjanjikan kepada anda duit bulan-bulan,pulangan,dividen dan
sebagainya.Konsepnya sama macam kedai emas,beli emas dapat emas,dan simpanlah
emas tersebut.Bezanya dengan modal yang rendah anda sudah layak menjadi dealer.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Nak
duit lebih,ada caranya,anda usaha,anda dapat.Kami sedia membantu tunjukkan
caranya.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: red; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">3.Bagaimana saya untung?</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Beli
dan simpan pun dah untung,kalau nak lebih keuntungan bolehla sambil menyimpan
meniaga emas.Tapi ada syaratnya,kena ada ilmu dulu tentang emas ni,barulah
boleh meniaga.Meniaga emas bukan macam meniaga barang lain,ianya amat istimewa
dan mempunyai perkaitan dengan rahsia wang kertas,ini yang perlu anda pelajari.Hanya
orang yang sabar yang akan melepasi tahap ini.Saya akan membantu menjawab
persoalan yang bermain di minda anda jika anda masih tidak faham.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Saya
menyediakan platform yang cukup baik untuk anda bermula,antara nak dengan tak
nak sahaja.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: red; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">4.Kena cari downline?MLM ke?</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Tidak,ini
bukan perniagaan MLM.Dan anda tidak perlu mencari downline.Apa yang perlu anda
lakukan ialah berkongsi ilmu tentang simpanan emas dengan orang ramai,mulakan
dengan orang yang anda kenali,sama ada rakan-rakan mahupun saudara-mara (ini
jika anda berminat untuk menyimpan sambil menjana keuntungan sebagai pengedar).</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Keahlian
seumur hidup dan hanya sekali sahaja bayar.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
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<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: red; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Promosi menjadi dealer dengan
modal serendah RM1k sehingga 13 Mei 2012.Tiada syarat belian.Apa yang anda
dapat dengan bayaran RM1k?Teruskan bacaan.</span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center; vertical-align: baseline;">
<b><span style="color: navy; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">13 Sebab Mengapa Anda Harus Menjadi Pengedar GCP</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">1.Dapat
title pengedar emas</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Dengan bayaran RM1k ,anda sudah
layak bergelar pengedar emas @ dealer emas @ tokey emas</span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; padding: 0in;"><img alt=":)" border="0" height="15" src="file:///C:/Users/MFadil/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /></span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br />
Kalau dulu,bukan senang nak jadi tokey emas ni,tapi sekarang zaman dah
berubah,ramai yang mampu menjadi tokey emas @ pengedar emas mobil.Tak perlu
keluar modal berjuta untuk buka kedai emas,bayar RM1k sahaja.Tidakkah anda
teringin merebut peluang ini?</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">2.Harga
pengedar jauh lebih murah</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Cuba anda lihat harga pengedar
di bawah,memang sangat murah.Namun ada juga yang tertanya-tanya kenapa
harga gold bar 1 gram mahal?</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Jawapannya kerana kos mencetak
yang mahal dan biasanya memang sesuatu barang itu akan lebih murah jika kita
beli yang lebih besar,sebagai contoh,lihat harga untuk 10g bar,RM1760=
RM176/gram.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Jangan terkejut jika melihat
harga untuk gold bar 100g,kerana ianya cuma 170/gram.Harga kedai emas sekarang
RM200/gram.<br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0in; padding: 0in;"><a href="http://jutawangold.com/artikel/13-sebab-mengapa-anda-harus-menjadi-pengedar-gcp.html/attachment/456623_354861497890890_100001011276399_947587_714277782_o"><span style="color: #cc0016; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; text-decoration: none; text-underline: none;"><span style="mso-ignore: vglayout;"></span></span></a></span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Ini
adalah harga untuk emas 916 :</span></b><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="width: 576px;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td colspan="3" style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Emas 916</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt; width: 37.5pt;" width="50"><br /></td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Kami Jual</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Kami Beli</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td colspan="3" style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Rantai Tangan Melur<br />
(RM/g)</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">5g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 162.50</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 143.00</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">10g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 160.00</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 140.80</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">20g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 160.00</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 140.80</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">30g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 159.00</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 139.92</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">40g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 158.20</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 139.22</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">50g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 156.50</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 137.72</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9; mso-yfti-lastrow: yes;">
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">100g</span></b><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 156.20</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 3.0pt 7.5pt 3.0pt 3.75pt;">
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">RM 137.46</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<i><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Catatan :Harga kedai emas yang ikut harga FGJAM ialah RM190 tidak
termasuk UPAH.</span></i><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0in; padding: 0in;"><a href="http://jutawangold.com/artikel/13-sebab-mengapa-anda-harus-menjadi-pengedar-gcp.html/attachment/images-2"><i style="mso-bidi-font-style: normal;"><span style="color: #cc0016; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; text-decoration: none; text-underline: none;"><span style="mso-ignore: vglayout;"></span></span></i></a></span><i><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
</span></i><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">GCP
juga menjual barang kemas 999 (RT=rantai tangan , RL= rantai leher).Ada 4 paten
barang kemas 916 dan 999 iaitu pasir padu,gajah padu,bunga pasir dan melur.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Harga
pengedar sangat murah,ada yang mencecah perbezaan sebanyak RM30/gram.Bayangkan
jika anda beli di luar,emas seberat 100g,anda telah jimat hampir RM3000 jika
beli dengan GCP.<br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: red; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Mengapa bayar lebih?</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Tempahan
boleh dibuat 24 jam,7 hari seminggu </span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; padding: 0in;"></span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">3.Anda dapat kuasa membeli yang lebih dengan emas.</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Jika
anda menyimpan wang kertas,lama-kelamaan ianya susut nilai dan dimamah
inflasi.Mudah sahaja untuk memahami inflasi,lihatlah harga barang di sekeliling
kita sekarang,bukankah anda perlu menambah wang dari semasa ke semasa untuk
benda yang sama?Inilah yang dikatakan sebagai inflasi.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Berbanding
jika anda simpan emas,harganya untuk jangka masa panjang semakin naik,maka
kuasa membeli akan semakin meningkat.</span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Kelebihan
anda sebagai pengedar,anda boleh sampaikan info ini kepada orang lain dan
memudahkan urusan mereka untuk mendapat stok emas dari anda.Anda sendiri
mendapat kemudahan untuk menambah stok simpanan anda secara konsisten.<br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">4.Kos penghantaran PERCUMA dari GCP seumur hidup</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Bayangkan
anda order emas hari ini,esok sampai.</span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; padding: 0in;"><img alt=":)" border="0" height="15" src="file:///C:/Users/MFadil/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /></span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Tak
perlu keluarkan duit minyak,dan kos-kos lain untuk ambil stok di cawangan.Jimat
bukan?</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Masa
dan tenaga juga jimat dan bolehla digunakan untuk membuat perkara lain.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Syarikat
memberi jaminan jika berlaku kehilangan.Setakat ini belum pernah berlaku.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0in; padding: 0in;"><a href="http://jutawangold.com/artikel/13-sebab-mengapa-anda-harus-menjadi-pengedar-gcp.html/attachment/images-5"><span style="color: #cc0016; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; text-decoration: none; text-underline: none;"><span style="mso-ignore: vglayout;"></span></span></a></span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">5. Kos penghantaran PERCUMA kepada pelanggan anda.</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Anda
mempunyai kelebihan untuk mendapat keistimewaan ini.Anda mendapat pelanggan,dan
mereka jauh dari anda,maka bolehla membuat tempahan dengan GCP,buat bayaran dan
tempahan akan dihantar kepada pelanggan.Segalanya hanya di hujung jari.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Dalam
masa yang sama,anda telah pun menjana keuntungan secara tak langsung.Masih tak
faham?Jangan risau,kami akan membimbing pengedar baru untuk mengetahui cara
mendapatkan keuntungan dalam private group<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">6. Produk Terkini</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Dari
semasa ke semasa GCP sentiasa memberi kejutan dengan mengeluarkan produk
terkini mengikut keperluan dan trend terkini.Contohnya di bawah ini,produk 1
gram gold bar yang merupakan antara hot item dan terkini 5 gram RT emas 916
paten melur yang comel</span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; padding: 0in;"><img alt=":)" border="0" height="15" src="file:///C:/Users/MFadil/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif" width="15" /></span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<br />
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Akan
datang GCP akan mengeluarkan produk silver pula,jika tiada aral,dalam tahun ini
juga atau selewatnya awal tahun hadapan.Pasti ianya berita gembira bagi peminat
silver.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">7. Perkhidmatan selepas jualan.</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">GCP
menyediakan perkidmatan selepas jualan dengan kos yang minimum seperti:</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">A)Mencuci
emas (percuma)</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">B)Mencelup
emas (kos minima)</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">C)Menilai
harga emas terpakai (percuma)</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">8.Menyediakan modal dalam bentuk :</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">- Modal disediakan dalam bentuk stok emas.</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">GCP
menyediakan modal perniagaan dalam bentuk stok emas kepada para pengedar yang
membuat jualan 500g dan ke atas dalam 1 transaksi/1 pelanggan. Pengedar hanya
perlu membuat tempahan dan GCP akan menghantar emas terus kepada pelanggan yang
telah ditetapkan oleh pengedar. Bayaran boleh dibuat oleh pelanggan sewaktu
emas tersebut diterima.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">- Modal tunai disediakan untuk membeli semula produk yang telah
dijual.</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">GCP
menjanjikan pembelian semula Gold bar dan Rantai Tangan emas 999 GCP yang telah
dijual kepada pelanggan dengan susut nilai sebanyak 15% daripada harga jualan
(Harga pelanggan CP) semasa. Manakala pembelian semula daripada pengedar pula
dikenakan sebanyak 5% hingga 6% daripada harga pengedar (DP) semasa.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">-Modal tunai untuk membeli emas terpakai.</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Pengedar
digalakkan membeli emas terpakai mengikut harga yang disyorkan oleh GCP. Modal
untuk membeli emas terpakai diberi oleh pihak GCP. Pengedar hanya perlu
memaklumkan kepada GCP jumlah berat emas yang hendak dijual oleh pelanggan
seterusnya pihak GCP akan menghantar wang tunai kepada pengedar.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">9.Insentif Pengedar</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Dealer get dealer</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Pengedar
yang memperkenalkan pengedar baru akan mendapat insentif seperti berikut:-</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">1)Ganjaran
RM100 bagi setiap pengedar baru yang diperkenalkan.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">2)Komisyen
rm1.00 se gram bagi setiap pembelian oleh pengedar baru yang diperkenalkan
(untuk rantai tangan emas 999 dan gold bar 999.9 sahaja)</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Contoh insentif dealer get dealer:</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Abu
memperkenalkan syahir sebagai pengedar maka Abu mendapat komisyen rm100.00</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Contoh insentif pembelian:</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Syahir
membeli 500g rantai tangan 999. Abu mendapat komisyen rm500.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Jika
Syahir pula memperkenalkan Hasyim sebagai pengedar, hanya Syahir sahaja
mendapat komisyen, Abu tidak dapat sebarang komisyen.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Abu
hanya mendapat komisyen secara berterusan bagi setiap pembelian yang dibuat
oleh Syahir sahaja.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Insentif bulanan:</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Jika
dalam tempoh 1 bulan, pengedar berjaya memperkenalkan 10 orang atau lebih
pengedar baru, pihak GCP akan memberikan Bonus RM100 bagi setiap pengedar baru
yang diperkenalkan.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Contoh:
10 orang x rm100 = RM1000.00</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">10. Seminar PERCUMA</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">GCP
menyediakan insentif kepada dealer yang hendak mengadakan seminar,segala kos
ditanggung oleh GCP.Anda hanya perlu maklumkan tempat,tarikh dan uruskan
peserta,selebihnya akan diuruskan oleh GCP.CEO GCP sendiri akan memberi talk
dan penganjur diberi saguhati kerana menganjurkan seminar.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Peruntukan
juga diberi untuk banner.Anda boleh pasang lebih awal untuk memaklumkan kepada
orang ramai mengenai seminar yang dianjurkan.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Ingin
design banner?Saya ada.Anda hanya perlu ubah sedikit info sahaja.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Akan
datang,akan diadakan seminar khas untuk membantu pengedar emas.<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">11. Kebebasan Kewangan</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Dengan
menjadi pengedar emas,anda memainkan peranan untuk menyampaikan info kepada
orang ramai mengenai sebab dan kepentingan emas agar mereka celik tentang
emas.Dalam masa yang sama,sudah tentu anda juga membuat simpanan emas secara
konsisten.Ini sebenarnya mendisiplinkan diri kita dalam berbelanja .</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0in; padding: 0in;"><a href="http://jutawangold.com/artikel/13-sebab-mengapa-anda-harus-menjadi-pengedar-gcp.html/attachment/images-6"><span style="color: #cc0016; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-no-proof: yes; text-decoration: none; text-underline: none;"><span style="mso-ignore: vglayout;"></span></span></a></span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Pengalaman
sendiri,saya semakin berjimat cermat dalam perbelanjaan,kewangan saya bertambah
baik dan saya bebas dari membuat hutang selepas menyimpan emas.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Sebenarnya
ada banyak yang harus anda gali sebagai dealer emas ini,dan tidak semua dapat
dijelaskan di sini.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">12. Group@FB</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Bagaimana
saya membantu dealer-dealer di seluruh Malaysia,malah ada yang berada di luar
negara,termasuklah di Brunei dan London?</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Group Gold Investor Club</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">–
group ini terbuka kepada semua penyimpan dan pengedar emas.Membincangkan
pelbagai topik berkaitan dengan emas,simpanan emas,analisis harga
emas,pendedahan skim pelaburan emas dan macam-macam lagi.Saya biasanya akan
meminta mereka yang baru mengenali emas menyertai saya dan rakan-rakan saya
yang lain di situ kerana ada banyak info.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<br /><div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">Group Rangkaian Dealer Jutawangold</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">-group
khas untuk guide dealer dalam rangkaian ini yang telah memberi kepercayaan
memilih saya sebagai introducer.Jadi,saya mengambil inisiatif untuk berkongsi
info-info,dan juga maklumat asas di situ,selain mengeratkan ikatan sesama rakan
pengedar di mana kami selalu bantu membantu di antara satu sama lain termasuk
dalam urusan jual-beli emas.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">-Bimbingan terus dari CEO</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Sebaik
sahaja anda menjadi pengedar GCP,anda layak menyertai</span><span style="color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"> <b>Group Pengedar GCP Seluruh Malaysia</b> </span><span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">di
mana dapat berinteraksi dengan rakan pengedar di seluruh negara.Anda juga boleh
mendapat info dari pihak syarikat termasuk CEO sendiri,en Shamsul Anuar Md Ali
yang sentiasa juga berkongsi ilmu-ilmu pemasaran dan menyediakan marketing
tools free untuk para pengedarnya.Banyak faedahnya menyertai group ini kerana
segalanya menjadi mudah.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;"><br style="mso-special-character: line-break;" />
<br style="mso-special-character: line-break;" />
</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<b><span style="color: #3366ff; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">13. Kaya dan berjaya</span></b><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Dengan
menjadi pengedar emas,anda sebenarnya membantu :</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">1.Diri
sendiri untuk kaya dan berjaya dunia dan akhirat</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Apabila
anda menyimpan emas,anda layak membayar zakat apabila emas anda cukup haul dan
nisab,juga zakat perniagaan hasil keuntungan.Bukankah ianya satu sumbangan yang
bagus dalam meningkatkan ekonomi umat Islam?</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">2.Orang
lain untuk kaya dan berjaya dunia dan akhirat</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Apabila
anda mengajak orang lain menyimpan emas,sebenarnya anda membantu mereka dari
terus menyimpan wang kertas yang susut nilai itu,sebaliknya menyimpan logam
berharga yang menguntungkan untuk jangka masa panjang.Lebih ramai yang
menyimpan,lebih bagus kerana lebih ramai yang akan membayar zakat dan menjadi
kaya dan berjaya melalui simpanan emas ini.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Lihat
sahaja iklan-iklan produk bank,kenapa tidak kita sebagai pengedar mengambil
peluang untuk memperkenalkan simpanan emas,kerana jika anda kaji sejarah
wang,emas adalah wang yang sebenar.Bukankah prospek simpanan emas sangat luas?</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Kesimpulannya,jangan
tunggu lama-lama untuk membuat pilihan yang terbaik.Seperti yang pernah saya
katakan,tersalah jadi dealer emas tidak apa,jangan tersalah join skim cepat
miskin,MLM atau skim piramid.Dan jangan harapkan dapat duit bulan-bulan tanpa
berusaha.Anda buat,anda dapat.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 15.0pt; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; vertical-align: baseline;">
<span style="border: none windowtext 1.0pt; color: black; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-border-alt: none windowtext 0in; mso-fareast-font-family: "Times New Roman"; padding: 0in;">Mari
sertai saya sekarang.Anda pasti tak menyesal.</span><span style="color: #5a5858; font-family: "inherit","serif"; font-size: 10.5pt; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman";"></span></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-35733071143654763852012-01-20T12:08:00.001+08:002012-01-20T12:09:43.327+08:00Majlis Fatwa : Syarat-syarat Pelaburan Emas<div><br /></div><div><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: center; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 24pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: impact, chicago; background-position: initial initial; background-repeat: initial initial; ">Majlis Fatwa : Syarat-syarat Pelaburan Emas</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: center; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; "> Oleh</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: center; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Majlis Fatwa Kebangsaan Malaysia</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: center; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; "><a href="http://www.e-fatwa.gov.my/fatwa-kebangsaan/parameter-pelaburan-emas" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(217, 102, 33); text-decoration: none; ">http://www.e-fatwa.gov.my/fatwa-kebangsaan/parameter-pelaburan-emas</a><br /></span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><img alt="emas_baru" height="374" width="468" src="http://www.zaharuddin.net/images/stories/emas_baru.jpg" style="border-width: initial; border-color: initial; border-image: initial; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; border-style: initial; border-color: initial; display: block; " /></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; text-decoration: underline; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Keputusan:</span></strong></span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia Kali Ke-96 yang bersidang pada 13-15 Oktober 2011 telah membincangkan mengenai Parameter Pelaburan Emas. Muzakarah telah membuat keputusan seperti berikut:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Setelah mendengar taklimat dan penjelasan daripada Y. Bhg. Prof. Dr. Ashraf Md. Hashim dan Y. Bhg. Ustaz Lokmanulhakim bin Hussain daripada Akademi Penyelidikan Syariah Antarabangsa Dalam Kewangan Islam (ISRA), Muzakarah bersetuju menerima dan memperakukan Parameter Pelaburan Emas seperti berikut:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Harga Belian (al-Thaman)</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">1. Harga belian (al-Thaman) hendaklah diketahui dengan jelas oleh kedua-dua pihak yang berakad ketika sesi jual beli.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Barang Belian (al-Muthman)</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">2. Barang belian (al-Muthman) hendaklah suatu yang wujud, dan dimiliki sepenuhnya oleh pihak yang menjual ketika berlangsungnya kontrak jual beli. Oleh itu, jual beli suatu yang tidak wujud secara fizikalnya dan juga jual beli suatu yang tidak dimiliki oleh pihak yang menjualnya adalah tidak sah.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">3. Barang belian (al-Muthman) hendaklah suatu yang boleh diserahkan kepada pembeli atau wakilnya. Jika barang belian tidak dapat diserahkan kepada pembeli, ataupun penjual mensyaratkan tidak menyerahnya kepada pembeli, maka akad tersebut tidak sah.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">4. Barang belian (al-Muthman) hendaklah suatu yang diketahui oleh kedua-dua pihak yang berakad ketika sesi jual beli. Ia boleh terlaksana melalui kaedah-kaedah di bawah:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">i. Melihat sendiri barangan yang hendak dibeli ketika akad jual beli, atau sebelum akad jual beli dalam tempoh yang tidak menjejaskan sifat-sifatnya.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">ii. Melihat sampel barangan yang hendak dijual beli. Ini biasanya berlaku semasa proses pemesanan sebelum akad dilaksanakan.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">iii. Menentukan sifat-sifat dan kadar barang belian secara terperinci yang secara urufnya tidak menimbulkan pertikaian. Dalam konteks emas, penentuannya adalah dengan mengenalpasti tahap ketulenan emas samada mengikut standard lama berasaskan karat (seperti emas 24 karat), atau standard baru berasaskan peratusan (seperti emas 999). Penentuan sifat juga mestilah mencakupi bentuk emas, samada dalam bentuk syiling, wafer, jongkong dan sebagainya. Timbangan emas secara tepat juga adalah suatu yang disyaratkan dalam penentuan sifat emas.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Sighah</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">5. Sighah dalam jual beli adalah suatu yang menunjukkan kepada keredhaan kedua-dua pihak untuk memetrai kontrak jual beli. Ia boleh berlaku samada melalui pertuturan, atau suatu yang boleh mengambil hukum pertuturan seperti tulisan dan seumpamanya. Manakala jual beli secara Mu’ataah (serah-hulur) juga adalah dikira sebagai sighah yang muktabar oleh sebahagian fuqaha’.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">6. Di dalam sighah jual beli tidak boleh dimasukkan unsur penempohan. Contohnya, seseorang mengatakan, ” Saya menjual barangan ini kepada kamu dengan harga RM100 untuk selama tempoh setahun”.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">7. Ijab dan qabul mestilah bersepadanan dan menepati antara satu sama lain dari sudut ciri-ciri dan kadarnya.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Syarat Khusus Jual Beli Emas Yang Bercirikan Item Ribawi</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">10. Oleh kerana emas dan wang adalah dua item ribawi yang mempunyai illah yang sama, maka syarat tambahan bagi transaksi pembelian atau penjualan emas mestilah memenuhi syarat berikut:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">i. Berlaku taqabudh (penyerahan) antara kedua-dua item yang terlibat dalam transaksi sebelum kedua-dua pihak bertransaksi berpisah daripada majlis akad.</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">ii. Jual beli emas hendaklah dijalankan secara lani, dan tidak boleh berlaku sebarang penangguhan.</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Syarat-syarat tersebut adalah khas bagi emas yang bercirikan item ribawi, seperti emas jongkong dan syiling emas. Syarat ini tidak termasuk barang perhiasan emas kerana ia telah terkeluar daripada illah ribawi.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Perincian taqabudh dan urusniaga lani adalah seperti berikut:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Syarat Pertama: Taqabudh</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">11. Taqabudh (penyerahan) hendaklah berlaku terhadap kedua-dua item jual beli iaitu harga dan juga barang belian (emas), dan ia hendaklah terlaksana sebelum kedua-dua pihak berpisah daripada majlis akad.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">12. Penyerahan harga boleh dilakukan melalui kaedah-kaedah berikut:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">a. Pembayaran secara tunai</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">b. Pembayaran secara cek yang diperakui (seperti banker’s cheque)</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">c. Pembayaran secara cek peribadi</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">d. Pembayaran secara kad debit</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">e. Pembayaran secara kad kredit</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">f. Pemindahan wang daripada akaun simpanan atau semasa.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Secara urufnya, kesemua bentuk bayaran di atas kecuali (c) adalah dianggap sebagai pembayaran tunai oleh penjual. Pembayaran melalui kad kredit masih lagi dianggap tunai kerana pihak penjual akan mendapatkan harga jualan secara penuh dari pihak yang mengeluarkan kad kredit tersebut. Hutang yang berlaku, jika ada, adalah di antara pemegang kad dengan pengeluar kad dan bukannya dengan penjual barangan.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Status tunai ini masih lagi diterima secara urufnya oleh penjual walaupun pada hakikatnya pihak penjual akan menerima secara fizikal atau dimasukkan ke dalam akaunnya beberapa hari selepas transaksi berlaku.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">13. Penyerahan barang belian (emas) hendaklah berlaku secara penyerahan hakiki ataupun kaedah muktabar yang boleh menggantikan penyerahan hakiki. Penyerahan barang belian yang muktabar akan membawa kesan sama seperti penyerahan hakiki, iaitu:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">a. Berpindah dhaman (tanggungjawab jaminan) daripada penjual kepada pembeli.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">b. Kemampuan pembeli untuk mendapatkan barang beliannya pada bila-bila masa tanpa ada halangan.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">14. Majlis akad di dalam transaksi jual beli boleh berlaku dengan pertemuan secara fizikal, ataupun secara maknawi. Contoh majlis akad secara maknawi ialah ijab dan qabul melalui telefon, sistem pesanan ringkas (sms), emel, faksimili dan lain-lain. Tetapi disyaratkan dalam semua bentuk majlis akad tersebut, hendaklah berlaku taqabudh ketika majlis akad, contohnya melalui penyerahan secara wakalah.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Perlu diberi perhatian bahawa majlis akad secara bertulis akan hanya bermula apabila ianya diterima oleh pihak yang berkontrak. Contohnya, pembeli menandatangani akad jual beli dan kemudian menghantarnya melalui pos kepada penjual. Selepas tiga hari, akad tersebut sampai ke tangan penjual. Maka majlis akad bermula pada waktu tersebut, jika pihak penjual bersetuju, maka akad tersebut perlu disempurnakan oleh penjual dengan menandatanganinya, dan barang belian hendaklah diserahkan kepada pembeli secara hakiki atau hukmi.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Syarat Kedua: Secara Lani</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">15. Transaksi jual beli emas hendaklah berlaku secara lani dan tidak boleh dimasuki sebarang unsur penangguhan, samada dalam penyerahan harga atau dalam penyerahan emas.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">16. Penangguhan penyerahan harga yang<strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "> tidak dibenarkan adalah meliputi pembelian secara hutang secara keseluruhannya atau pembelian secara bayaran ansuran</strong>.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">17. Kelewatan penyerahan emas yang <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; ">melebihi tempoh tiga hari selepas akad jual beli dimeterai adalah tidak dibenarkan</strong> sama sekali.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Manakala bagi kelewatan penyerahan emas dalam tempoh kurang daripada tiga hari, Muzakarah mengambil maklum bahawa terdapat perbezaan pandangan ulama di dalam hal ini. Namun Muzakarah lebih cenderung untuk mengambil pakai pendapat yang tidak membenarkan berlakunya kelewatan walaupun tempohnya kurang daripada tiga hari. Dengan kata lain, penyerahan emas mestilah di lakukan di dalam majlis akad tanpa ada penangguhan. Ini adalah kerana di dalam urusniaga emas, kelewatan tiga hari bukanlah suatu uruf, berbeza dengan isu tukaran matawang asing.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Di dalam pertukaran mata wang asing, tempoh T+2 diperlukan kerana ianya melalui proses tertentu yang melibatkan tempoh masa bekerja yang berbeza antara negara, perpindahan wang elektronik, clearing house dan lain-lain lagi. Proses-proses yang disebutkan ini tidak terdapat di dalam perniagaan jual beli emas fizikal. Maka adalah tidak tepat untuk membuat qiyas ke atas proses pertukaran matawang asing.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Namun secara praktikal, pihak penjual akan menyerahkan emas selepas amaun bayaran yang dibuat melalui cek dan sebagainya dikreditkan ke dalam akaunnya. Proses ini biasanya akan mengambil masa tiga hari bekerja. Di dalam menangani tempoh antara penyerahan cek dan penerimaan emas, maka pihak penjual dan pembeli bolehlah mengambil pakai aturan berikut:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Pihak pembeli akan hanya membuat pesanan (order) kepada penjual dengan dinyatakan jenis dan berat emas yang ingin dibelinya. Pesanan ini akan disertai dengan pengiriman wang ke akaun penjual. Pada tahap ini, perkara berikut perlu diberi perhatian:</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">i. Pada peringkat ini, <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; ">akad jual beli emas masih belum berlaku</strong>.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">ii. <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; ">Wang yang berada di dalam akaun penjual masih lagi bukan milik penjual tersebut</strong>. Ianya masih milik pembeli dan disimpan sebagai amanah oleh penjual. Di dalam hal ini, adalah lebih baik jika satu akaun khas yang bersifat amanah (trust account) dibuka oleh penjual.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">iii. <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; ">Emas masih lagi kekal menjadi milik penjual</strong> dan ia bertanggungjawab penuh ke atas emas milikannya itu.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">iv. Di dalam peringkat ini, <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; ">pembeli masih boleh membatalkan pesanan yang dibuat dan penjual hendaklah memulangkan wang kepada pembeli</strong>. Namun, jika berlaku kerugian sebenar disebabkan pembatalan tersebut, bolehlah dibuat syarat bahawa ia perlu ditanggung oleh pembeli. Contohnya, pembeli membuat pesanan 100gm emas 999 dengan harga RM20,000. Ketika ini, pihak penjual telah menyimpan emas tersebut dan tidak menjualkannya kepada pihak lain yang telah bersedia untuk membelinya. Selepas tiga hari, apabila penjual bersedia untuk membuat akad jual beli dan seterusnya menyerahkan emas tersebut kepada pembeli, pembeli membatalkan pesanannya. Pada hari tersebut harga emas telah jatuh kepada RM19,000. Dengan kata lain, penjual akan kerugian RM1,000 jika menjualnya kepada pihak lain. Di dalam hal ini, kerugian sebenar adalah sebanyak RM1000.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Apabila wang pesanan sudah diberi clearance oleh bank, maka akad jual beli perlu dilakukan. Wang di dalam trust account (jika ada) bolehlah dipindahkan ke akaun penjual dan emas hendaklah diserahkan kepada pembeli.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">Akad Dan Unsur Sampingan</span></strong></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">18. Penglibatan hibah dalam transaksi jual beli samada hibah dalam bentuk barangan ataupun wang tunai adalah dibenarkan jika mencukupi syarat-syarat hibah, dan tidak melibatkan unsur-unsur yang bercanggah dengan syarak. Perlu diberi perhatian bahawa hibah secara hakikatnya adalah akad sukarela dan ia bukanlah di dalam bentuk lazim. Dengan kata lain, jika janji hibah ini tidak ditunaikan oleh penjual, maka pembeli tidak boleh memaksanya memberi hibah tersebut.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">19. Penglibatan wadiah dalam pelan pelaburan emas hendaklah menepati hukum hakam wadiah, yang antara lain ialah pegangan wadiah adalah berasaskan kepada Yad Amanah.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">20. Seseorang yang membeli emas bebas mengendalikan (tasarruf) emasnya, termasuklah memberi pinjaman (qardh) kepada orang lain. Tetapi hendaklah memenuhi kriteria qardh yang dibenarkan syarak, yang antara lain tidak boleh membawa unsur faedah, tidak wujud unsur ”salaf wa bay” iaitu hutang yang diikat bersama dengan jual beli.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">21. Seseorang yang membeli emas bebas mengendalikan (tasarruf) emasnya termasuk menjadikannya sebagai pajakan untuk wang secara hutang, selagi konsep al-Rahn yang digunakan adalah bertepatan dengan hukum syarak. Namun secara teorinya, perkara ini seharusnya tidak digalakkan kerana secara tidak langsung ia menggalakkan aktiviti berhutang di dalam keadaan yang tidak perlu.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">22. Wa’d boleh dimasukkan dalam pelaburan emas, selagi mana ia adalah wa’d dari sebelah pihak dan bukannya muwa’adah dari kedua-dua belah pihak. Contoh aplikasi wa’d dalam konteks ini ialah membuat purchase order, iaitu pelanggan membuat perjanjian untuk membeli emas dengan harga tertentu. Perjanjian pembelian ini dinamakan ’kunci harga’. Sekiranya proses kunci harga adalah menyamai proses akad jual beli, ia tidak dibenarkan kerana akan berlaku penangguhan.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "> </p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; ">23. Transaksi jual beli hendaklah bebas daripada unsur-unsur riba, perjudian, gharar yang berlebihan, dan kezaliman. Jika sekiranya terdapat unsur-unsur tersebut, transaksi jual beli adalah dikira tidak memenuhi kriteria syarak.</span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><br /></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><i>Sumber: </i></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 10pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: georgia, palatino; background-position: initial initial; background-repeat: initial initial; "><a href="http://www.e-fatwa.gov.my/fatwa-kebangsaan/parameter-pelaburan-emas" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(217, 102, 33); text-decoration: none; ">http://www.e-fatwa.gov.my/fatwa-kebangsaan/parameter-pelaburan-emas</a></span></p><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; border-image: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; text-align: justify; "><a href="http://zaharuddin.net/senarai-lengkap-artikel/3/1008-majlis-fatwa-syarat-halal-bagi-pelaburan-emas.html">http://zaharuddin.net/senarai-lengkap-artikel/3/1008-majlis-fatwa-syarat-halal-bagi-pelaburan-emas.html</a> </p></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-13204467754860190102011-12-08T09:07:00.001+08:002011-12-08T09:10:01.899+08:00Kesan krisis Euro: Malaysia dijangka paling teruk<div><table width="" border="0" cellpadding="0" cellspacing="0" style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; font-size: 10px; background-color: rgb(255, 255, 255); "><tbody><tr><td valign="top"><br /></td></tr><tr><td valign="top" style="font-size: 11px; "><table class="contentpaneopen" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; border-collapse: collapse; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; width: 715px; "><tbody><tr><td valign="top" style="font-size: 14px; "><span class="small" style="color: rgb(102, 102, 102); font-size: 13px; "><i>Sumber: Harakahdaily </i></span> </td></tr><tr><td valign="top" style="font-size: 14px; "><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong><img src="http://cdn-bm.harakahdaily.net/images/stories/harakahdaily/person/tokoh2/nomurasubaraman.jpg" border="0" hspace="10" width="365" height="244" align="left" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; " /></strong><br /><br /><br /></p></td></tr></tbody></table></td></tr></tbody></table></div><strong style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); "><div><strong style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); "><br /></strong></div>KUALA LUMPUR, 7 Dis:</strong><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255); "> Malaysia dijangka paling teruk menerima kesan ekoran krisis Euro yang sedang melanda Eropah sekarang, kata pakar ekonomi dari Nomura International hari ini.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Ketua Ekonomist untuk Asia Ex-Japan Nomura, Robert Subbaraman (</span><strong style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">gambar</strong><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">) berkata, berbanding dengan negara Asia yang lain, Malaysia paling teruk kesannya kerana terlalu bergantung dengan komoditi di samping kewangan awamnya yang lemah. </span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Beliau menjangka, harga komoditi Malaysia dijangka jatuh teruk ekoran krisis ini dan ia akan memberikan kesan kepada ekonomi Malaysia keseluruhannya, lapor The Malaysian Insider.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Krisis Eurozone telah mengucarkacirkan Greece manakala Perdana Menteri Italy kehilangan jawatannya.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">“Ekonomi Malaysia adalah yang paling teruk terkesan ekoran krisis ini, kerana berada dalam kumpulan ekonomi paling lemah," kata Subbaraman dalam sidang media hari ini.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Pakar ekonomomi Nomura untuk Asia Tenggara, Euben Paracuelles pula berkata, pembangunan ekonomi Malaysia untuk tiga suku pertama tahun ini banyak disebabkan oleh perbelanjaan kerajaan, tetapi kewangan awam pada dasarnya lemah dan dia bimbang ia akan berjaya dipertahankan.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Subbaraman juga berkata, Malaysia berada di tempat ketiga di Asia dalam konteks pendedahannya kepada tuntutan dari bank Eropah selepas Hong Kong dan Singapura.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Ini bermakna, asetnya akan mudah cair dan kering jika bank-bank Eropah ini mula bertindak kepada pelanggannya di daerah sini.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Harga komoditi Malaysia dijangka akan jatuh 15 peratus jika krisis ini menyerang Malaysia.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Antara komoditi yang terlibat adalah getah dan kelapa sawit yang selama ini menjadi hasil utama negara dan memberikan sumbangan besar kepada ramai rakyat negara ini.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Turut terkesan adalah badan seperti Felda yang selama ini menjadi sandaran kerajaan BN untuk mendapatkan wang belanja.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Jika harga kedua-dua komoditi ini jatuh, ia akan menyukarkan kerajaan Malaysia untuk memanggil pilihan raya ketika serangan ini berlangsung.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Sebelum ini, pakar ekonomi kerajaan menjangka ekonomi Malaysia akan melonjak ekoran jangkaan kenaikan harga getah dan minyak kelapa sawit di pasaran dunia.</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-align: -webkit-auto; background-color: rgb(255, 255, 255); ">Kini dengan jangkaan baru dari Nomura ini, akan menyebabkan jangkaan awal kerajaan boleh meleset.</span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-31687767669315762102011-11-23T08:41:00.002+08:002011-11-23T08:47:29.297+08:00Dinar Emas di Halaqah TV9 22hb Nov 2011<h3 class="post-title entry-title" style="margin-top: 0.25em; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 4px; padding-left: 0px; font-size: 18px; font-weight: normal; line-height: 1.4em; color: rgb(148, 15, 4); background-color: rgb(255, 255, 255); "><span class="Apple-style-span" style="color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">السلام عليكم ورحمة الله تعالى وبركات</span></h3><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); "><br /></div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); ">Bagi yang tak berkesempatan menonton perbincangan di Halaqah berkenaan kelebihan dinar emas boleh melihat di you tube di bawah:</div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); "><br /></div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); ">1. <a href="http://www.youtube.com/watch?feature=player_embedded&v=wy62qbYPVCk">Part 1 </a></div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); ">2. <a href="http://www.youtube.com/watch?v=dgJKMKzkE9I">Part 2</a></div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); ">Sekiranya berminat saya sedia membantu, hubungi 013-3845811.</div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); "><br /></div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); ">Terima kasih</div><div class="post-body entry-content" id="post-body-1427436374484591842" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; color: rgb(51, 51, 51); font-size: 13px; background-color: rgb(255, 255, 255); "><br /></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-61588189164303559672011-11-13T15:46:00.002+08:002011-11-13T15:50:43.168+08:00Is Gold Bullish or Bearish - next week<div><span class="Apple-style-span" style="color: rgb(172, 26, 47); font-family: Arial, Helvetica, sans-serif; font-size: 24px; font-weight: bold; background-color: rgb(255, 255, 255); ">Most Survey Participants See Higher Gold Prices Next Week</span></div><div><div class="header_title" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 663px; color: rgb(51, 51, 51); font-family: Arial, Helvetica, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255); "><div class="sponsored_ad" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 180px; float: right; "><div class="small_ad" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 90px; float: right; "><table border="0" cellspacing="0" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><tbody style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><tr style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></td></tr></tbody></table></div></div></div><div class="float_left" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; float: left; color: rgb(51, 51, 51); font-family: Arial, Helvetica, sans-serif; font-size: 14px; background-color: rgb(255, 255, 255); "><p class="date" style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-size: 11px; color: rgb(153, 153, 153); line-height: 16px; ">Friday November 11, 2011 12:14 PM</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">Continued uncertainty over the economic health of southern European countries is expected to support gold prices next week, with the majority of participants in the weekly Kitco News Gold Survey forecasting higher prices.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">In the Kitco News Gold Survey, out of 34 participants, 22 responded this week. Of those 22 participants, 18 see prices up, while two see prices down and two see prices sideways or unchanged. Market participants include bullion dealers, investment banks, futures traders and technical chart analysts.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">With the prime ministers of Greece and Italy resigning or planning to step down over their enormous debt problems and the possibility of the situation deteriorating, several participants said this could underscore gold’s safe-haven status.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">Not everyone thinks Europe will be the main support for prices for gold as other factors might surface to underpin values.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">Erica Rannestad, analyst at CPM Group, said prices might weaken initially as the eurozone concerns are less worrisome. But she said considering that December futures contracts will begin to roll to deferred months in the next few weeks and the expiration of December options contracts, these two considerations could ultimately push prices higher. “The nearing of the U.S. deficit cuts deadline on Nov. 23 also may boost prices, as uncertainty regarding the nature of these cuts mounts,” she said.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">Those who see lower prices also said the weakness gold exhibited on Thursday did not bode well for the market in the short-term.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">The participants who see gold unchanged said the metal’s price needs to consolidate after the recent volatility before finding new direction.</p><img src="http://www.kitco.com/kgs/goldsurvey_images/bullish-bearish-survey32.jpg" width="523" height="299" alt="Kitco Gold Survey" class="gold_chart" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; " /><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 0, 0); line-height: 21px; ">By Debbie Carlson of Kitco News <a href="mailto:dcarlson@kitco.com" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; color: rgb(0, 84, 166); text-decoration: none; ">dcarlson@kitco.com</a></p></div></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-85018299504837650002011-10-06T08:49:00.001+08:002011-10-06T08:51:26.286+08:007 Soalan Popular Mengenai Jual Beli Emas<span class="Apple-style-span" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 21px; background-color: rgb(255, 255, 255); "><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><i>Sumber: </i></p></span><span class="Apple-style-span" style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: 21px; background-color: rgb(255, 255, 255); "><a href="http://www.majalahniaga.com/7-soalan-popular-mengenai-jual-beli-emas.html#comment-2336"><span class="Apple-style-span" ><i>http://www.majalahniaga.com/7-soalan-popular-mengenai-jual-beli-emas.html#comment-2336</i></span></a></span><div><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 12px; line-height: 21px;"><br /></span></span></div><div><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 12px; line-height: 21px;"><br /></span></span><span class="Apple-style-span" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 21px; background-color: rgb(255, 255, 255); "><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Dalam artikel kali ini, Tuan Suzardi Maulan (Pak Di), iaitu penulis buku <a title="Rancang Wang Dari Sekarang" href="http://www.bookcafe.com.my/en/bisnes-and-pengurusan/rancang-wang-dari-sekarang.html" target="_blank" class="APEdocument APEexternal" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: underline; color: rgb(255, 102, 0); ">Rancang Wang Dari Sekarang</a> akan menjawab 7 soalan popular berkenaan <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">pelaburan emas</strong>. Semoga ia bermanfaat untuk para pembaca.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><span id="more-4658" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></span></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Saya kumpulkan 7 soal-jawab yang sering ditanya mengenai pelaburan emas:</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">#1 – Bolehkah saya membeli emas dengan membuat pembiayaan dari bank? Bukankah membeli emas secara berhutang adalah dilarang dalam Islam?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Islam melarang jual beli emas secara hutang hanya dalam transaksi tersebut sahaja. Contohnya;,</p><ol style="margin-top: 0px; margin-right: 0px; margin-bottom: 10px; margin-left: 30px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 3px; padding-right: 3px; padding-bottom: 3px; padding-left: 3px; width: 513px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(238, 238, 238); ">Tuan membeli 10g emas hari ini dan pembayaran hanya dibuat 30 hari kemudian. Atau,</li><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 3px; padding-right: 3px; padding-bottom: 3px; padding-left: 3px; width: 513px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(238, 238, 238); ">Tuan membayar RM 1,500 hari ini dan hanya menerima emas tanpa sebarang bukti atau resit pembelian 3 minggu selepas itu.</li></ol><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Manakala membuat pembiayaan bank untuk membeli emas pula adalah dibenarkan. Dalam situasi tersebut, tuan berhutang dengan bank dan bukannya penjual emas. Apa yang penting selepas mendapat duit dari bank, pembelian emas dibuat secara tunai.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Sekiranya tuan meminjam dari bank, maka pastikan tuan hanya membuat <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">pembiayaan peribadi dari bank-bank Islam</strong> sahaja. Jika tuan membuat pinjaman dari bank konvensional maka tuan masih terlibat dengan riba.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Dalam erti kata lain, proses pembiayaan bank adalah transaksi A. Manakala, membeli emas pula adalah transaksi B. Maka, pastikan transaksi B berlaku secara tunai.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">2. Apakah hukum membeli emas pada harga yang rendah kemudian dijual semula dengan harga tinggi untuk mendapatkan keuntungan? Misalnya, membeli emas pada RM 150/g dan menjual semula pada RM 180/g. Adakah ini perbuatan riba?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Itulah yang dikatakan jual beli yang difahami oleh tuan semua. Secara umumnya Islam tidak melarang jual beli. Apa yang mesti tuan fahami adalah jual beli tersebut mesti berlaku secara tunai.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Hanya jual beli emas yang tidak berlaku secara tunai adalah riba.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">#3 – Bank mana yang menawarkan akaun pelaburan emas patuh Shariah?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Akaun pelaburan emas diperkenalkan oleh bank-bank. Bank-bank Islam mahupun bank-bank konvensional tidak mahu terlepas untuk membuat untung dari <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">kenaikan mendadak harga emas</strong> yang berlaku.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><img class="alignnone size-full wp-image-4685" title="al rajhi bank" src="http://www.majalahniaga.com/wp-content/uploads/2011/10/al-rajhi-bank.jpg" alt="al rajhi bank" width="500" height="300" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; clear: none; line-height: 0; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; text-indent: 0px; text-decoration: none; text-align: left; letter-spacing: 0px; list-style-type: none; list-style-position: initial; list-style-image: initial; background-image: none; font-size: 12px; background-color: transparent; " /></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Keunikan akaun pelaburan emas di bank adalah tuan tidak perlu <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">menyimpan emas secara fizikal</strong>. Walaupun begitu, masih ada kos yang perlu tuan perhalusi, dan ini berbeza dari satu bank ke satu bank yang lain.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Sehingga artikel ini ditulis, hanya akaun pelaburan emas yang ditawarkan oleh Kuwait Finance House (KFH) dan al-Rajhi Bank yang dapat disahkan <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">akaun pelaburan emas yang halal</strong>.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">#4 – Bagaimana dengan peluang pelaburan emas yang memberikan dividen ?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Pelaburan emas tidak memberikan dividen. Sekiranya tuan ditawarkan dengan pelaburan emas yang menawarkan dividen bulanan, suku tahunan atau tahunan maka sila berhati-hati.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Jangan terlibat dalam<strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "> skim pelaburan emas</strong> yang meragukan sebegitu kerana khuatir ia adalah skim cepat kaya yang mahu menipu orang ramai.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">#5 – Apakah perbuatan membeli emas, gadai dengan syarikat ar-Rahnu, beli emas lagi, gadai lagi dan seterusnya dibenarkan dalam Islam?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Strategi berkenaan dari sudut hukum tidak ada larangan yang mengharamkannya. Apa yang penting pembelian dibuat secara tunai dan gadaian dibuat dalam syarikat-syarikat yang mengamalkan <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">skim pajak gadai Islam</strong>.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><img class="alignnone size-full wp-image-4687" title="pelaburan emas" src="http://www.majalahniaga.com/wp-content/uploads/2011/10/pelaburan-emas.jpg" alt="pelaburan emas" width="500" height="300" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; clear: none; line-height: 0; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; text-indent: 0px; text-decoration: none; text-align: left; letter-spacing: 0px; list-style-type: none; list-style-position: initial; list-style-image: initial; background-image: none; font-size: 12px; background-color: transparent; " /></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Walaupun begitu, tuan mesti sentiasa berhati-hati apabila mahu menggunakan strategi sebegini kerana harga emas ada turun naiknya.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Selagi mana harga emas sentiasa naik maka tiada masalah, tetapi jika berlaku kejatuhan harga emas yang teruk tuan pasti berhadapan dengan masalah yang besar.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">#6 – Bagaimana mahu membuat pembelian emas fizikal secara <em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">online</em>?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Pembelian emas secara <em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">online</em> dapat dibuat selagi mana ia <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">dibuat secara tunai</strong>. Andaikan tuan membeli emas seberat 10g bernilai RM 1,500, maka selepas sahaja tuan membayar jumlah penuh kepada penjual, maka penjual mesti memberikan resit yang dapat tuan gunakan untuk menuntut emas tersebut.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Tujuan resit adalah untuk <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">memenuhi syarat qabadh (<em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">possession</em>)</strong> yang menjadi syarat wajib jual beli emas. Qabadh hakiki (<em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">actual possession</em>) berlaku apabila selepas tuan membayar, tuan memperoleh emas tersebut.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Qabadh hukmi (<em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">constructive possession</em>) pula berlaku apabila selepas tuan membuat pembayaran, tuan menerima resit yang menunjukkan emas itu ada, dan tuan dapat menuntut emas tersebut pada bila-bila masa tanpa sebarang halangan daripada pihak penjual.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">#7 – Bolehkah saya membuat <em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">locking</em> harga?</strong><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Harga pasaran emas menjadi rujukan penjual dan pembeli adalah cuma satu penanda aras sahaja. Sekiranya tuan bersetuju menjadikan harga tersebut sebagai harga jual beli, maka tuan tertakluk dengan syarat tersebut.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><img class="alignnone size-full wp-image-4688" title="elakkan daripada terjerumus dalam riba" src="http://www.majalahniaga.com/wp-content/uploads/2011/10/elakkan-daripada-terjerumus-dalam-riba.jpg" alt="elakkan daripada terjerumus dalam riba" width="500" height="300" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; clear: none; line-height: 0; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; text-indent: 0px; text-decoration: none; text-align: left; letter-spacing: 0px; list-style-type: none; list-style-position: initial; list-style-image: initial; background-image: none; font-size: 12px; background-color: transparent; " /></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Namun sekiranya pihak penjual dan pembeli tidak mahu <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">menjadikan harga semasa emas</strong>sebagai harga jual beli, maka jual beli tersebut masih sah. Kedua-dua pihak ada kebebasan untuk menggunakan harga semasa, harga yang lebih tinggi dari harga semasa, atau harga diskaun dari harga semasa.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Apa yang penting adalah selepas tuan bersetuju dengan sebarang harga, maka tuan membuat pembayaran penuh dan penjual dapat memberikan resit bagi memenuhi syarat qabadh.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Sekiranya berlakunya pembayaran ansuran, maka itu adalah <a title="Orang Tamak Pasti Kena Tipu" href="http://www.majalahniaga.com/orang-tamak-pasti-kena-tipu.html" target="_blank" class="APEdocument APEinternal" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: underline; color: rgb(255, 102, 0); ">riba</a>.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Soalan 7 + 1: Apakah hukum pelaburan emas secara online?</strong></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Apabila Islam meletakkan syarat jual beli tunai, maka maksudnya pembeli mesti cukup duit dan penjual mesti ada emas semasa jual beli berlaku.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Dalam jual beli <em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">online</em> yang tidak membabitkan emas fizikal, maka kebiasaannya ia melibatkan pasaran hadapan yang mana tuan tidak perlu membayar penuh harga emas, penjual pun tidak perlu memiliki emas pada transaksi online itu berlaku.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><img class="alignnone size-full wp-image-4686" title="pelaburan forex haram" src="http://www.majalahniaga.com/wp-content/uploads/2011/10/pelaburan-forex-haram.jpg" alt="pelaburan forex haram" width="500" height="300" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; clear: none; line-height: 0; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; text-indent: 0px; text-decoration: none; text-align: left; letter-spacing: 0px; list-style-type: none; list-style-position: initial; list-style-image: initial; background-image: none; font-size: 12px; background-color: transparent; " /></p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Kita hanya perlu membuat tekaan turun naik harga semata-mata. Kalau betul kita untung, kalau salah kita rugi.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Maka hukumnya sama dengan <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><a title="Kenapa Memilih Menjadi Kaya Dengan Jalan Riba?" href="http://www.majalahniaga.com/kenapa-memilih-menjadi-kaya-dengan-jalan-riba.html" target="_blank" class="APEdocument APEinternal" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: underline; color: rgb(255, 102, 0); ">pelaburan forex</a></strong> yang kita bincangkan sebelum ini iaitu<strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">pelaburan sebegitu adalah haram</strong> kerana pelaburan secara <em style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">online</em> sebegitu tidak memenuhi syarat jual beli emas atau/ matawang yang halal di sisi Islam.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Terima kasih kepada para pembaca budiman yang bertanya. Soal jawab ini juga dapat digunakan untuk situasi <strong style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">jual beli perak</strong> dan juga matawang.</p></span></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-14274363744845918422011-07-11T10:12:00.001+08:002011-07-11T10:15:22.726+08:00Utusan Malaysia : Dinar emas baik, tetapi perlu ambil masa<span class="Apple-style-span" style="color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">السلام عليكم ورحمة الله تعالى وبركات</span><span class="Apple-style-span" style="color: rgb(51, 51, 51); font-size: 13px; "></span><span class="Apple-style-span" style="font-family: arial, verdana, sans-serif; font-size: 12px; line-height: 15px; "><h3 style="font-family: Arial, helvetica; font-size: 17px; font-weight: bold; line-height: 1.1em; color: rgb(178, 0, 0); ">Dinar emas baik, tetapi perlu ambil masa</h3><p><span class="intro">KUALA LUMPUR 10 Julai - Beberapa pakar ekonomi berpendapat penggunaan dinar emas dalam urus niaga merupakan cadangan yang baik tetapi ia memerlukan beberapa penyesuaian sebelum dapat dilaksanakan.</span></p><p>Penganalisis ekonomi, Dr. Haim Hilman berkata, sebagai permulaan, penggunaan dinar emas boleh dimulakan di antara syarikat dengan syarikat sebelum diperluaskan ke peringkat urus niaga harian.</p><p>"Jika dilakukan menggunakan pendekatan yang komprehensif, ia pasti boleh menggantikan sistem mata wang yang sedia ada," katanya ketika dihubungi <i>Utusan Malaysia</i> di sini hari ini.</p><p>Ketua Hakim Syarie Kedah, Datuk Syeikh Yahaya Yusof kelmarin menyarankan agar negara Islam menggunakan dinar emas bagi melepaskan kebergantungan kepada mata wang dolar Amerika Syarikat dalam urus niaga.</p><p>Sementara itu, pensyarah ekonomi, Fakulti Sains Sosial, Universiti Sains Malaysia (USM), Prof. Amir Baharuddin pula berkata, walaupun dinar emas tidak terdedah dengan spekulasi, namun untuk melaksanakannya ia mengambil masa.</p><p>Katanya, ini disebabkan kaedah tersebut sudah lama tidak digunakan namun ia sangat sesuai bagi mereka yang ingin menjalankan urus niaga mengikut cara Islam.</p><p>"Selain mengelakkan inflasi, penggunaan dinar emas juga membantu pembeli mendapatkan barang dengan harga sebenar," katanya.</p><p><br /></p><p><i>Sumber</i>: <a href="http://www.utusan.com.my/utusan/info.asp?y=2011&dt=0711&pub=utusan_malaysia&sec=Dalam_Negeri&pg=dn_20.htm&arc=hive">Utusan Malaysia</a></p></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-21989354073667860602011-04-29T08:47:00.005+08:002011-04-29T08:58:32.257+08:00Pelaburan Emas Bank Al-Rajhi<div style="text-align: center;"><div style="text-align: left;"><span class="Apple-style-span" style="color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">السلام عليكم ورحمة الله تعالى وبركات</span></div></div><div class="post-body entry-content" id="post-body-856883895450213785" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; "><span class="Apple-style-span" style="color: rgb(51, 51, 51); font-size: 13px; line-height: 1.6em; "><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; "><br /></div></span><div style="color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span" style="font-size: 17px;">Satu lagi bank yang mula memperkenalkan pelaburan e</span><span class="Apple-style-span" style="font-size: 17px;">mas di Malaysia ialah Al-Rajhi Bank. Sekarang trend bank menawarkan pelaburan terbaru yang berupa pelaburan emas menunjukkan pelaburan dalam emas semakin mend</span><span class="Apple-style-span" style="font-size: 17px; ">apat perhatian.</span></div><div style="color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span" style="font-size: 17px; "><br /></span></div><div style="text-align: center;color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span" style="font-size: 17px;"><br /></span></div><div style="color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span" style="font-size: 17px;"><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCjq8EE7WDsPVIystu_85Qixc1tDqtaloSEQmXO0t6MhrmmKaXmqRuDSoFgb2Jp7jjMV5JY5-LAaDRZfNMYCXQXBBXZS6836jEJxxIkcRRZ7sIcwI2uLc2weageG2DH5p1A2zcoPMZaUs/s320/pelaburan+emas+AlRajhi.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 115px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5600802577070581538" /></span></div><div style="color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span"><i>Sumber: Berita Harian</i></span></div><div style="color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span" style="font-size: 17px;"><br /></span></div><div style="color: rgb(51, 51, 51); line-height: 1.6em; "><span class="Apple-style-span" style="font-size: 17px;">Oleh: </span><span class="Apple-style-span" style="color: rgb(0, 0, 0); line-height: normal; "><a href="http://ideabusiness-fadil.blogspot.com/">http://ideabusiness-fadil.blogspot.com/</a></span></div></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-8568838954502137852011-03-23T08:46:00.017+08:002011-11-19T20:24:47.613+08:00Jualan Barang Kemas 916 Baru/Terpakai<div><br /></div><div><br /></div><span class="Apple-style-span" style="color: rgb(51, 51, 51); font-size: 13px; "><div class="post-header"><div class="post-header-line-1"></div></div><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; "><div class="post-header"></div><div class="post-header"></div><div class="post-header"></div>السلام عليكم ورحمة الله تعالى وبركات<br /><br /></div></span><div><span class="Apple-style-span" style="line-height: 20px; font-size: 17px;">Jualan </span><span class="Apple-style-span" style="font-size: 13px; line-height: 20px; ">Barang Kemas 916 Baru/Terpakai + Upah Tukang <span style="color: rgb(255, 0, 0); ">PERCUMA</span></span></div><div><span class="Apple-style-span" style="font-size: 13px; line-height: 20px; "><br /><span style="color: rgb(0, 0, 0); ">Pembeli dinasihatkan merujuk harga terkini dahulu dgn SMS/Call 013-3845811</span><br /><span style="color: rgb(0, 0, 0); ">Transaksi adalah COD(Bangi/Cheras/Cyberjaya/Kajang) & Pos</span><br /><br /><br /><span style="font-size: 23px; color: rgb(51, 51, 51); "><span style="color: rgb(255, 0, 0); ">CALL/SMS Fadil 013-3845811</span></span></span></div><div><span class="Apple-style-span" style="font-size: 13px; line-height: 20px; "><span style="font-size: 23px; color: rgb(51, 51, 51); "><span style="color: rgb(255, 0, 0); "><br /></span></span></span></div><div><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px; line-height: 20px;"><br /></span></span></div><div><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px; line-height: 20px;">BRG KEMAS 916 BARU</span></span></div><div><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px; line-height: 20px;"><br /></span></span></div><div><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px; line-height: 20px;"><br /></span></span></div><div><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px; line-height: 20px;"><br /></span></span></div><div><span class="Apple-style-span" style="color: rgb(0, 0, 238); -webkit-text-decorations-in-effect: underline; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi2bfY-kMLZrRr6AvGH6BhCOd8LOGc9Nhok3n6cxF0uO2ayU-r1J46IYgvJlfYYlwhu8c6VQ9fvD2JCjSnrKi1XGoDyTWNWRFgE-lSi3HCx7-Exw6-zjw2OK_PHVRz_VZrkPDjosHtyt5E/s320/Brg+Kemas+Koleksi.JPG" border="0" alt="" id="BLOGGER_PHOTO_ID_5637198089632901426" style="display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 320px; height: 240px; " /></span></div><div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Rantai Tangan 916 Baru</div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Dari Atas<br />Kod: RT_Pasir 20.05g BOOKED</div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Kod: RT_Fesyen6.87g SOLD OUT</div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Kod: RT_Daun8.94g</div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Kod: RT_Love11.35g BOOKED</div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><br /></div></div><div><span class="Apple-style-span"><span><span><span class="Apple-style-span"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPad9S93GhZ3dr959RuvLBfaXrydmhHWA54LgsGfJ4e2JnPQx2OtMxUrn_pY8t9lF3oaatohdvsiBp9x6KMfWriRCUptHFFVr4Z3Lmhe-vTbT0tXASM2op8ZOCTgv-cgbCpUiN1b3umXU/s1600/RL_A_SK_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; font-size: 13px; line-height: 20px; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPad9S93GhZ3dr959RuvLBfaXrydmhHWA54LgsGfJ4e2JnPQx2OtMxUrn_pY8t9lF3oaatohdvsiBp9x6KMfWriRCUptHFFVr4Z3Lmhe-vTbT0tXASM2op8ZOCTgv-cgbCpUiN1b3umXU/s200/RL_A_SK_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542416096103843298" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a><br /><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Rantai Leher 916 Baru<br />Kod: RL_A_SK_1<br /></div><div style="text-align: center; font-size: 13px; line-height: 20px; "><span class="Apple-style-span">RL (4.04g)(47.0cm)</span><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6RW1ax1qbRRMkJgm0mnDeOVDwvt6aUUVAA75V38IizfI-V128McUiNrYScbcNrg02m67k0odBU_jRXw6KW-tgzHLh0HeRiwnTW7lIdMhDuF9Dbnqctf5pO_PapQsDOvUwFSUmHDkAmF4/s1600/RL_A_TB_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6RW1ax1qbRRMkJgm0mnDeOVDwvt6aUUVAA75V38IizfI-V128McUiNrYScbcNrg02m67k0odBU_jRXw6KW-tgzHLh0HeRiwnTW7lIdMhDuF9Dbnqctf5pO_PapQsDOvUwFSUmHDkAmF4/s200/RL_A_TB_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542417943019324386" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a><span class="Apple-style-span"><span class="Apple-style-span" style="color: rgb(51, 51, 51); line-height: 19px; "><b>SOLD OUT</b></span></span></div><div style="text-align: center; font-size: 13px; line-height: 20px; "><span class="Apple-style-span">Rantai Leher 916 Baru</span><br /><span class="Apple-style-span">Kod: RL_A_TB_1</span><br /><span class="Apple-style-span">RL T/Belut (4.00g)(44.0cm)</span><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigbzw7JLH29dsUwyn2JGld412ZbmWHAiF1STYqBHcqE-FrPFZMMOgumXwirHL1g9FE8SJFfV8vUSoYH6XdCIpQ5LDLoAM3zvRxDFHSdkFkdjFytjyalfiOpZwgsAY4koPtQfiw_ayNrAg/s1600/RT_B_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigbzw7JLH29dsUwyn2JGld412ZbmWHAiF1STYqBHcqE-FrPFZMMOgumXwirHL1g9FE8SJFfV8vUSoYH6XdCIpQ5LDLoAM3zvRxDFHSdkFkdjFytjyalfiOpZwgsAY4koPtQfiw_ayNrAg/s200/RT_B_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542419293631134450" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a><span class="Apple-style-span"><b>SOLD OUT</b></span></div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Barang Kemas<br />Rantai Tangan 916 baru<br />Code: RT_B_1<br />Berat: 4.12gram(3.65 inci)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKiV8w02YHlSUGMep7QESiFzHV4FvRgV4QrJSsjqjsk8kFv5PjQ0VfMevBpWw1IQuQT3JdO1OY3a4KzVwr-dLP8z6PWjWAohzYKBZobCI7sNDJTg5_0za3xu16jiKdudyeymQvUE7nZjs/s1600/RT_BS_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKiV8w02YHlSUGMep7QESiFzHV4FvRgV4QrJSsjqjsk8kFv5PjQ0VfMevBpWw1IQuQT3JdO1OY3a4KzVwr-dLP8z6PWjWAohzYKBZobCI7sNDJTg5_0za3xu16jiKdudyeymQvUE7nZjs/s200/RT_BS_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542420098829325954" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a><br />Barang Kemas<br />Rantai Tangan 916 baru<br />Code: RT_BS_1<br />Berat: 7.43gram(4.85 inci)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOS9-6VjZUxM__dlqLMORF5PCYVdpBdjHIF4ZesvFV7Swd4pt652X-o4ukC8fTbbVJz2ounXjp_d68tkHG-9_opTK1xERxUDqVZnXr9sbaExFiMAWOrr5NMN8MFaA7duhDCPVJVBdB_xA/s1600/RT_A_K1_2.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOS9-6VjZUxM__dlqLMORF5PCYVdpBdjHIF4ZesvFV7Swd4pt652X-o4ukC8fTbbVJz2ounXjp_d68tkHG-9_opTK1xERxUDqVZnXr9sbaExFiMAWOrr5NMN8MFaA7duhDCPVJVBdB_xA/s200/RT_A_K1_2.JPG" alt="" id="BLOGGER_PHOTO_ID_5542422083644074066" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Rantai Tangan 916 Baru<br />Kod: RT_A_K1_2<br />RT K/1 (4.72g)(12.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrIyYdywa7HpqE0PTEUG29Ppce8eqfhY4BUdChR_DSqdsqu8suN9uoXJ0MrD_2cPTA1ZV19j87pqg60cu4tgVrn8DIgH-miAVw9pMtbYjTmOze5S8f3S0PO9DVJAC0EVuNdvw7ksEzwuI/s1600/RT_A_S_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrIyYdywa7HpqE0PTEUG29Ppce8eqfhY4BUdChR_DSqdsqu8suN9uoXJ0MrD_2cPTA1ZV19j87pqg60cu4tgVrn8DIgH-miAVw9pMtbYjTmOze5S8f3S0PO9DVJAC0EVuNdvw7ksEzwuI/s200/RT_A_S_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542423595574717938" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Rantai Tangan 916 Baru<br />Kod: RT_A_S_1<br />RT Stamping (11.82g)(18.50cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpCOBf9Yoyim8JZ065O6fOEimUxyeQQif8534G2_71imZAJmU9i5oZs7k1naiqpllkXMiHoBT8oR7YhbajNdV0WV8o90yrxZDil0DIcpwkP3Fj6j7RvvZlyJH0Xele1Hpp7zj_zhz2Li4/s1600/RL_A_K1P_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpCOBf9Yoyim8JZ065O6fOEimUxyeQQif8534G2_71imZAJmU9i5oZs7k1naiqpllkXMiHoBT8oR7YhbajNdV0WV8o90yrxZDil0DIcpwkP3Fj6j7RvvZlyJH0Xele1Hpp7zj_zhz2Li4/s200/RL_A_K1P_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542426140729955586" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a><b style="background-color: rgb(255, 255, 255); ">SOLD OUT</b></div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; ">Rantai Leher 916 Baru<br />RL_A_K1P_1 (4.94g)(59.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFoOawQgoPthn1wsYfkstoYn9CKp95cBrHLJS8sWnUz8k9a_RxnYPeyWDlnFvOVM2ZH9EjhRPZUQaEkL3yk3KuZvARtxoSwsGnN_1JNYKH5ew-U5ckyDpd0A1ERVOR27RXTipbiNjI2qo/s1600/RL_K_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFoOawQgoPthn1wsYfkstoYn9CKp95cBrHLJS8sWnUz8k9a_RxnYPeyWDlnFvOVM2ZH9EjhRPZUQaEkL3yk3KuZvARtxoSwsGnN_1JNYKH5ew-U5ckyDpd0A1ERVOR27RXTipbiNjI2qo/s200/RL_K_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542427018872530482" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Rantai Leher 916 baru<br />Code: RL_K_1<br />Berat: 7.63 gram(12 inci)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaXMX27ensF-n6HXscJuvQAP3Fqibgc4Trw0xtaPQrGXe8sEn5DGFQWGhcOI8X-IS4LhakRehrPTsEj98uc4S033I4vYXOCbo05NTc7ebyrPie2CIQLZCJUp_qrhhOyfE4zl447lj3y4A/s1600/RT_A_K1_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaXMX27ensF-n6HXscJuvQAP3Fqibgc4Trw0xtaPQrGXe8sEn5DGFQWGhcOI8X-IS4LhakRehrPTsEj98uc4S033I4vYXOCbo05NTc7ebyrPie2CIQLZCJUp_qrhhOyfE4zl447lj3y4A/s200/RT_A_K1_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542428174179599202" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Rantai Tangan 916 Baru<br />Kod: RT_A_K1_1<br />RT K/1 (7.32g)(17.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_9iP37U4Fu_iWtZpwFrbSbudosttsCQ1kEmCPj9u3il0AOZJ3JUM_4lCrclH8-6Kl0O2obc8ZFJcQ4EoCc6Zlccn4K37WKVVtBXQ0x0cNyAb0mfXCHqw_k8p67LefhwMe5APD4E5BuvQ/s1600/RL_A_RT_1.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_9iP37U4Fu_iWtZpwFrbSbudosttsCQ1kEmCPj9u3il0AOZJ3JUM_4lCrclH8-6Kl0O2obc8ZFJcQ4EoCc6Zlccn4K37WKVVtBXQ0x0cNyAb0mfXCHqw_k8p67LefhwMe5APD4E5BuvQ/s200/RL_A_RT_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542429230316725410" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Rantai Leher 916 Baru<br />RL_A_RT_1<br />RL Roling Tape (14.02g)(59.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiN16Lcb0OUNiyFa_P9v2_sMC188N_G8d6dEK5T3VT3xmIc8uNRTOGOHqusMYYlillSf4nMHgVVKCUAn16po-N_auarm3UOTuire0vcaAJhOs3XxBuHdYQ6KCFGOpVEvyZoyVOyyrsC4LY/s1600/GT_A_2.JPG" style="color: rgb(85, 136, 170); text-decoration: none; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiN16Lcb0OUNiyFa_P9v2_sMC188N_G8d6dEK5T3VT3xmIc8uNRTOGOHqusMYYlillSf4nMHgVVKCUAn16po-N_auarm3UOTuire0vcaAJhOs3XxBuHdYQ6KCFGOpVEvyZoyVOyyrsC4LY/s200/GT_A_2.JPG" alt="" id="BLOGGER_PHOTO_ID_5542430136826434018" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Gelang Tangan 916 Baru<br />GT_A_2<br />G/Tangan (9.44g)(20.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGtk1cDsaXEyzbG8ssUuotezXQiKuRRUFSTrAMNmIpFfr4dZk6Y2F9lbL4JhHVYZAmjFba1jSHcXeeBEuCkb9f1P2flJ2ZnkBMQ1WLuei1fM_ixuUG066CF5Zs6ddBlDTQFMU6H4na_O8/s1600/RT_SM_1.JPG" style="color: rgb(148, 15, 4); text-decoration: underline; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGtk1cDsaXEyzbG8ssUuotezXQiKuRRUFSTrAMNmIpFfr4dZk6Y2F9lbL4JhHVYZAmjFba1jSHcXeeBEuCkb9f1P2flJ2ZnkBMQ1WLuei1fM_ixuUG066CF5Zs6ddBlDTQFMU6H4na_O8/s200/RT_SM_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542430996420305378" border="0" style="border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; padding-top: 4px; padding-right: 4px; padding-bottom: 4px; padding-left: 4px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(204, 204, 204); border-right-color: rgb(204, 204, 204); border-bottom-color: rgb(204, 204, 204); border-left-color: rgb(204, 204, 204); display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 200px; height: 150px; " /></a>Barang Kemas<br />Rantai Tangan 916 baru<br />Code: RT_SM_1<br />Berat: 9.53gram(17.5cm)</div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><br /></div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><br /></div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><br /></div><div style="text-align: center; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><br /></div><div style="text-align: left; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="color: rgb(255, 0, 0); font-size: 23px; ">BRG KEMAS 916 TERPAKAI</span></div><div style="text-align: left; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="color: rgb(255, 0, 0); font-size: 23px; "><br /></span></div><div style="text-align: left; color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="color: rgb(255, 0, 0); font-size: 23px; "><br /></span></div><div style="text-align: center;color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="color: rgb(255, 0, 0); font-size: 23px; "><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhanwcoXqdj4Q2lEZJvCddB46L_DkaCh6F8tdo8y0P4NcIZXncbZJ3K1Qf5V_3Z7GZeI1fN-kXBDnueQl3vsN9nMrWWc5Lkmc2c4Ts62dCw9YUCBvP7j0YDwhxVp_HoffXUv9yugMGhKz4/s200/U_RL_10.13gm.JPG" /></span></div><div style="text-align: left; "><span class="Apple-style-span" style="line-height: 20px; "><div style="text-align: center;"><span class="Apple-style-span"><b><br /></b></span></div><div style="text-align: center;"><span class="Apple-style-span"><b>SOLD OUT</b></span></div><div style="text-align: center;">Rantai Leher 916 used</div><div style="text-align: center;">U_RL_10.13gm</div><div style="text-align: center;">(10.13g)(59.0cm)</div></span></div><div style="text-align: center;color: rgb(51, 51, 51); font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="color: rgb(255, 0, 0); font-size: 23px; "><br /></span></div><div style="text-align: center;line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGm2XaPfZOdChcbTFmTGVMKrdtuoR9f3-0fiZHq6A_r0gOKiB-R1LQ7vkg39l79gZMZTNyhQD7JbHok-OjCFjDoWXM3o8QVBsQ9NFHs-_wLHiCinuro6F5o5fSX3ej-whdFhcCzvrM7BY/s200/U_RL_31.31gm.JPG" /></span></span></div><div style="text-align: left; "><span class="Apple-style-span" style="line-height: 20px; "><div style="text-align: center;"><span class="Apple-style-span">Rantai Leher 916 used</span></div><div style="text-align: center;"><span class="Apple-style-span">U_RL_31.31gm</span></div><div style="text-align: center;"><span class="Apple-style-span">(31.31g)(55.0cm)</span></div><div style="text-align: center;color: rgb(255, 0, 0); font-size: 23px; "><br /></div><div style="text-align: center;color: rgb(255, 0, 0); font-size: 23px; "><br /></div></span></div><div style="text-align: center;line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhekqehfulRO_jyZe8ywWEs_tOE2EgvhBdeQIvD3-NtxJD2UyvFO2nISHUPGH-l73bNY8aRjq8DDOZZu3ABMt-K_Qw7DQkWCoFJW88jkKUmC2xuF1jS-iinGGjwcb2AEvO5avvQbuCt5Cs/s200/U_RT_C_8.23gm.JPG" /></span></span></div><div style="text-align: left; "><span class="Apple-style-span" style="line-height: 20px; "><div style="text-align: center;">Rantai Tangan 916 used</div><div style="text-align: center;">U_RT_C_8.23gm</div><div style="text-align: center;">(8.23g)(15.0cm)</div></span></div><div style="text-align: center;line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><br /></span></span></div><div style="text-align: center;line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><br /></span></span></div><div style="text-align: center;line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgC0HJBAJKcpge-5HS249JqodNqwgRDIjHljwKLKOcpT-WlXj8Vo3oaCeUH0whD2wrt0WlEs3XbVa6vgula8YdsJIP27BsPAlgJicaBLe4VeqoKDmvQxbGv60jqLue7n5Zn_-lmh5-KX6c/s200/U_RT_G_35.18gm.JPG" /></span></span></div><div style="text-align: left; "><span class="Apple-style-span" style="line-height: 20px; "><div style="text-align: center;"><span class="Apple-style-span">Rantai Tangan 916 used</span></div><div style="text-align: center;"><span class="Apple-style-span">U_RT_G_35.18gm</span></div><div style="text-align: center;"><span class="Apple-style-span">(35.18g)(20.0cm)</span></div><div style="text-align: left; color: rgb(255, 0, 0); font-size: 23px; "><br /></div><div style="text-align: left; color: rgb(255, 0, 0); font-size: 23px; "><br /></div></span></div><div style="text-align: left; line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><br /></span></span></div><div style="text-align: left; line-height: 20px; "><span class="Apple-style-span"><span class="Apple-style-span" style="font-size: 23px;"><br /></span></span></div></span></span></span></span></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-16090601644468177682011-02-11T11:58:00.001+08:002011-02-11T12:00:29.977+08:00Gold Price Forecast 9th Feb 2011<span class="Apple-style-span" style="color: rgb(51, 51, 51); "><h3 class="post-title entry-title" style="margin-top: 0.25em; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 4px; padding-left: 0px; font-size: 18px; font-weight: normal; line-height: 1.4em; color: rgb(148, 15, 4); "><span class="Apple-style-span" style="line-height: 20px; font-size: 13px; color: rgb(51, 51, 51); text-decoration: none; display: inline !important; font-weight: normal; "><a href="http://ideabusiness-fadil.blogspot.com/2010/09/gold-price-forecast-15th-sept-2010.html" style="color: rgb(51, 51, 51); text-decoration: none; display: inline !important; font-weight: normal; ">السلام عليكم ورحمة الله تعالى وبركات</a></span></h3><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; "><span class="Apple-style-span" style="color: rgb(51, 51, 51); "><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; font-size: 13px; "><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; line-height: normal; font-size: 12px; "><div><h3 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; margin-bottom: 0px; padding-bottom: 0px; ">Gold Price Forecast</h3><h5 style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; ">London Fix. US Dollars per troy ounce.</h5><table border="1" width="540" cellspacing="1" cellpadding="0"><tbody><tr><td width="70" height="50" align="center"><span >Month</span></td><td width="120" height="50" align="center"><span >Date</span></td><td width="130" height="50" align="center"><span ><strong>Forecast<br />Value</strong></span></td><td width="100" height="50" align="center"><span ><a href="http://www.forecasts.org/info/error.htm" style="color: rgb(0, 51, 102); ">50%<br />Correct +/-</a></span></td><td width="100" height="50" align="center"><span ><a href="http://www.forecasts.org/info/error.htm" style="color: rgb(0, 51, 102); ">80%<br />Correct +/-</a></span></td></tr><tr><td width="70" height="30" align="center"><span >0</span></td><td width="120" height="30" align="center"><span >Jan 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,356.4</strong></span></td><td width="100" height="30" align="center"><span >0</span></td><td width="100" height="30" align="center"><span >0</span></td></tr><tr><td width="70" height="30" align="center"><span >1</span></td><td width="120" height="30" align="center"><span >Feb 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,358</strong></span></td><td width="100" height="30" align="center"><span >15</span></td><td width="100" height="30" align="center"><span >34</span></td></tr><tr><td width="70" height="30" align="center"><span >2</span></td><td width="120" height="30" align="center"><span >Mar 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,332</strong></span></td><td width="100" height="30" align="center"><span >19</span></td><td width="100" height="30" align="center"><span >42</span></td></tr><tr><td width="70" height="30" align="center"><span >3</span></td><td width="120" height="30" align="center"><span >Apr 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,323</strong></span></td><td width="100" height="30" align="center"><span >22</span></td><td width="100" height="30" align="center"><span >48</span></td></tr><tr><td width="70" height="30" align="center"><span >4</span></td><td width="120" height="30" align="center"><span >May 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,310</strong></span></td><td width="100" height="30" align="center"><span >24</span></td><td width="100" height="30" align="center"><span >53</span></td></tr><tr><td width="70" height="30" align="center"><span >5</span></td><td width="120" height="30" align="center"><span >Jun 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,299</strong></span></td><td width="100" height="30" align="center"><span >26</span></td><td width="100" height="30" align="center"><span >57</span></td></tr><tr><td width="70" height="30" align="center"><span >6</span></td><td width="120" height="30" align="center"><span >Jul 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,290</strong></span></td><td width="100" height="30" align="center"><span >27</span></td><td width="100" height="30" align="center"><span >61</span></td></tr><tr><td width="70" height="30" align="center"><span >7</span></td><td width="120" height="30" align="center"><span >Aug 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,277</strong></span></td><td width="100" height="30" align="center"><span >29</span></td><td width="100" height="30" align="center"><span >64</span></td></tr><tr><td width="70" height="30" align="center"><span >8</span></td><td width="120" height="30" align="center"><span >Sep 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,260</strong></span></td><td width="100" height="30" align="center"><span >30</span></td><td width="100" height="30" align="center"><span >67</span></td></tr></tbody></table><span >Updated Wednesday, February 09, 2011</span><div id="verticalspacershort" style="width: 570px; height: 10px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></div><h4 style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 14px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; ">All forecasts are provided AS IS, and FFC disclaims any and all warranties, whether express or implied, including (without limitation) any implied warranties of merchantability or fitness for a particular purpose.</h4><br /><div id="verticalspacershort" style="width: 570px; height: 10px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></div><h4 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 14px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-bottom: 0px; "><a href="http://www.forecasts.org/subscribe/index.htm" style="color: rgb(0, 51, 102); ">Click Here to get the rest of the story with the Long Range forecasts</a></h4><div id="verticalspacershort" style="width: 570px; height: 10px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></div><h3 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; margin-bottom: 0px; padding-bottom: 0px; ">Gold Prices</h3><h5 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-bottom: 0px; ">Past Trend Present Value & Future Projection</h5><h5 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-bottom: 0px; ">London Fix. US Dollars per troy ounce.</h5><a href="http://www.marketvector.com/leading-indicator/" style="color: rgb(0, 51, 102); "><img class="shiftleft" src="http://www.forecasts.org/images/leading-indicator/gold.gif" alt="Gold Prices" border="0" style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: -10px; " /></a></div></span></div></span></div></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-12016225309473818362011-01-29T14:24:00.003+08:002011-01-29T14:28:21.507+08:00Gold Price Forecast 19th Jan 2011<span class="Apple-style-span" style="font-size: 13px; color: rgb(51, 51, 51); "><h3 class="post-title entry-title" style="margin-top: 0.25em; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 4px; padding-left: 0px; font-size: 18px; font-weight: normal; line-height: 1.4em; color: rgb(148, 15, 4); "><a href="http://ideabusiness-fadil.blogspot.com/2010/09/gold-price-forecast-15th-sept-2010.html" style="color: rgb(51, 51, 51); text-decoration: none; display: block; font-weight: normal; "><span class="Apple-style-span" style="line-height: 20px; font-size: 13px; ">السلام عليكم ورحمة الله تعالى وبركات</span></a></h3><div class="post-header"><div class="post-header-line-1"></div></div><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; "><span class="Apple-style-span" style="color: rgb(0, 0, 0); font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; line-height: normal; font-size: 12px; "><h3 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; margin-bottom: 0px; padding-bottom: 0px; ">Gold Price Forecast</h3><h5 style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; ">London Fix. US Dollars per troy ounce.</h5><table border="1" width="540" cellspacing="1" cellpadding="0"><tbody><tr><td width="70" height="50" align="center"><span >Month</span></td><td width="120" height="50" align="center"><span >Date</span></td><td width="130" height="50" align="center"><span ><strong>Forecast<br />Value</strong></span></td><td width="100" height="50" align="center"><span ><a href="http://www.forecasts.org/info/error.htm" style="color: rgb(0, 51, 102); ">50%<br />Correct +/-</a></span></td><td width="100" height="50" align="center"><span ><a href="http://www.forecasts.org/info/error.htm" style="color: rgb(0, 51, 102); ">80%<br />Correct +/-</a></span></td></tr><tr><td width="70" height="30" align="center"><span >0</span></td><td width="120" height="30" align="center"><span >Dec 2010</span></td><td width="130" height="30" align="center"><span ><strong>1,390.6</strong></span></td><td width="100" height="30" align="center"><span >0</span></td><td width="100" height="30" align="center"><span >0</span></td></tr><tr><td width="70" height="30" align="center"><span >1</span></td><td width="120" height="30" align="center"><span >Jan 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,370</strong></span></td><td width="100" height="30" align="center"><span >15</span></td><td width="100" height="30" align="center"><span >34</span></td></tr><tr><td width="70" height="30" align="center"><span >2</span></td><td width="120" height="30" align="center"><span >Feb 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,345</strong></span></td><td width="100" height="30" align="center"><span >19</span></td><td width="100" height="30" align="center"><span >42</span></td></tr><tr><td width="70" height="30" align="center"><span >3</span></td><td width="120" height="30" align="center"><span >Mar 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,332</strong></span></td><td width="100" height="30" align="center"><span >22</span></td><td width="100" height="30" align="center"><span >48</span></td></tr><tr><td width="70" height="30" align="center"><span >4</span></td><td width="120" height="30" align="center"><span >Apr 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,323</strong></span></td><td width="100" height="30" align="center"><span >24</span></td><td width="100" height="30" align="center"><span >53</span></td></tr><tr><td width="70" height="30" align="center"><span >5</span></td><td width="120" height="30" align="center"><span >May 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,310</strong></span></td><td width="100" height="30" align="center"><span >26</span></td><td width="100" height="30" align="center"><span >57</span></td></tr><tr><td width="70" height="30" align="center"><span >6</span></td><td width="120" height="30" align="center"><span >Jun 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,299</strong></span></td><td width="100" height="30" align="center"><span >27</span></td><td width="100" height="30" align="center"><span >61</span></td></tr><tr><td width="70" height="30" align="center"><span >7</span></td><td width="120" height="30" align="center"><span >Jul 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,300</strong></span></td><td width="100" height="30" align="center"><span >29</span></td><td width="100" height="30" align="center"><span >64</span></td></tr><tr><td width="70" height="30" align="center"><span >8</span></td><td width="120" height="30" align="center"><span >Aug 2011</span></td><td width="130" height="30" align="center"><span ><strong>1,288</strong></span></td><td width="100" height="30" align="center"><span >30</span></td><td width="100" height="30" align="center"><span >67</span></td></tr></tbody></table><span >Updated Wednesday, January 19, 2011</span><div id="verticalspacershort" style="width: 570px; height: 10px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "></div><h4 style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 14px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; ">All forecasts are provided AS IS, and FFC disclaims any and all warranties, whether express or implied, including (without limitation) any implied warranties of merchantability or fitness for a particular purpose.</h4><div><br /></div><div><h3 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; margin-bottom: 0px; padding-bottom: 0px; ">Gold Prices</h3><h5 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-bottom: 0px; ">Past Trend Present Value & Future Projection</h5><h5 class="snugbottom" style="font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-bottom: 0px; ">London Fix. US Dollars per troy ounce.</h5><a href="http://www.marketvector.com/leading-indicator/" style="color: rgb(0, 51, 102); "><img class="shiftleft" src="http://www.forecasts.org/images/leading-indicator/gold.gif" alt="Gold Prices" border="0" style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: -10px; " /></a></div></span></div><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; "><br /></div><div class="post-body entry-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0.75em; margin-left: 0px; line-height: 1.6em; "> * Graf turun & naik untuk tahun 2011 sebagai panduan pembaca</div></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com1tag:blogger.com,1999:blog-7550000304842672509.post-59091069816473993132011-01-26T09:29:00.000+08:002011-01-26T09:30:52.877+08:00Perak Perkenal Dinar Emas, Dirham Akhir Bulan Depan<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 12px; border-collapse: collapse; color: rgb(51, 51, 51); -webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; "><div class="con_cerita_article_title" style="font-family: Arial, Helvetica, sans-serif; font-size: 24px; line-height: 30px; font-weight: bold; color: rgb(0, 0, 0); margin-bottom: 5px; "><span class="Apple-style-span" style="font-weight: normal; line-height: 18px; font-size: 12px; color: rgb(51, 51, 51); "><b>IPOH:</b> Kerajaan Perak akan memperkenalkan mata wang dinar emas dan dirham pada akhir bulan depan bertujuan mempelbagaikan bentuk simpanan kewangan rakyat.</span></div><div class="con_cerita_article_content" style="font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; color: rgb(51, 51, 51); text-align: center; "><p style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 16px; margin-left: 0px; text-align: left; ">Pengerusi Jawatankuasa Pelajaran, Pengajian Tinggi, ICT, Sumber Manusia, Sains dan Teknologi negeri, Datuk Mohamad Zahir Khalid berkata Perak sedang bekerjasama dengan Kuwait Finance House (KFH) untuk memperkenalkan dinar emas dan dirham kerana institusi kewangan itu berpengalaman luas dalam aspek pengendalian mata wang berkenaan.</p><p style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 16px; margin-left: 0px; text-align: left; ">"Apa yang pasti mata wang (dinar emas dan dirham) diperkenalkan Perak amat jauh berbeza dengan mata wang yang diperkenalkan Kelantan sebelum ini. Perbezaan itu akan dijelaskan oleh Menteri Besar (Datuk Seri Dr Zambry Abdul Kadir) nanti," katanya kepada pemberita selepas mempengerusikan mesyuarat bersama pihak pengurusan tertinggi KFH di sini hari ini.</p><p style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 16px; margin-left: 0px; text-align: left; ">Segala perincian, mekanisme serta bentuk mata wang berkenaan akan diumumkan pada pelancaran itu nanti, kata Mohamad Zahir.Dinar emas dan dirham itu akan dikeluarkan Goldnet International Sdn Bhd, anak syarikat Perbadanan Kemajuan Negeri Perak (PKNP) dengan kerjasama KFH (Malaysia) Sdn Bhd.</p><p style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 16px; margin-left: 0px; text-align: left; ">Pengerusi KFH Shaheen al Ghanem berharap hubungan yang terjalin termasuk dalam aspek nasihat kewangan serta sokongan dalam pengeluaran bantuan modal dengan kerajaan negeri dapat diteruskan pada masa depan.</p><p style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 16px; margin-left: 0px; text-align: left; ">"Kami juga sebenarnya dalam proses untuk melebarkan sayap perniagaan ke seluruh Malaysia dan sedang melihat kemungkinan mewujudkan cawangan di Ipoh pada masa terdekat kerana berpuas hati dengan inisiatif pembangunan yang ditunjukkan kerajaan negeri," katanya. - <b>BERNAMA</b></p></div></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-41352290538650873712010-12-24T10:19:00.004+08:002010-12-24T10:31:13.273+08:00PUM lancar Kelab Penyokong Dinar<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 11px; "><table class="contentpaneopen" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; border-collapse: collapse; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; width: 715px; "><tbody><tr><td valign="top" style="font-size: 14px; font-family: Arial, Helvetica, sans-serif; "><span class="small" style="color: rgb(102, 102, 102); font-size: 13px; ">Majdan Yahya </span><br /><i>Sumber: <a href="http://www.harakahdaily.net/v2/index.php?option=com_content&view=article&id=29979:pum-lancar-kelab-penyokong-dinar&catid=1:utama&Itemid=50">Harakah Online</a> </i></td></tr><tr><td valign="top" style="font-size: 14px; font-family: Arial, Helvetica, sans-serif; "><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "><strong>KUALA LUMPUR, 22 Dis:</strong> Persatuan Ulama Malaysia (PUM) dengan rasminya pada hari ini melancarkan Kelab Penyokong Dinar.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Pelancaran itu dilakukan oleh Datuk Al-Sheikh Abdul Halim Abdul Kadir, Yang Dipertua PUM sempena Seminar Seminar Minisiri Dinar Emas di Putra World Trade Centre (PWTC).</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Menurut Abdul Halim, penubuhan Kelab Penyokong Dinar ini merupakan sebahagian daripada usaha PUM memberi kesedaran kepada orang ramai tentang dinar emas.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "> “Untuk merealisasikan usaha memberi kesedaran dan kefahaman menyeluruh kepada masyarakat awam, mengenai peri pentingnya mengembalikan kebangkitan dinar emas dalam muamalah ummah, dan menggerakkan kesedaran tersebut secara dinamik dan berkesan, maka Kelab Penyokong Dinar ini dilancarkan,” ujarnya semasa menyapaikan ucaptama pada seminar itu.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "> Seminar sehari ini menampilkan beberapa pembentang iaitu Dr Zahimi Chik (Al-Qafilah International), Khalid Noorshah (Gold Dinar Research Group, Universiti Sains Malaysia),Khairudden Hussin (Muamalah Council), Mazli Alias (Penganalisis Pasaran Ekuiti), Redhuan Oon (Pengasas Adempiere), Abdullah Zaidi Hassan (Penyelidik Perpustakaan Islam Nur Az-Zahrah), Haji Ann Wang Seng (Setiausaha MACMA), Rafidi Hashim (Pendakwah) dan Dr Luqman Abdullah (Pensyarah Kanan Jabatan Fiqh dan Usul, Universiti Malaya).</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Isu penggunaan dinar emas ini mula menarik perhatian umum apabila Tun Dr Mahathir yang menjadi Perdana Menteri Malaysia ketika menyebutnya secara tidak langsung pada tahun 2003.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Walaupun beliau ketika itu tidak bermaksud dinar dijadikan sebagai matawang, namun langkah-langkah proaktif telah dimulakan oleh Kerajaan PAS Kelantan pimpinan Tuan Guru Datuk Nik Abdul Aziz Nik Mat.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "> Pelbagai usaha seperti seminar, forum dan perbincangan telah diadakan. Langkah PAS tersebut mendapat publisiti dan pandangan yang berbeza-beza.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Usaha tersebut tidak terhenti setakat itu, pada 20 September 2006, kerajaan Kelantan telah mencatat sejarah apabila mula menjual kepingan-kepingan dinar dan dirham dan telah digunakan di Pasar Besar Siti Khadijah dan Bazar MPKB, Kota Bharu. </p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "> Oleh hal yang demikian, penubuhan Kelab Penyokong Dinar ini merupakan langkah yang wajar disokong agar penggunaan dinar dan dirham kembali diterima dalam masyarakat hari ini, di samping menjadi alternatif kepada sistem matawang kapitalis.</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">***************************************************************************************</p><p style="margin-top: 1em; margin-right: 0px; margin-bottom: 1em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; ">Untuk memiliki Dinar sila hubungi 013-3845811(Fadil) & klik <a href="http://www.gcp.com.my/index.php">sini</a> </p></td></tr></tbody></table></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-70390591104244115452010-12-16T10:16:00.000+08:002010-12-16T10:19:26.612+08:00Dr Mahathir Galak Rakyat Jadikan Emas Sebagai Simpanan<span class="Apple-style-span" style="font-family: verdana; font-size: 13px; line-height: 22px; "><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">KUALA LUMPUR, 15 Dis (Bernama) — Tun Dr Mahathir Mohamad menggesa orang ramai cuba menyimpan emas sebagai simpanan mereka berbanding mata wang kerana nilai emas lebih terjamin dan sukar untuk jatuh dengan nilai besar.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">Bekas Perdana Menteri itu berkata nilai mata wang tidak terjamin kerana ia bergantung kepada pasaran tukaran mata wang dunia yang sentiasa berubah-ubah.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">Menurut beliau, ada kalanya nilai mata wang akan jatuh dengan teruk apabila berlaku sesuatu krisis kewangan di sesebuah negara.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">“Mata wang hanyalah sehelai kertas yang digunakan untuk mewakili nilai tertentu tetapi bukan nilai sebenar namun emas boleh mewakili nilai sebenar kerana ia sebuah logam berharga di seluruh dunia,”</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">“Simpanan emas juga lebih terjamin jika ingin menjualnya kerana harganya sentiasa meningkat dan ia boleh membantu orang ramai menghadapi inflasi,” katanya kepada pemberita selepas melancarkan produk emas Geneva Malaysia di sini malam ini.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">Produk emas itu terdiri daripada jongkong pelbagai berat dihasilkan oleh Persatuan Persahabatan Malaysia-Arab Saudi (MSAF) dan Persatuan Usahawan Jongkong Emas Malaysia (GBEAM) yang dikeluarkan untuk memenuhi keperluan syariah.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">MSAF dan GBEAM menyasarkan syarikat swasta dan orang ramai untuk mendapatkan produk berkenaan sebagai urusan dalam pelbagai transaksi terutamanya jualan dan belian.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">Dr Mahathir berkata satu ketika dahulu, satu auns emas bernilai RM109.79 tetapi kini satu auns emas bernilai kira-kira RM4390.40.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">Beliau berkata orang ramai boleh menyimpan emas dalam bentuk barang kemas yang mudah didapati di seluruh negara dan ia mampu untuk dimiliki.</p><p style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; ">– BERNAMA</p><br /></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-91627956073845127852010-12-09T13:45:00.001+08:002010-12-09T13:47:26.219+08:00Isu Shariah dalam perniagaan MLM<div class="article-content" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; overflow-x: visible; overflow-y: visible; "><p align="center" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; "></p><div style="text-align: left;"><span class="Apple-style-span" ><span class="Apple-style-span" style="line-height: 19px;"><i>Sumber: UZAR</i></span></span></div><div style="text-align: left;"><span class="Apple-style-span" ><span class="Apple-style-span" style="line-height: 19px;"><i>Detail klik <a href="http://www.zaharuddin.net/pelaburan-&-perniagaan/222-multi-level-marketing-menurut-shariah.html#comment-3327">sini</a></i></span></span></div><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(53, 53, 53); line-height: 19px; ">Oleh : Ust Hj Zaharuddin Hj Abd Rahman</span><p></p><p align="center" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">www.zaharuddin.net</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Jualan Pelbagai Peringkat atau lebih dikenali sebagai ‘Multi Level Marketing' atau MLM adalah amat popular di Malaysia. Dalam pada masa yang sama, sistem yang sama juga digunakan oleh industri penjualan Saham Amanah Islam dan beberapa produk Takaful. Statistik tahun 2003 menunjukkan industri MLM Malaysia mencatatkan jualan RM 4 bilion dan lebih dari 3 juta orang Malaysia terlibat dalam urusniaga MLM. <br /><br /></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Akibat dari kebanjiran produk dan syarikat yang menggunakan sistem ini dalam mempromosi dan penjualan produk mereka. MLM kini boleh dianggap sebagai sebuah sistem pemasaran yang diterima ramai. Bagaimanapun, amat jarang dijumpai ilmuan Shariah samada dalam atau luar negara yang ingin atau berminat untuk menghuraikan sistem ini dari aspek Shariah dengan terperinci dan konkrit. Ini mungkin disebabkan kerumitan atau kurangnya minat ilmuan Shariah untuk mendalami proses sistem ini.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Para</b><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "> ‘Ustaz' dan Multi Level Marketing</b></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Saya juga tidak dapat lari dari dibanjiri soalan demi soalan berkenaan hal ini. Pada awalnya, saya cuba untuk mengelak disebabkan terlampau banyak bentuk dan jenis MLM ini hingga menyukarkan sesiapa juga untuk memandu dan menerangkan hukumnya secara jelas. Di tambah pula mengenagkan pengikut dan pengamalnya yang terlalu ramai dan kebanyakkannya pula kelihatan ‘taksub' dan amat yakin akan halalnya kaedah MLM ini.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Tidak kurang juga terdapat para graduan Shariah atau pengajian Islam yang digelar ‘Ustaz' dan Ustazah' yang juga kuat berkempen produk-produk syarikat dengan skim MLM. Lebih hangat dan meriah lagi, kumpulan ini kerap mendakwa ianya halal lalu diselitkan dengan pelbagai dalil Al-Quran dan Hadith yang menggalakkan umat Islam berniaga, kuat ekonomi dan lain-lain. Hakikatnya, dalil-dalil ini bukanlah khusus untuk menyokong MLM dan perniagaan piramid mereka.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ikhlas saya ingin nyatakan di sini, agak ramai juga orang ramai yang terpengaruh dengan kempenan dari kumpulan ilmuan agama seperti ini, menyebabkan orang ramai menyertainya tanpa berfikir lagi berkenaan halal atau haramnya sesuatu produk itu kerana ia telah diiktiraf oleh seorang ‘ustaz'. Justeru, saya ingin menasihatkan semua rakan-rakan lulusan Shariah dan Pengajian Islam agar lebih berhati-hati memberikan sebarang hukum dan merujuk dengan lebih mendalam sebelum berkempen dan mendakwa halalnya sesuatu produk hanya semata-mata kerana ia mendapat keuntungan besar di dalamnya. Ini kerana agak ramai juga saya dapati orang ramai yang berkiblatkan ustaz tertentu dalam kempen MLM mereka. Berkatalah Al-Laith bin Sa'ad : « Seandainya orang-orang yang memiliki pemahaman halal dan haram meneliti masalah ini, pastilah mereka tidak akan membolehkannya kerana terdapat di dalamnya unsur perjudian » ( Riwayat Al-Bukhari, no 2346 ). Sayyidina Umar al-Khattab r.a telah mengingatkan:</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p dir="rtl" align="center" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 18pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">لا يبع في سوقنا إلا من قد تفقه في الدين</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ertinya : "Jangan seseorang kamu berjual beli di pasar kami, kecuali ia telah mendalami ilmu (hukum) agama tentangnya" ( Riwayat Tirmidzi, no 487, hlm 129 ; Albani : Hasan)</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Bagi membantu masyarakat yang semakin ‘hangus' dalam industri ini, saya merasakan adalah elok untuk saya berkongsi panduan umum Shariah dalam hal penggunaan MLM ini. Bagaimanapun, saya tidaklah mampu untuk menujukan tulisan ringkas ini kepada mana-mana jenama MLM yang wujud di Malaysia mahupun luar negara. Tulisan ini hanya memberikan sedikit gambaran dan garis panduan yang diletakkan oleh undang-undang Islam dalam hal MLM ini.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></b></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Pengertian MLM</span></b></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Secara umum ‘Multi Level Marketing' adalah suatu cara perniagaan alternatif yang berkaitan dengan pemasaran yang dilakukan melalui banyak level (tingkatan), yang biasa dikenal dengan istilah ‘Upline' (tingkat atas) dan ‘Downline' (tingakt bawah), orang akan disebut ‘Upline' jika mempunyai ‘Downline'. Pokok utama dari perniagaan MLM ini digerakkan dengan jaringan ini, sama ada yang bersifat ‘vertikal' atas bawah mahupun ‘horizontal kiri kanan' ataupun gabungan antara keduanya. (Lihat All About MLM oleh Benny Santoso hal: 28, Hukum Syara MLM oleh Hafidz Abd Rahman, MA)</span></p><h3 align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 17px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; line-height: 1.2; font-family: Georgia, 'Times New Roman', Times, serif; color: rgb(53, 53, 53); "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></h3><h3 align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 17px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; line-height: 1.2; font-family: Georgia, 'Times New Roman', Times, serif; color: rgb(53, 53, 53); "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Bentuk MLM yang Haram atau syubhat</span></h3><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ada beberapa bentuk sistem MLM yang jelas keharamannya atau keraguannya, iaitu apabila ia menggunakan sistem berikut :</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">1) <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Harga tinggi dari biasa</b> : Menjual produk yang diperjualbelikan dalam sistem MLM dengan harga yang jauh lebih tinggi dari harga biasa, ia adalah amat tidak digalakkan menurut Islam malah menurut sebahagian ulama, aqad seperti ini adalah terbatal. Tatkala itu, ia digelar ‘Gabhnun Fahisyh' menurut istilah ulama Fiqh. Hukum jualan secara ‘Ghabnun Fahisy' ini diperbezakan oleh ulama antara harus, makruh dan haram. (Durar al-Hukkam Fi Syarh Majallah al-Ahkam, klausa no 356, hlm 369). Bagaimana Nabi SAW pernah mengisyaratkannya sebagai suatu kezaliman jika berlaku kepada orang yang tidak mengetahui selok belok harga barang. (Al-Qawaid, Ibn Rusyd, hlm 601)</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Bagaimanapun perlu diingat, dalam satu MLM mungkin terdapat 3 atau 4 unsur syubhat dan haram yang akan saya sebutkan. Ini tidaklah bermakna saya mengatakan MLM haram hanya kerana adanya unsur "Harga Lebih Tinggi dari Biasa" , ia cuma salah satu unsur yang perlu disemak dan boleh memburukkan lagi hukum sesuatu MLM sehingga boleh jatuh tahap haram kerana penipuan dalam keadaan tertentu yang lain.</span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Apa yang ingin saya nyatakan ‘Ghabnun' di sini adalah yang dibuat dalam bentuk penipuan harga kepada orang awam, iaitu harga yang sengaja dinaikkan kerana merangkumkan yuran penyertaan dalam system priamid. Sebagai contoh saya pernah ‘terpaksa' membeli sebuah produk MLM. Oleh kerana tukang jual MLM ini amat sukar beralah, dan saya ingin ia cepat menamatkan kempenanannya dengan adab, lalu saya belilah satu produknya yang termurah, iaitu sebiji bantal yang dikatakan sangat hebat, harganya mencecah RM300 sebiji. Inilah namanya 'Ghabnun', sedangkan bantal tersebut rupa-rupanya langsung tiada istimewanya setelah digunakan. Maka jelas harganya dinaikkan kerana penyertaan sebagai ahli dan masuk dalam sistem. Tapi saya senyapkan saja keahlian dan langsung tidak bergerak, membeli hanya kerana kasihan dengan si penjual yang dikenali ini sahaja.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Inilah maksud saya mempunyai unsur ‘Ghabnun', mungkin unsur ini tidak cukup kuat untuk menjadikannya haram, tetapi ia salah satu unsur yang memberi kesan kepada aqad, kesan ini apabila ia bergabung dengan unsur-unsur syubhat yang lain, ia boleh menjadi haram.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Sebagai Makluman :</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Mazhab Hanafi : terbahagi kepada 3 pandangan, iaitu ada ulamanya yang mengatakan ghabnun harus walaupun Fahisyh, kedua : Haram , ketiga : Haram bila ada usnur penipuan sahaja ( Syarh ad-Dur , AL-Haskafi, 2/82 )</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Mazhab Maliki : Juga ulama mereka berbagai pandangan : Pertama : Ghabnun Mustrasil samada Yasir atau fahsiyh : Haram ; Kedua : Ghabnun lebih tinggi 1/3 dari harga pasaran biasa tanpa adalah HARAM. ( Al-Qawaid : Ibn Rusyd , hlm 601 ; AL-Qawaid Al-Fiqhiyyah, Ibn Juzay, hlm 294)</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Mazhab Syafie : Harus hukumnya kecuali pandangan ganjil dari al-Mutawaali yang mengharamkannya . ( Al-Majmu' , 7/500 )</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Mahzab Hanbali : Ibn Quddamah berkata : "Ghabn Mustarsil adala apabila si pembeli membeli dengan harga yang terkeluar dari harga pasaran ... teruatamanya apabila didesak ( agar tak pergi semak kedai-kedai lain dulu) dan cuba disegerakan oleh penjual " ( Al-Mughni , 4/78 )</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Justeru, perbincangan panjang tentang 'Ghabn' sebenarnya menunjukkan terdapat jenis 'Ghabn' yang disepakati haramnya oleh ulama, ada yang disepakati halalnya, dan terdapat yang diperbezakan pandangan. Justeru apabila saya sebut 'ghabn' sebagai salah satu sebab boleh jadikan MLM haram, maka ini kerana berkemungkinan jenis yang disepakati haram itu berlaku. Justeru, semasa menulis artikel anda perlu faham target saya. Adakah anda yakin semua jenis 'Ghabn' yang berlaku dalam MLM itu tergolong dari golongan yang harus ?. Jika ye, maka itu pandangan anda , bukan saya. Saya lebih selesa berpandangan ia banyak jenis 'Ghabn' yang berlaku lebih menjurus kepada haram terutamanya apabila hampir semua syarikat-syarikat MLM ini amat mengambil mudah akan hal hukum agama. Jika tidak, pastinya mereka telah mengambil Penasihat Shariah sejak dari awal.</span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "> </p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "> </p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">2) <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Belian Peribadi target sebagai syarat komisyen :</b> Selain dari yuran yang wajib dibayar oleh ahli, pada kebiasaannya terdapat syarat yang mewajibkan ahli tersebut mencapai target belian tertentu bagi melayakkannya mendapat apa jua komsiyen dari hasil jualan orang di bawahnya. Apabila ia gagal mencapai ‘harga target' tersebut maka keahliannya akan hilang atau tiada sebarang komisyen untuknya walaupun orang bawahannya menjual dengan begitu banyak. Semua MLM yang terlibat dengan syarat seperti ini, menyebabkan sistem MLM mereka menjadi bermasalah dari sudut Shariah kerana wujudnya unsur kezaliman terhadap ahli selain wujudnya kewajiban jualan bersyarat dengan syarat yang tidak menyebelahi ahli serta berbentuk penindasan. Seolah-olah pihak syarikat memaksanya dengan mengatakan "Anda mesti membeli atau mengekalkan penjualan peribadi sebanyak RM 500 sebulan bagi membolehkan anda mendapat hak komisyen orang bawahan anda".</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Pada asasnya, komisyen yang diambil atas usaha menjual (seperti ‘brokerage fee') sesuatu barangan adalah adalah harus menurut Shariah, ia adalah pandangan ulama besar Tabi'en seperti Muhammad Ibn Sirin, ‘Ato' Bin Abi Rabah, Ibrahim an-Nakha'ie dan ramai lagi (Sohih Al-Bukhari ; Al-Musannaf, 5/242 ; Mawahibul Jalil, 4/452 ). Bagaimanapun, komisyen dalam hal MLM dan system piramdi ini boleh bertukar menjadi syubhah apabila :-</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'Trebuchet MS'; background-position: initial initial; background-repeat: initial initial; ">* Diikat komisyen jualan rangkaiannya dengan sesuatu jualan olehnya, ia menimbulkan masalah dari sudut Shariah seperti unsur pemaksaan, syarat yang tidak sah dalam perwakilan dan perjudian. namun begitu, ia mungkin diHARUSKAN jika terdapat penasihat Shariah yang membetulkannya selaras dengan aqad Ju'alah. namun begitu, majoriti syarikat MLM tidak mempunyai pensaihat Syariah untuk membetulkannya, menyebabkan ia kekal di dalam syubhah.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'Trebuchet MS'; background-position: initial initial; background-repeat: initial initial; ">* Komisyen datang dari orang bawahan yang langsung tidak dikenalinya kerana sudah terlampau jauh ke bawah. Ini menjadikan orang atasan seolah-olah mendapat untung di atas angina tanpa sebarang kerja dan usaha lagi. Ia juga boleh dikelaskan sebagai broker di atas broker di atas briker di atas broker dan seterusnya. Dalam hal berbilangnya rantaian komsiyen broker ini, menurut perbincangan saya bersama Syeikh Prof. Dr Abd Sattar Abu Ghuddah (Pakar Shariah utama dalam bidang kewangan Islam dunia di Kesatuan Ulama Fiqh Sedunia, AAOIFI, Dow Jones Islamic Index dan lain-lain) ia termasuk dalam konteks memakan harta orang lain dengan bathil selain terdapat unsur judi. Ini adalah kerana ia seolah-olah meletakkan syarat kepada semua orang bawahan samada dengan pengetahuan mereka atau tidak, semua hasil jualan mereka akan diambil sebahagian keuntungannya untuk orang atasnya.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Walaupun demikian, jika komsiyen datang dari pihak syarikat atas dasar yang betul seperti jualah dan hibah, ia boleh jadi diharuskan. Namun sekali lagi rukun dan syarat aqad yang betul mesti dipantau oleh penaasihat Syariah yang berkelayakan.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "> </p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'Trebuchet MS'; background-position: initial initial; background-repeat: initial initial; ">* Dari sudut yang lain, terdapat juga keraguan dalam isu pemberian komisyen di atas usaha dan tugas agen (wakil penjual) atau "brokerage" (tukang kempen). Ini kerana sepatutnya komisyen ke atas "brokerage" tidak harus mensyaratkan tukang kempen itu untuk membeli untuk diri sendiri sebagaimana yang berlaku dalam beberapa jenis MLM. Sesetengahnya pula mensyaratkan ‘broker' atau ‘agen' untuk menjual sendiri sebanyak sekian jumlah bagi memperolehi komisyen jualan broker (ahli) di bawahnya. Dengan sebab-sebab ini, hal ‘broker' atau ‘agen' menjadi syubhah dan tidak lagi benar ianya disifatkan sebagai komisyen wakil atau broker yang diterima Islam.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">3) Jika ahli berdaftar menyertai MLM dengan yuran tertentu, tetapi tiada sebarang produk untuk diniagakan, perniagaannya hanyalah dengan mencari orang bawahanya (downline), setiap kali ia mendapat ahli baru, maka diberikan beberapa peratus dari yuran ahi tersebut kepadanya. Semakin banyak anggota baru bermakna semakin banyak jualah bonusnya. Ini adalah bentuk riba kerana memperdagangkan sejumlah wang untuk mendapat sejumlah lebih banyak yang lain di masa hadapan. Ia merupakan satu bentu Riba Nasiah dan Riba Al-Fadl. Hal yang sama juga hukumnya bagi perusahaan MLM yang tidak mempunyai produk bersungguh dan berkualiti, sebaliknya produk miliknya hanyalah berupa ruangan laman web yang tidak berfaedah buat kebanyakkan orang, atau apa jua produk yang hanya dijadikan sebagai alasan pembelian. Malah harga sebenar produknya juga adakalanya jauh dari harga yang dijual kepada ahli (sebagai contoh dijual produk web komputer, sedangkan haragnya jauh lebih tinggi dan si ahli pula tidak mempunyai komputer pun). Pada hakikatnya, si ahli bukannya ingin membeli produk itu, tetapi untuk menyertai rangkaian serta memperolehi wang darinya. Ia juga termasuk dalam yang diharamkan. Hal membeli produk tidak benar dengan niat utama memasuki rangkaian dan mendapat untung dari rangkaian ini telah difatwakan haram oleh Majlis Fatwa Al-Lajnah Ad-Daimah Arab Saudi no 15/192-193.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">4) Terdapat juga syarikat MLM yang melakukan manipulasi dalam menjual produknya, atau memaksa pembeli untuk menggunakan produknya atau yang dijual adalah barang haram. Maka MLM tersebut jelas keharamannya. Namun tidak semua MLM begini, cuma sebahagianya sahaja.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">5) Terdapat juga unsur mirip "shafqatayn fi shafqah", atau bay'atayn fi bay'ah, (iaitu dua aqad jenis jual beli dalam satu) yang dilarang oleh Baginda SAW dengan pelbagai lafaz antaranya : "</span></p><p dir="rtl" align="center" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 18pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">نهى رسول الله صلى الله عليه وسلم عن صفقتين في صفقة واحدة</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ertinya : "Rasulullah SAW melarang dari membuat dua belian (aqad) dalam satu aqad" ( Riwayat Ahmad, Al-Bazzar ; Al-Haithami : perawi Ahmad adalah thiqah ; 4/84 )</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ini berlaku apabila ada sebahagian syarikat MLM yang membuka pendaftaran ahlinya, setiap ahli perlu membayar sejumlah wang disebut yuran, tidak dapat dipastikan samada yuran tersebut untuk membeli kedudukan di dalam rangkaian ataupun membeli produk. Pada waktu yang sama, dengan termeterainya keahliannya itu, ia akan menjadi wakil pula bagi syarikat untuk merekrut ahli baru, maka tindakan MLM seperti ini, boleh dikatakan termasuk dalam kategori hadis : shafqatayn fi shafqah, atau bay'atayn fi bay'ah. Ini kerana, dalam hal ini, orang tersebut telah dikira melakukan transaksi aqad Mu'awadat (kontrak pertukaran hak kewangan) bila membeli produk atau menjadi ahli dan dalam masa yang sama masuk dalam satu jenis aqad lagi iaitu perwakilan (untuk menjualkan produk itu kelak di samping mencari ahli baru) dengan komisyen tertentu. Maka, praktis seperti ini jelas tergolong sebagaimana hadith di atas. </span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(53, 53, 53); line-height: 19px; "><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Ingin saya tekankan juga, hal berkaitan komisyen jualan orang di level keseratus akan diperolehi juga oleh upline di tingkat kedua, padahal mereka tiada sebarang kaitan aqad yang jelas, dan hanya kerana rantaian orang dibawahnya maka ia mendapat untung?. Apa yang diletakkan untuk mendapat untung?.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Sedangkan dalam contoh sebuah syarikat besar, seorang pemegang saham sememang layak dapat untung walaupun goyang kaki kerana ia meletakkan 'modal', sebagaimana yang diketahui , keuntungan boleh didapati dari tiga sebab iaitu 1) Modal 2) Kerja 3) Jaminan 'Dhoman' barangan dari sebarang aib pada barang yang dijual.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Lalu si pemegang modal berhak mendapat untung kerana ia letak modal, si pekerja layak mendapat untung kerana ia bekerja .. jadi apa hak si upline kedua untuk dapat untung jualan si downline ke seratus? Tiada modal, tiada kerja, tiada jaminan atau dhoman barangan yang dijual, kernaa jaminan barangan yang dijual adalah dari syarikat, bukan upline!.</span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'Trebuchet MS'; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'Trebuchet MS'; background-position: initial initial; background-repeat: initial initial; "><p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Apa Maksud Sebenar Dua Aqad Dalam Satu ?</span></b></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Shafqatain di Safqah dan lafaz yang seertinya denganya memang tidak dinafikan mempunyai banyak takrif dan tafsiran menurut kefahaman ulama yang berbeza. Manakala sesiapa yang hanya mendedahkan hanya beberapa kerat dari pandangan tersebut dan kemudian terus memegangnya. Tapi perlu diingat disana terdapat pelabagi tafsiran yang lain pula, dan saya memegang tafsiran yang lain. Maka itu tidak bererti tafsiran pegangan saya adalah salah, dan tafsiran pegangan anda mesti betul. Jika demikian perangainya, maka ini jelas tidak faham konsep ikhtilaf dalam nas.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Sebagai hadiah untuk awam dan pembaca yang mampu faham ini beberapa tafsiran tentang hadith dua aqad dalam satu mengikut beberapa kumpulan ulama silam dan kaitannya dengan MLM:-</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><ul style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; list-style-type: none; list-style-position: initial; list-style-image: initial; background-position: initial initial; background-repeat: initial initial; "><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 30px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: url(http://www.zaharuddin.net/templates/ja_anion/core/themes/light-red/images/bullet.png); background-attachment: scroll; background-origin: initial; background-clip: initial; background-color: initial; line-height: 25px; overflow-x: hidden; overflow-y: hidden; background-position: 20px 7px; background-repeat: no-repeat no-repeat; "><div align="justify" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">1) iaitu contoh berkata penjual kepada pembeli : <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">" Aku jual kepadamu baju ini dengan harga RM 10 tunai , atau RM 20 secara tangguh"</b> , maka si pembeli bersetuju TANPA mengspecifickan plan tangguh atau tunai yang dikehendakinya. Ini bentuk yang ditafsirkan oleh Imam Malik, Abu Hanifah, At-Thawri, Ishak Rahawaih, Imam As-Syafie ( Syarh as-Sunah, Al-Baghawi, 8/142 ; ‘Aridathul Ahwazi, 5/240 ; Al-Mughni, Ibn Quddamah, 6/333; Al-Mudawwanah, 9/191 ).</span></div></li></ul><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Tiada khilaf di kalangan ahli ilmu, jenis ini adalah HARAM. Bagaimanapun tafsiran ini tidak berapa berkaitan dengan MLM, kerana biasnaya plan harga akan dipilih dengan tepat.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><ul style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; list-style-type: none; list-style-position: initial; list-style-image: initial; background-position: initial initial; background-repeat: initial initial; "><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 30px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: url(http://www.zaharuddin.net/templates/ja_anion/core/themes/light-red/images/bullet.png); background-attachment: scroll; background-origin: initial; background-clip: initial; background-color: initial; line-height: 25px; overflow-x: hidden; overflow-y: hidden; background-position: 20px 7px; background-repeat: no-repeat no-repeat; "><div align="justify" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">2) Iaitu contohnya pembeli : <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">"jualkan kepadaku barangan ini dengan harga RM 10 tunai atau dengan sebuah radio pada tarikh akan datang"</b>, kemudian kedua-dua bersetuju tanpa memberikan yang mana satu mereka inginkan. Ini adalah tafsiran Imam Malik pula ( ‘Aridathul Ahwazi, 5/240 ) . Ini juga tiada kaitan dengan MLM.</span></div></li></ul><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><ul style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; list-style-type: none; list-style-position: initial; list-style-image: initial; background-position: initial initial; background-repeat: initial initial; "><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 30px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: url(http://www.zaharuddin.net/templates/ja_anion/core/themes/light-red/images/bullet.png); background-attachment: scroll; background-origin: initial; background-clip: initial; background-color: initial; line-height: 25px; overflow-x: hidden; overflow-y: hidden; background-position: 20px 7px; background-repeat: no-repeat no-repeat; "><div align="justify" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">3) Iaitu contohnya berkata seorang lelaki : <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">"Aku jual kebunku ini dengan harga RM 10,000 dengan syarat kamu jualkan rumah kamu pula dengan harga RM 15,000"</b> . Inilah juga tafsiran ulama mazhab Hanafi, Hanbali dan Syafie. ( Al-Mughni , 6/332 ; Al-Um, 3/67 ; ‘Aridatul Ahwazi, 5/239 )</span></div></li></ul><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Inilah tafsiran yang saya lihat ada kaitannya dengan kebanyakkan MLM. Iaitu berkata syarikat MLM kepada seorang ahli baru sebagai contoh : <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">"aku jual barang water filter ini dengan harga RM 2000 dengan syarat engkau jadi wakil jualanku dengan komisyen sebanyak 3 % dari harga jualanmu</b> dan aku beri mandate kamu untuk jadi lantik ahli baru dan setiap jualannya kamu akan dapat 1 % dengan syarat kamu ada jualan sendiri sebanyak RM 1000 setiap bulan"</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Lihat, dalam contoh saya tu ada berapa jenis aqad muawadah maliah yang bersifat lazim?</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">a- </b><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Jual barang RM 2000 - Aqad jual beli yang bersifat lazim</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">b- </b><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Lantik jadi wakil dengan upah (Wakalah bil Ujr) - aqad wakalah yang bersifat lazim.</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">c- </b><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Beri mandate untuk cari ahli - ini tiada masalah</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">d- </b><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Setiap ahli yang kamu lantik jual kamu layak dapat 1% - Ini ju'alah, juga kelihatan tiada masalah.</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">e- </b><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Kamu hanya layak dapat 1 % ju'alah tadi dengan syarat kamu ada jualan sendiri RM 1000 - Ini ada syubhat sikit syarat seperti ini. Perlu perbincangan dan ijtihad.</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Cuma, secara umum kita dapat melihat bergabungnya dua aqad mu'awadat maliah (pertukaran hak milik harta) yang bersifat Lazim. Jika aqad itu ghayru Lazim maka ia diharuskan, tetapi dalam hal ini dua aqad itu adalah "aqad lazim"</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><ul style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; list-style-type: none; list-style-position: initial; list-style-image: initial; background-position: initial initial; background-repeat: initial initial; "><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 30px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: url(http://www.zaharuddin.net/templates/ja_anion/core/themes/light-red/images/bullet.png); background-attachment: scroll; background-origin: initial; background-clip: initial; background-color: initial; line-height: 25px; overflow-x: hidden; overflow-y: hidden; background-position: 20px 7px; background-repeat: no-repeat no-repeat; "><div align="justify" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">4) Iaitu seorang penjual <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">menjual dua barangan berlainan harga iaitu kasut dengan harga RM 100 dan handphone dengan harga RM 700, tetapi ia membuatnya terikat, iaitu jika anda beli handphone, maka pembelian kasut juga menjadi wajib</b>. Inilah takrif yang dipegang oleh Al-Qadhi Ibn Al-Arabi al-Maliki ( Al-Qabas Syarah Al-Muwatta', 2/842 ; Al-Muntaqa , 5/36) .</span></div></li></ul><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Ini juga mempunyai sedikit kaitan dengan MLM kerana meletakkan syarat satu aqad lain sebagai syarat untuk sesuatu aqad itu boleh ‘concluded'.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><ul style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; list-style-type: none; list-style-position: initial; list-style-image: initial; background-position: initial initial; background-repeat: initial initial; "><li style="margin-top: 0px; margin-right: 0px; margin-bottom: 5px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 30px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: url(http://www.zaharuddin.net/templates/ja_anion/core/themes/light-red/images/bullet.png); background-attachment: scroll; background-origin: initial; background-clip: initial; background-color: initial; line-height: 25px; overflow-x: hidden; overflow-y: hidden; background-position: 20px 7px; background-repeat: no-repeat no-repeat; "><div align="justify" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">5) Iaitu contohnya : Berkata penjual : <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">" Aku jual handphone ini dengan RM 100 dengan bayaran ansuran dalam 3 bulan, dengan syarat aku akan belinya semual darimu dengan harga RM 80 tunai"</b> . Ini adalah tafsiran Ibn Taymiah dan Ibn Qayyim pula. Ia adalah sama dengan takrif Bai Inah. ( Mukhtasar Al-Fatawa Lib Ibn taymiah, hlm 327 ; Tahzib Mukhtasar Sunan Abi Daud, Ibn Qayyim, 5/100 )</span></div></li></ul><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Tafsiran ini agak kurang kaitannya dengan MLM.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Demikianlah beberapa takrifan dan tafsiran ulama tentang hadith dua aqad dalam satu. Sebenarnya ada terdapat 3 lagi tafsiran, Cuma cukuplah sebagai info tambahan kepada pembaca. Oleh kerana beberapa yang dilakukan dalam MLM ada terdapat dalam salah satu tafsirannya, maka saya masukkan point dua aqad di dalam satu sebagai isu yang boleh menjadikan MLM samada haram atau batal atau syubhat.</span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Pun begitu, point ini boleh diealakkan jika aqad tersebut boleh dipisahkan dan berdiri dengan sendirinya. Pemantauan penasihat Syariah diperlukan bagi memastikan hal ini mampu dibuat.</p></span></span><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Keputusan Majma Fiqh Sedunia ?</b> </span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Kesatuan Fiqh Sedunia (Majma' Fiqh Islami) pernah mengeluarkan fatwa ke atas satu bentuk perniagaan MLM jenama PT Biznas yang disifatkan sebagai haram kerana ia adalah salah satu bentuk perjudian. Selain itu, keputusan itu juga menafikan bahawa komisyen yang digunakan adalah komisyen atau upah ‘brokerage' sebagaimana didakwa. (Rujuk keputusan nombor 3/24, 17 Julai 2003). Selain itu, Syeikh Salim Al-Hilali pernah mengeluarkan fatwa pengharaman dengan katanya : "Banyak pertanyaan berkenaan perniagaan yang diminati ramai. Yang secara umum gambarannya adalah mengikuti kaedah piramid dalam sistem pemasarannya, dengan cara setiap anggota harus mencari ahli-ahli baru dan demikian selanjutnya. Setiap anggota membayar yuran pada syarikat dengan jumlah tertentu dengan angan-angan mendapat bonus, semakin banyak anggota dan memasarkan produknya maka akan semakin banyak bonus yang dijanjikan. Sebenarnya kebanyakan anggota MLM yang menyertai cara ini adalah hasil motivasi bonus yang dijanjikan tersebut dengan harapan agar cepat kaya dalam waktu yang sesingkat mungkin, padahal ia langsung tidak menginginkan produknya. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Perniagaan jenis ini adalah perjudian murni</b>, kerana beberapa sebab berikut, iaitu:</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ø Sebenarnya anggota MLM ini tidak mahukan produknya, akan tetapi tujuan utama mereka adalah menyertai rangkaian piramid bagi mendapatkan kekayaan cepat apabila setiap ahli baru membayar yuran.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ø Harga produk yang dibeli sebenarnya tidak sampai 30% dari wang yang dibayarkan pada syarikat MLM.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Ø Tujuan perusahaan adalah membangun jaringan individu secara berkesinambungan. Yang mana ini akan menguntungkan anggota yang berada pada level atas (Upline) sedangkan level bawah (downline) selalu memberikan nilai point pada yang berada dilevel atas mereka.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Justeru, saya kira, amat tipis untuk mencari MLM yang tidak tergolong dalam item-item salah yang saya sebutkan di atas, malah saya juga suka menyarankan agar pengamal-pengamal jualan amanah saham dan Takaful secara wakil untuk lebih berhati-hati agar tidak terjerumus dalam bab MLM. Bagaimanapun, jika anda masih ingin mendakwa halalnya MLM ini, saya sarankan agar pengamal MLM memastikan asas minima Shariah berikut dapat dipatuhi :-</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">1. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Produk MLM ini mestilah dibeli dengan tujuan yang sebenarnya</b> (seperti produk yang benar-benar bermanfaat dan dibangunkan dengan serius seperti ubat-ubatan berkualiti, unik dan lainnya). Justeru, produk MLM yang kabur kualiti dan kegunaannya tidaklah dibenarkan kerana ia hanyalah bertujuan untuk mengabui dalam undang-undang dan hukum Shariah, ia tiadalah halal di sisi Shariah. Justeru, kekuatan MLM itu ialah kepada produknya yang bermutu dan bukan kepada objektif jangka pendek mengumpul dana (modal).</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">2. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Produknya bukan emas dan perak </b>yang boleh dijual beli secara tangguh. Ini kerana penjualan barangan emas secara tangguh adalah Riba jenis Nasiah.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">3. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Komisyen yang diberikan kepada ahli untuk setiap penjual dan ahli bawahannya mestilah jelas</b>. Tiada komisyen tanpa usaha, ini bermakna orang atas hanya berhak mendapat komisyen dari ahli bawahan yang dibantunya sahaja.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">4. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Keuntungan dan komisyen bukan berdasarkan ‘kepala' atau ahli yang ditaja</b>, tetapi adalah berdasarkan nilai produk yang berjaya di jualnya. Ini diperlukan bagi membuktikan ia menumpukan kepada perniagaan penjualan produk dan perkhidmatan dan bukannya permainan wang (money game).</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">5. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Tidak diwajibkan bagi si ahli membuat belian sendiri dalam jumlah tertentu</b> bagi memperolehi komsiyen dari orang bawahannya. Ini kerana dibimbangi ia mirip paksaan belian. Namun jika syarikat meletakkan syarat JUALAN MINIMA untuk memperolehi komisyen kumpulan dan sebagainya, ia mungkin dibenarkan dengan syarat ia dibuat atas asas ju'alah. Untuk itu, syarat dan rukun jua'alah mestilah dipastikan sempurna.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">6. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Setiap ‘upline' atau orang di sebelah atas mestilah menaruh usaha atas jualan orang bawahannya</b>, seperti mengadakan perjumpaan taklimat, motivasi dan teknik berkempen secara terancang seperti sebuah syarikat yang pelbagai ahlinya. Ia perlu bagi melayakkannya menerima komisyen itu dari sudut Shariah, jika tidak adalah dibimbangi ia akan terjerumus kepada keraguan ‘syubhah'. Ini kerana konsep niaga dalam Islam tidak membenarkan suatu keuntungan dari sesuatu perniagaan yang diperolehi tanpa usaha. Justeru, sedikit usaha perlu dicurahkan bagi menjadi sebab haknya ke atas komisyen. Perlu diingat, kebanyakan ahli di kaki yang 10 ke bawah, mungkin tidak mengenalinya lantaran ia dilantik oleh orang bawahannya yang kesembilan. Jika tidak, apakah haknya untuk mendapat komisyen yang demikian berangkai dan begitu jauh ?.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">7. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Tidak menggunakan skim piramid iaitu skim siapa masuk dulu akan untung</b> <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">selamanya.</b>Manakala hak mereka yang masuk kemudian akan berkurangan. Justeru, plan pemasaran mestilah memberikan hak kepada semua, malah orang bawahan mampu mendapat keuntungan lebih dari orang atasannya, apabila ia mampu menjual dengan lebih hebat.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">8. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Mempersembahkan system komisyen dan bonus yang telus dan boleh difahami</b> dan dipantau oleh ahli dengan jelas. Ia bagi mengelakkan segala jenis penipuan.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">9. <b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Menstruktur plan pemasaran di anatara ahli dan orang bawahannya secara musyarakah</b>iaitu perkonsgian untung dan rugi berdasarkan modal masing-masing dengan nisbah pembahagian keuntungan yang ditetapkan di peringkat awal lagi<b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">.</b></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(53, 53, 53); line-height: 19px; "><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Mana MLM alternatif??</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">"Kalau ustaz pandai sangat, kenapa tak tuliskan sahaja macam mana MLM yang menepati Shariah tu, biar orang boleh guna" Demikian tempelak seorang pemuda tanpa kesabaran melalui sebuah web.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Jawapan saya seperti berikut :-</b></span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Pertama :</b> Memang ramai 'suruh', 'arah' dan minta saya sebutkan macam mana MLM yang harus serta realistik.</span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Inilah masalah orang ramai, tidak berfikir mendalam sebelum meminta. Kita kena faham, tak semua yang perniagaan diasakan ikut cara yang menpeati Shariah itu menarik pada pandangan mata orang ramai dan boleh laku untuk dijual di Malaysia, dan tak semua pula plan dan skim atau produk yang sangat boleh dijual dan menarik itu menepati hukum Shariah. Jadinya bagi menghasilkan satu plan hebat yang menepati Shariah dan boleh jual, perbincangan dua pihak antara Ilmuan Shariah & bisnesman amat perlu dalam hal ini. </span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Mana mungkin sebuah plan pemasaran MLM terbaik dapat dicadangkan hanya dengan mengemukakan permintaan mudah begitu sahaja kepada saya, ini kerana mungkin saya mempunyai penyelesaian dari sudut teori Shariahnya. Teori ini pula sebahagiannya bersifat fleksible dan tidak sebahagian yang lain, kerana itu perbincangan diperlukan dengan pihak pakar pemasaran demi memastikan samada ia 'viable' untuk diperkenalkan atau tidak. Kerana saya bukanlah pakar dalam bab pemasaran.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "><b style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; ">Kedua :</b> Saya juga bukanlah seorang jutawan yang membolehkan saya memperkenalkan plan bisnes MLM contoh yang hebat dan menepati Shariah. Mudahnya, selagi tiada bisnesman Muslim yang punyai perhatian kuat tentang halal haram dan berkesudian berbincang dengan orang Shariah, selagi tu tidak akan didapati plan dan skim MLM alternatif yang menepati Shariah.</span></span></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 16px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; background-position: initial initial; background-repeat: initial initial; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; color: rgb(102, 0, 102); background-position: initial initial; background-repeat: initial initial; ">Untuk maklumat, proses inilah yang amat kerap kami (ilmuan Shariah sedunia, saya dan rakan-rakan ustaz di semua institusi kewangan Islam seluruh dunia) ; iaitu kami duduk berjam-jam dengan pakar pemasaran, peguam untuk mencipta produk kewangan Islam yang halal serta dalam masa yang sama aqad-aqadnya juga halal dan boleh diaplikasikan di sisi undang-undang Malaysia. Kesimpulan saya, jika hanya ada satu pihak sahaja yang bersungguh, ia pasti akan menjadi hasrat yang terbengkalai juga.</span></p></span><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Akhirnya, saya tahu bahawa hukum MLM ini masih terbuka untuk perbincangan, malah Syeikh Dr Abd Sattar Abu Ghuddah ketika perbincangan dengan beliau mengakui ini isu yang agak baru baginya. Benar, amat sukar ditemui tulisan para ulama Islam dari Timur Tengah berkenaan hal MLM ini, disebabkan MLM belum masuk ke pasaran negara Arab dengan meluas. Justeru, menjadi tanggungjawab para ilmuan Shariah Asia Tenggara untuk membantu masyarakat untuk mengetahui pandangan Shariah tentang MLM ini. Tulisan ringkas saya hanyalah pandangan awal bagi memberi peringatan bahawa dengan sekadar pandangan, kelihatan begitu banyak keraguan boleh muncul dalam perniagaan MLM ini. Tidak perlulah pembaca merasa marah dan benci dengan tulisan ini. Ini sekadar nasihat bagi mereka yang mengambil berat tentang pendapatan serta memikirkan barzakh dan akhirat mereka yang kekal abadi. Wallahu ‘alam.</span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; "></span></p><p align="justify" style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 13px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; color: rgb(53, 53, 53); font-family: Arial, Helvetica, sans-serif; line-height: 19px; "><span style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px; border-style: initial; border-color: initial; outline-width: 0px; outline-style: initial; outline-color: initial; font-size: 12pt; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; font-family: 'trebuchet ms', geneva; background-position: initial initial; background-repeat: initial initial; ">Kuala Lumpur, Malaysia (14 Zulhijjah 1427 H = 4 Januari 2007)</span></p></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com2tag:blogger.com,1999:blog-7550000304842672509.post-91761601187193362422010-11-30T12:05:00.001+08:002010-11-30T12:07:03.731+08:00Ringgit dijangka cecah RM2.20 berbanding dolar AS menjelang 2012: MIA<span class="Apple-style-span" style="line-height: 20px; "><span style="color: rgb(51, 51, 51); font-size: 17px; ">السلام عليكم ورحمة الله تعالى وبركات</span><br /><br /><span class="Apple-style-span" style="font-family: Arial, Verdana, Helvetica, sans-serif; line-height: normal; "><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 12px;">KUALA LUMPUR: Ringgit dijangka mencecah RM2.20 berbanding dolar AS menjelang 2012, berikutan pengukuhan berterusan mata wang tempatan itu, kata Presiden Persatuan Pelabur Malaysia (MIA), Datuk Dr P.H.S. Lim. </span></span><br /><br /><span class="Apple-style-span" ><span class="Apple-style-span" style="font-size: 12px;">"Ringgit, serta mata wang Asia yang lain, semakin menarik dan laris disebabkan oleh masalah kewangan selanjutnya dalam kesatuan Eropah dan memomentum ekonomi AS yang semakin perlahan," katanya kepada Bernama di sini hari ini.</span></span></span></span><div><span class="Apple-style-span" style="font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="font-family: Arial, Verdana, Helvetica, sans-serif; line-height: normal; font-size: 12px; "><br /></span></span></div><div><span class="Apple-style-span" style="font-size: 13px; line-height: 20px; "><span class="Apple-style-span" style="font-family: Arial, Verdana, Helvetica, sans-serif; line-height: normal; font-size: 12px; ">Lim berkata keluaran dalam negara kasar Asia dijangka mencecah 7.1 peratus berbanding purata global iaitu 4.8 peratus bagi 2011.<div class="adisland" style="margin-top: 0px; margin-right: 0px; margin-bottom: 7px; margin-left: 100px; padding-top: 10px; padding-right: 0px; padding-bottom: 10px; padding-left: 0px; outline-width: 0px; outline-style: initial; outline-color: initial; width: 450px; text-align: center; "></div>Beliau berkata Rizab Persekutuan AS sedang menyerap bil Perbendaharaan bernilai AS$600 bilion dan pada masa yang sama, mencetak lebih banyak wang kertas baru. <br /><br />"Ini menyebabkan beberapa kerajaan menyarankan emas digunakan sebagai rizab, sekali gus menyebabkan harga emas melonjak ke paras tertinggi dalam sejarah pada AS$1,364 bagi seauns," katanya. <br /><br />Lim berkata, kerajaan AS terus memberikan tekanan kepada China untuk memperkukuh renminbi agar barangan China kurang berdaya saing. <br />Bagaimanapun, kata Lim, mata wang bukan satu-satunya faktor dalam pengeluaran dan perkhidmatan. <br />"Upah AS terlalu tinggi dan merupakan 60 peratus daripada keseluruhan kos pengeluaran dan perkhidmatan," katanya sambil menambah bahawa perang perdagangan dan mata wang saling berkait. <br /><br />"Kita telah melihat perang perdagangan AS-Jepun dalam tahun-tahun 80-an dan sejarah sentiasa berulang. Sesetengah negara mencadangkan agar mata wang Amerika digantikan sebagai mata wang dan rizab antarabangsa," katanya. <br /><br />Malah, banyak bank pusat meletakkan rizab di bawah nilai mata wang lain dan emas, katanya. <br /><br />Beliau berkata pengurus dana, pelabur antarabangsa terus membeli emas dan wang panas memburu aset Asian dan Brazil, Russia, India dan China, hingga mencetuskan kebimbangan tentang inflasi. <br /><br />Lim berkata, EU menghadapi satu lagi pusingan krisis kewangan dan memerlukan 440 bilion (1 Euro=RM4.14) bagi langkah-langkah menyelamat anggota-anggotanya yang dibelenggu hutang. <br /><br />EU dan tabung Kewangan Antarabangsa telah menubuhkan dana bernilai 750 bilion untuk membantu Greece pada Mei, katanya. <br /><br />"Kini Sepanyol menghadapi kemungkinan berlakunya krisis kewangan. Beberapa negara anggota tidak begitu gembira untuk menyediakan dana tambahan bagi kestabilan kewangan Eropah. <br /><br />"Keadaan ini mungkin mendorong mata wang dan harga emas di Asia meningkat lagi," katanya. - BERNAMA </span></span></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-27117385317873622672010-11-23T00:25:00.020+08:002011-06-15T15:34:29.192+08:00Koleksi Barang Kemas 916 Baru<span style="color: rgb(51, 51, 51);font-size:130%;"><br />السلام عليكم ورحمة الله تعالى وبركات</span><br /><br /><span style="color: rgb(0, 0, 0);">Koleksi Barang Kemas 916 Baru + Upah Tukang <span style="color: rgb(255, 0, 0);">PERCUMA</span></span><br /><br /><span style="color: rgb(0, 0, 0);">Pembeli dinasihatkan merujuk harga terkini dahulu dgn SMS/Call 013-3845811</span><br /><span style="color: rgb(0, 0, 0);">Transaksi adalah COD sahaja</span><br /><span style="color: rgb(0, 0, 0);">Sila bank in deposit sebanyak 10%</span><br /><br /><span style="font-size:180%;"><span style="color: rgb(255, 0, 0);">CALL/SMS Fadil 013-3845811</span></span><br /><br /><br /><br /><div style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPEz4_NzHyP4xWe7_kvL0rCTM4IR79i1UeqytjNvTrOSyvKt99tncPvrM89NDNEXG8z1KlfMA09ldA4Skc1zOIAZMwTydMTmRMNv1fB10-uEsMa1dAZgkReRA2yRtj34S_Bcgpnqr4BwM/s1600/RT_A_B_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPEz4_NzHyP4xWe7_kvL0rCTM4IR79i1UeqytjNvTrOSyvKt99tncPvrM89NDNEXG8z1KlfMA09ldA4Skc1zOIAZMwTydMTmRMNv1fB10-uEsMa1dAZgkReRA2yRtj34S_Bcgpnqr4BwM/s200/RT_A_B_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542414647435795474" border="0" /></a><span class="Apple-style-span"><span class="Apple-style-span"><span class="Apple-style-span" >SOLD OUT</span></span></span></div><div style="text-align: center;">Rantai Tangan 916 Baru<br />Kod: RT_A_B_1<br />RT Bola (9.05g)(18.50cm)<br /></div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPad9S93GhZ3dr959RuvLBfaXrydmhHWA54LgsGfJ4e2JnPQx2OtMxUrn_pY8t9lF3oaatohdvsiBp9x6KMfWriRCUptHFFVr4Z3Lmhe-vTbT0tXASM2op8ZOCTgv-cgbCpUiN1b3umXU/s1600/RL_A_SK_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPad9S93GhZ3dr959RuvLBfaXrydmhHWA54LgsGfJ4e2JnPQx2OtMxUrn_pY8t9lF3oaatohdvsiBp9x6KMfWriRCUptHFFVr4Z3Lmhe-vTbT0tXASM2op8ZOCTgv-cgbCpUiN1b3umXU/s200/RL_A_SK_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542416096103843298" border="0" /></a><div style="text-align: center;"><span class="Apple-style-span" >BOOKED</span></div><div style="text-align: center;">Rantai Leher 916 Baru<br />Kod: RL_A_SK_1<br /></div><div style="text-align: center;">RL (4.04g)(47.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6RW1ax1qbRRMkJgm0mnDeOVDwvt6aUUVAA75V38IizfI-V128McUiNrYScbcNrg02m67k0odBU_jRXw6KW-tgzHLh0HeRiwnTW7lIdMhDuF9Dbnqctf5pO_PapQsDOvUwFSUmHDkAmF4/s1600/RL_A_TB_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6RW1ax1qbRRMkJgm0mnDeOVDwvt6aUUVAA75V38IizfI-V128McUiNrYScbcNrg02m67k0odBU_jRXw6KW-tgzHLh0HeRiwnTW7lIdMhDuF9Dbnqctf5pO_PapQsDOvUwFSUmHDkAmF4/s200/RL_A_TB_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542417943019324386" border="0" /></a><span class="Apple-style-span" style="font-size: 13px; line-height: 20px; "><b><span class="Apple-style-span" >SOLD OUT</span></b></span></div><div style="text-align: center;">Rantai Leher 916 Baru<br />Kod: RL_A_TB_1<br />RL T/Belut (4.00g)(44.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigbzw7JLH29dsUwyn2JGld412ZbmWHAiF1STYqBHcqE-FrPFZMMOgumXwirHL1g9FE8SJFfV8vUSoYH6XdCIpQ5LDLoAM3zvRxDFHSdkFkdjFytjyalfiOpZwgsAY4koPtQfiw_ayNrAg/s1600/RT_B_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigbzw7JLH29dsUwyn2JGld412ZbmWHAiF1STYqBHcqE-FrPFZMMOgumXwirHL1g9FE8SJFfV8vUSoYH6XdCIpQ5LDLoAM3zvRxDFHSdkFkdjFytjyalfiOpZwgsAY4koPtQfiw_ayNrAg/s200/RT_B_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542419293631134450" border="0" /></a>Barang Kemas<br />Rantai Tangan 916 baru<br />Code: RT_B_1<br />Berat: 4.12gram(3.65 inci)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKiV8w02YHlSUGMep7QESiFzHV4FvRgV4QrJSsjqjsk8kFv5PjQ0VfMevBpWw1IQuQT3JdO1OY3a4KzVwr-dLP8z6PWjWAohzYKBZobCI7sNDJTg5_0za3xu16jiKdudyeymQvUE7nZjs/s1600/RT_BS_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKiV8w02YHlSUGMep7QESiFzHV4FvRgV4QrJSsjqjsk8kFv5PjQ0VfMevBpWw1IQuQT3JdO1OY3a4KzVwr-dLP8z6PWjWAohzYKBZobCI7sNDJTg5_0za3xu16jiKdudyeymQvUE7nZjs/s200/RT_BS_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542420098829325954" border="0" /></a><br />Barang Kemas<br />Rantai Tangan 916 baru<br />Code: RT_BS_1<br />Berat: 7.43gram(4.85 inci)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOS9-6VjZUxM__dlqLMORF5PCYVdpBdjHIF4ZesvFV7Swd4pt652X-o4ukC8fTbbVJz2ounXjp_d68tkHG-9_opTK1xERxUDqVZnXr9sbaExFiMAWOrr5NMN8MFaA7duhDCPVJVBdB_xA/s1600/RT_A_K1_2.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOS9-6VjZUxM__dlqLMORF5PCYVdpBdjHIF4ZesvFV7Swd4pt652X-o4ukC8fTbbVJz2ounXjp_d68tkHG-9_opTK1xERxUDqVZnXr9sbaExFiMAWOrr5NMN8MFaA7duhDCPVJVBdB_xA/s200/RT_A_K1_2.JPG" alt="" id="BLOGGER_PHOTO_ID_5542422083644074066" border="0" /></a>Rantai Tangan 916 Baru<br />Kod: RT_A_K1_2<br />RT K/1 (4.72g)(12.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrIyYdywa7HpqE0PTEUG29Ppce8eqfhY4BUdChR_DSqdsqu8suN9uoXJ0MrD_2cPTA1ZV19j87pqg60cu4tgVrn8DIgH-miAVw9pMtbYjTmOze5S8f3S0PO9DVJAC0EVuNdvw7ksEzwuI/s1600/RT_A_S_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrIyYdywa7HpqE0PTEUG29Ppce8eqfhY4BUdChR_DSqdsqu8suN9uoXJ0MrD_2cPTA1ZV19j87pqg60cu4tgVrn8DIgH-miAVw9pMtbYjTmOze5S8f3S0PO9DVJAC0EVuNdvw7ksEzwuI/s200/RT_A_S_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542423595574717938" border="0" /></a>Rantai Tangan 916 Baru<br />Kod: RT_A_S_1<br />RT Stamping (11.82g)(18.50cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpCOBf9Yoyim8JZ065O6fOEimUxyeQQif8534G2_71imZAJmU9i5oZs7k1naiqpllkXMiHoBT8oR7YhbajNdV0WV8o90yrxZDil0DIcpwkP3Fj6j7RvvZlyJH0Xele1Hpp7zj_zhz2Li4/s1600/RL_A_K1P_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpCOBf9Yoyim8JZ065O6fOEimUxyeQQif8534G2_71imZAJmU9i5oZs7k1naiqpllkXMiHoBT8oR7YhbajNdV0WV8o90yrxZDil0DIcpwkP3Fj6j7RvvZlyJH0Xele1Hpp7zj_zhz2Li4/s200/RL_A_K1P_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542426140729955586" border="0" /></a>Rantai Leher 916 Baru<br />RL_A_K1P_1 (4.94g)(59.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFoOawQgoPthn1wsYfkstoYn9CKp95cBrHLJS8sWnUz8k9a_RxnYPeyWDlnFvOVM2ZH9EjhRPZUQaEkL3yk3KuZvARtxoSwsGnN_1JNYKH5ew-U5ckyDpd0A1ERVOR27RXTipbiNjI2qo/s1600/RL_K_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFoOawQgoPthn1wsYfkstoYn9CKp95cBrHLJS8sWnUz8k9a_RxnYPeyWDlnFvOVM2ZH9EjhRPZUQaEkL3yk3KuZvARtxoSwsGnN_1JNYKH5ew-U5ckyDpd0A1ERVOR27RXTipbiNjI2qo/s200/RL_K_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542427018872530482" border="0" /></a>Rantai Leher 916 baru<br />Code: RL_K_1<br />Berat: 7.63 gram(12 inci)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaXMX27ensF-n6HXscJuvQAP3Fqibgc4Trw0xtaPQrGXe8sEn5DGFQWGhcOI8X-IS4LhakRehrPTsEj98uc4S033I4vYXOCbo05NTc7ebyrPie2CIQLZCJUp_qrhhOyfE4zl447lj3y4A/s1600/RT_A_K1_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaXMX27ensF-n6HXscJuvQAP3Fqibgc4Trw0xtaPQrGXe8sEn5DGFQWGhcOI8X-IS4LhakRehrPTsEj98uc4S033I4vYXOCbo05NTc7ebyrPie2CIQLZCJUp_qrhhOyfE4zl447lj3y4A/s200/RT_A_K1_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542428174179599202" border="0" /></a>Rantai Tangan 916 Baru<br />Kod: RT_A_K1_1<br />RT K/1 (7.32g)(17.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_9iP37U4Fu_iWtZpwFrbSbudosttsCQ1kEmCPj9u3il0AOZJ3JUM_4lCrclH8-6Kl0O2obc8ZFJcQ4EoCc6Zlccn4K37WKVVtBXQ0x0cNyAb0mfXCHqw_k8p67LefhwMe5APD4E5BuvQ/s1600/RL_A_RT_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_9iP37U4Fu_iWtZpwFrbSbudosttsCQ1kEmCPj9u3il0AOZJ3JUM_4lCrclH8-6Kl0O2obc8ZFJcQ4EoCc6Zlccn4K37WKVVtBXQ0x0cNyAb0mfXCHqw_k8p67LefhwMe5APD4E5BuvQ/s200/RL_A_RT_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542429230316725410" border="0" /></a>Rantai Leher 916 Baru<br />RL_A_RT_1<br />RL Roling Tape (14.02g)(59.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiN16Lcb0OUNiyFa_P9v2_sMC188N_G8d6dEK5T3VT3xmIc8uNRTOGOHqusMYYlillSf4nMHgVVKCUAn16po-N_auarm3UOTuire0vcaAJhOs3XxBuHdYQ6KCFGOpVEvyZoyVOyyrsC4LY/s1600/GT_A_2.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiN16Lcb0OUNiyFa_P9v2_sMC188N_G8d6dEK5T3VT3xmIc8uNRTOGOHqusMYYlillSf4nMHgVVKCUAn16po-N_auarm3UOTuire0vcaAJhOs3XxBuHdYQ6KCFGOpVEvyZoyVOyyrsC4LY/s200/GT_A_2.JPG" alt="" id="BLOGGER_PHOTO_ID_5542430136826434018" border="0" /></a>Gelang Tangan 916 Baru<br />GT_A_2<br />G/Tangan (9.44g)(20.0cm)<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGtk1cDsaXEyzbG8ssUuotezXQiKuRRUFSTrAMNmIpFfr4dZk6Y2F9lbL4JhHVYZAmjFba1jSHcXeeBEuCkb9f1P2flJ2ZnkBMQ1WLuei1fM_ixuUG066CF5Zs6ddBlDTQFMU6H4na_O8/s1600/RT_SM_1.JPG"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 150px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGtk1cDsaXEyzbG8ssUuotezXQiKuRRUFSTrAMNmIpFfr4dZk6Y2F9lbL4JhHVYZAmjFba1jSHcXeeBEuCkb9f1P2flJ2ZnkBMQ1WLuei1fM_ixuUG066CF5Zs6ddBlDTQFMU6H4na_O8/s200/RT_SM_1.JPG" alt="" id="BLOGGER_PHOTO_ID_5542430996420305378" border="0" /></a>Barang Kemas<br />Rantai Tangan 916 baru<br />Code: RT_SM_1<br />Berat: 9.53gram(17.5cm)<br /><br /></div>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-88268612896441858652010-11-01T23:59:00.001+08:002010-11-02T00:01:14.579+08:00THE CURRENCY WAR<div class="asset-header"><span style="font-size:85%;"><span style="font-style: italic;">Source: http://chedet.co.cc/chedetblog/2010/10/the-currency-war.html</span></span><br /><br /></div> <div class="asset-body"> <div align="justify"><span style="font-size: 11pt; font-family: 'lucida sans unicode';"> 1. Malaysians, including Malaysian monetary authorities seem quite happy over the appreciation of the Ringgit against the US Dollar. We think that when our currency strengthens it must be because our economy is strong. Therefore we are doing well.<br /><br /> 2. But are we doing well? Is it the Ringgit which is appreciating or is it the US Dollar which is devaluing?<br /><br />3. Actually it is the US Dollar which is devaluing. It is devaluing against most other currencies, especially against China's currency.<br /><br /></span></div> </div> <span style="font-size: 11pt; font-family: 'lucida sans unicode';">4. Why is the dollar devaluing? Could it be the currency traders are selling dollars? Could it be because the balance of payment is not in US favour?<br /><br />5. Martin Wolf of the Financial Times, an expert on money has this to say. There is a global currency battle going on. "To put it crudely," he says, "the US wants to inflate the rest of the world, while the latter is trying to deflate the US. The US must win, since it has infinite ammunition; there is no limit to the dollars the Federal Reserve can create. What needs to be discussed is the terms of the world's surrender; the needed changes in nominal exchange rates and domestic policies around the world."<br /><br />6. Our reserves are represented by the US Dollar, Gold and other currencies which we keep in order to back the value of our Ringgit. The US clearly does not have to hold foreign currencies to back the Dollar. All the US has to do is to create (print) money.<br /><br />7. When we buy US Dollar bonds, we are in fact lending US Dollars to the US. When we redeem the bonds all the US has to do is to print more dollars to pay us. We are actually exchanging hard-earned money for pieces of paper which some people call toilet paper.<br /><br />8. I wonder what Malaysia is doing during this currency war. Are we still keeping US Dollars as our reserves? Have our reserves depreciated because the US Dollar has depreciated?<br /><br />9. Many countries are now "controlling" their currencies. Are we going to go the other way - to remove the last remnants of our control?<br /><br />10. As I said in a previous article, the daily trade in currency amounts to 4 trillion dollars. Are we going to contribute to that trade?</span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com1tag:blogger.com,1999:blog-7550000304842672509.post-30529886645844650462010-10-01T12:14:00.002+08:002010-10-01T12:15:46.835+08:00Perisian Pengurusan Kewangan<h2 class="title">Expense Management Tools</h2> <div style="font-style: italic;" class="postdate">Sumber: bebas hutang</div> <a href="http://www.bebas-hutang.com/?p=1861" class="FBConnectButton FBConnectButton_Small" target="_blank"><span class="FBConnectButton_Text"><br /></span></a><p>These are some expense management tools that can be easily accessed on internet via computer or smartphones.</p> <p><strong>EXPENSIFY</strong></p> <ul><li>Can keep track of cash purchases either through its webpage or mobile devices like Blackberry, Android, iPhone, etc.</li><li>Can enter the amount spent, merchant name ans any comments or notes to help identify expenses.</li><li>Can upload receipts through the web and mobile by taking picture and upload it directly.</li><li>Website: <a href="https://www.expensify.com/">https://www.expensify.com/</a></li></ul> <p><a href="http://www.bebas-hutang.com/wp-content/uploads/2010/09/expense-management-tools-expensify.jpg"><img class="aligncenter size-full wp-image-1862" title="expense-management-tools-expensify" src="http://www.bebas-hutang.com/wp-content/uploads/2010/09/expense-management-tools-expensify.jpg" alt="" width="300" height="150" /></a></p> <p>——————————————————</p> <p><strong>MASTRO BOLLETTA</strong></p> <ul><li>Offers basic functions of expense recording.</li><li>Allows you to classify, manage and create expense categories and sub-categories.</li><li>Can export the data to CSV format file, to be exported to user’s computer.</li><li>The tool is only available for Blackberry users.</li></ul> <p><a href="http://www.bebas-hutang.com/wp-content/uploads/2010/09/expense-management-tools-mastrobolletta.jpg"><img class="aligncenter size-full wp-image-1863" title="expense-management-tools-mastrobolletta" src="http://www.bebas-hutang.com/wp-content/uploads/2010/09/expense-management-tools-mastrobolletta.jpg" alt="" width="300" height="225" /></a></p> <p>——————————————————</p> <p><strong>MONEYSTRANDS</strong></p> <ul><li>Accessible through web and is a free online money management tool.</li><li>Can generate summary of expenses in pie chart, bar and/or graph.</li><li>Can compare your income and spending with other users in the community.</li><li>Website: <a href="https://money.strands.com/">https://money.strands.com/</a></li></ul> <p><a href="http://www.bebas-hutang.com/wp-content/uploads/2010/10/expense-management-tools-moneystrands.jpg"><img class="aligncenter size-full wp-image-1865" title="expense-management-tools-moneystrands" src="http://www.bebas-hutang.com/wp-content/uploads/2010/10/expense-management-tools-moneystrands.jpg" alt="" width="300" height="155" /></a></p> <p>——————————————————</p> <p><strong>MYFINANCEX</strong></p> <ul><li>Accessible through website via computer or smartphones.</li><li>It has adjustable expenses categories and includes charts that show summaries of your spending and saving behaviors.</li><li>The entry dates ca be adjusted.</li><li>Allows you to scan and upload receipts.</li><li>Website: <a href="http://www.myfinancex.com/index.php">http://www.myfinancex.com/index.php</a></li></ul> <p><a href="http://www.bebas-hutang.com/wp-content/uploads/2010/09/expense-management-tools-myfinancex.jpg"><img class="aligncenter size-full wp-image-1864" title="expense-management-tools-myfinancex" src="http://www.bebas-hutang.com/wp-content/uploads/2010/09/expense-management-tools-myfinancex.jpg" alt="" width="300" height="155" /></a></p>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-66179676070348574042010-09-18T10:57:00.002+08:002010-09-18T11:00:41.509+08:00Gold Price Forecast 15th Sept 2010<div class="post-header"> </div> <div class="post-header"> </div> <div class="post-header"> </div> السلام عليكم ورحمة الله تعالى وبركات<br /><br />Update terbaru Gold Price Forecast pada 15th Sept 2010.<br />Graf menunjukkan selepas ini ada peningkatan harga emas ke 1300USD.<br />Penting untuk melihat perubahan antara USD vs RM<br /><br /><h3 class="snugbottom">Gold Price Forecast</h3> <h5>London Fix. US Dollars per troy ounce. </h5> <table width="540" border="1" cellpadding="0" cellspacing="1"> <tbody><tr> <td width="70" align="center" height="50"><span style="font-size:100%;">Month</span></td> <td width="120" align="center" height="50"><span style="font-size:100%;">Date</span></td> <td width="130" align="center" height="50"><span style="font-size:100%;"><strong>Forecast<br />Value</strong></span></td> <td width="100" align="center" height="50"><span style="font-size:85%;"><a href="http://www.forecasts.org/info/error.htm">50%<br />Correct +/-</a></span></td> <td width="100" align="center" height="50"><span style="font-size:85%;"><a href="http://www.forecasts.org/info/error.htm">80%<br />Correct +/-</a></span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">0</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Aug 2010</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,215.8</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">0</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">0</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">1</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Sep 2010</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,235</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">15</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">34</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">2</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Oct 2010</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,251</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">19</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">42</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">3</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Nov 2010</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,270</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">22</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">48</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">4</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Dec 2010</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,306</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">24</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">53</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">5</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Jan 2011</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,330</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">26</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">57</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">6</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Feb 2011</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,343</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">27</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">61</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">7</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Mar 2011</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,312</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">29</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">64</span></td> </tr> <tr> <td width="70" align="center" height="30"><span style="font-size:100%;">8</span></td> <td width="120" align="center" height="30"><span style="font-size:100%;">Apr 2011</span></td> <td width="130" align="center" height="30"><span style="font-size:100%;"><strong>1,274</strong></span><strong></strong></td> <td width="100" align="center" height="30"><span style="font-size:100%;">30</span></td> <td width="100" align="center" height="30"><span style="font-size:100%;">67</span></td> </tr> </tbody></table> <span style="font-size:-1;">Updated Wednesday, September 15, 2010</span> <h4>All forecasts are provided AS IS, and FFC disclaims any and all warranties, whether express or implied, including (without limitation) any implied warranties of merchantability or fitness for a particular purpose.</h4><br /> <h4 class="snugbottom"> <a href="http://www.forecasts.org/subscribe/index.htm">Click Here to get the rest of the story with the Long Range forecasts</a> </h4> <!-- Trend Graph london fix gold prices --> <h3 class="snugbottom">Gold Prices</h3> <h5 class="snugbottom">Past Trend Present Value & Future Projection</h5> <h5 class="snugbottom">London Fix. US Dollars per troy ounce.</h5> <a href="http://www.marketvector.com/leading-indicator/"> <img class="shiftleft" src="http://www.forecasts.org/images/leading-indicator/gold.gif" alt="Gold Prices" border="0" /></a>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-45354667993343324132010-08-27T17:02:00.001+08:002010-08-27T17:04:14.384+08:00Ukuran Saiz Cincin<span class="Apple-style-span" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; color: rgb(255, 255, 255); line-height: 18px; "><div class="post-body entry-content" style="width: 526px; position: relative; line-height: 1.4; "><p><span class="Apple-style-span" style="color:#000000;"><i><span class="Apple-style-span" style="font-size: small;">Sumber: Juraganemas</span></i></span></p><p><span style="font-size: 17px; "><span class="Apple-style-span" style="color:#000000;">saiz cincin ada banyak sangat.. kalau pergi beli kat kedai emas senang laa sbb ada alat dah untuk ukur saiz jari anda.. dan lagi senang anda boleh try terus cincin mana yang anda nak.. jadi kat sini saya nak mudahkan kerja anda jika ada yang berminat nak beli cincin secara online tapi tak tahu cincin nya..</span></span></p><p><span style="font-size: 17px; "><span class="Apple-style-span" style="color:#000000;">so, anda boleh guna benang (atau kertas)... namun ketika membuat lilitan kat jari jgn lah terlalu ketat atau longgar..begitu juga ketika mengukur benang tu kat pembaris..jgn cekangkan benang tu..ok?? atau lagi senang anda boleh guna dawai yang tak terlalu tebal dan mudah di bentuk.. bila dah ukur dan buat lilitan kat jari anda, anda boleh laa ukur Diameter bulatan dawai td dan match dengan ukuran yang di sediakan di bawah ni.. mudah kan?? =)</span></span></p><p><span style="font-size: 17px; "><span class="Apple-style-span" style="color:#000000;">ukuran ni x specified kat jari manis ja..namun anda boleh ukur jari mana yang anda suka.. saya dah try, dan mmg betul saiz cincin saya match dengan ukuran yang dah di sediakan ni.. GOOD LUCK!!</span></span></p><p><span style="font-size: 17px; "><span class="Apple-style-span" style="color:#000000;">perimeter=ukur lilit</span></span></p><table border="0" cellpadding="0" cellspacing="0" width="394" style="border-collapse: collapse; width: 295pt; "><tbody><tr height="20" style="height: 15pt; "><td class="xl65" width="115" height="20" style="height: 15pt; width: 86pt; text-align: center; "><span style="font-size: 17px; ">Ring Size No</span></td><td class="xl65" width="128" style="width: 96pt; text-align: center; "><span style="font-size: 17px; ">Diameter, mm</span></td><td class="xl65" width="151" style="width: 113pt; text-align: center; "><span style="font-size: 17px; ">Perimeter, mm</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">9</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">14.8</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">46.47</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">10</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">15</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">47.1</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">11</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">15.4</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">48.36</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">12</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">15.8</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">49.61</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">13</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">16.2</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">50.89</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">14</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">16.6</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">52.12</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">15</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">17</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">53.38</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">16</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">17.5</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">54.95</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">17</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">18</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">56.52</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">18</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">18.5</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">58.09</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">19</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">18.75</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">58.88</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">20</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">19</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">59.66</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">21</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">19.4</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">60.92</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">22</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">19.8</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">62.17</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">23</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">20.2</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">63.43</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">24</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">20.6</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">64.68</span></td></tr><tr height="20" style="height: 15pt; "><td class="xl65" height="20" style="height: 15pt; text-align: center; "><span style="font-size: 17px; ">25</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">21</span></td><td class="xl65" style="text-align: center; "><span style="font-size: 17px; ">65.94</span></td></tr></tbody></table></div></span>Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0tag:blogger.com,1999:blog-7550000304842672509.post-91400638411688802002010-08-20T12:31:00.004+08:002010-08-20T12:38:29.259+08:00FAQ for Dinar Kelantan 1431<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-Jv9rQdZ3Mdc2T2r6ZqC3W0kEltbX_CLLG-vquob6BQ_w4TcF_t6Nau7r1gGJ0HgNKKaqIe16cvuL4FOnTkwVIsw4OQV_K-C1uXzSDPMXqus1rG3I3wED2mwRPMwGQ6mXyNf1ZAyO32I/s1600/pasar+khadijah.jpg"><br /></a><br /><span style="font-style: italic;">From Mazli Alias(facebook)</span><br /><br />Apakah itu Dinar Kelantan?<br /><br />Dinar Kelantan adalah koin emas syariah yang dilancarkanoleh Kerajaan Negeri Kelantan. Dinar Kelantan mula diperkenalkan pada September2006 dengan dominasi ¼, ½ dan 1 dinar.Nilai semasa untuk dominasi-dominasi tersebut ialah RM99.38, RM176.76 dan RM332.25.Sempena menyambut ulang tahun hari Keputeraan Kebawah Duli Yang Maha MuliaAl-Sultan Kelantan yang ke-57; dinarKelantan berdenominasi 2 dinar telah diperkenalkan pada Julai 2007.<br /><br /><br /><br />Pada 12Ogos 2010, Kerajaan Negeri Kelantan melancarkan koin-koin Dinar Kelantan dengancorak yang baru dalam dominasi ½ , 1, 2, 5 dan 8 dinar dengan harga semasaRM290.50, RM581, RM1162, RM2905 dan RM4648 masing-masing.<br /><br /><br /><br />Apakah itu Dirham Kelantan?<br /><br />Dirham Kelantan ialah koin perak syariah dilancarkan olehKerajaan Negeri Kelantan. Ianya mula diperkenalkan pada 12 Ogos 2010 dalam dominasi 1, 2, 5, 10 dan 20 dengan harga semasa RM13, RM26, RM65, RM130 danRM260.<br /><br /><br /><br />Apakah Kegunaan Dinardan Dirham Kelantan?<br /><br />Dinar dan Dirham Kelantan boleh digunakan untukmenyempurnakan ibadah zakat, bayaran mas kahwin, simpanan dan hadiah. Ianya jugaboleh berfungsi sebagaimedium pertukaran sukarela untuk barangan ataupun perkhidmatan.<br /><br /><br /><br />Dimanakah bolehdiperolehi koin Dinar dan Dirham Kelantan?<br /><br />Sila rujuk laman web ini http://www.dinarkel.comuntuk/ maklumat lanjut.<br /><br /><br /><br />Dimanakah Dinar danDirham Kelantan boleh dibelanjakan?<br /><br />Sila rujuk laman web ini http://www.dinarkel.comuntuk/ maklumat lanjut atau lihat pedagang yang mempamerkan logo "Kami TerimaDinar dan Dirham".<br /><br /><br /><br />Apa kaitan Dinar danDirham Kelantan sebagai matawang Syariah?<br /><br />Dinar dan Dirham Kelantan dikatakan matawang syariah keranaianya halal menurut syarak. Dinar dan Dirham Kelantan menggunakan PiawaianKhalifah Umar Al-Khattab. Piawaian ini menetapkan hubungan dinar-dirham sebagaiberat 7 koin 1 dinar bersamaan dengan berat 10 koin 1 dirham. Secara amnyaberat 1 dinar ialah 4.25g emas berketulenan 22k (91.7%); manakala 1 koin dirhambersamaan 2.975g perak tulen.<br /><br /><br /><br />Benarkah perkataan Dinar& Dirham ada di dalam Al Quran?<br /><br />Perkataan dinar dan dirham disebut didalam Al-Quran pada:<br /><br />Surah Imran (3):75 yang bermaksud "Dan di antara Ahli Kitab, ada orang yang kalau engkau amanahkandia menyimpan sejumlah besar harta sekalipun, ia akan mengembalikannya (dengansempurna) kepadamu, dan ada pula di antara mereka yang kalau engkau amanahkanmenyimpan sedinar pun, ia tidak akanmengembalikannya kepadamu kecuali kalau engkau selalu menuntutnya. Yang demikian itu ialah kerana mereka mengatakan: "Tidak ada jalannya kamimenanggung dosa mengenai orang-orang yang Ummi", dan mereka pula selaluberkata dusta terhadap Allah sedang mereka mengetahui (bahawa mereka adalahberdusta).";<br /><br />Surah Yusuf (12):20 yang berbunyi "Dan (setelah berlakuperundingan) mereka menjualnya dengan harga yang murah, iaitu beberapa dirham sahaja bilangannya dan merekaadalah orang-orang yang tidak menghargainya."<br /><br /><br /><br />Bolehkah Kalimah Syahadah digunakan pada Dinar danDirham?<br /><br />Boleh. Kalimah syahadah telah mula digunakan semenjak dinarmula-mula ditempa oleh Khalifah Abdul Malik ibnu Marwan pada 120H. Denganmenempa kalimah tersebut melambangkan syiar Islam dan deklarasi iman dalamsetiap keping dinar dan dirham.<br /><br /><br /><br />Berikan contohpenggunaan dinar dan dirham di zaman Rasul s.a.w?<br /><br />Contoh penggunaan dinar oleh Rasul s.a.w.<br /><br />Hadits daripada Urwah bin Abi Al-Ja'd Al-Bariqi, beliauberkata: "Sesungguhnya Nabi Shallallahu 'alaihi wa sallam memberinya satu dinaruntuk membeli seekor kambing, lalu ia membeli untuk Nabi Shallallahu 'alaihi wasallam dua kambing dengan wang tersebut. Maka ia jual seekor dengan harga satudinar dan membawa satu ekor kambing dan satu dinar kepada Nabi Shallallahu'alaihi wa sallam. Lalu Nabi Shallallahu 'alaihi wa sallam mendoakannya: "Dia (Urwahini), seandainya membeli debu tentu akan untung juga" (HR. Abu Dawud (2810) danAt-Tirmidzi (1/287))<br /><br /><br /><br />Contoh penggunaan dirham oleh Rasul s.a.w.<br /><br />Abu Salamah menceritakan, "Aku pernah bertanya kepadaAisyah RA, "Berapakah mahar Nabi SAW untuk para isterinya?" Aisyahmenjawab, "Mahar beliau untuk para istrinya adalah sebanyak 12 uqiyah dansatu nasy." Lalu Aisyah bertanya, "Tahukah kamu, berapa satu uqiyahitu?" Aku menjawab, "Tidak." Aisyah menjawab, "Empat puluhdirham." Aisyah bertanya, "Tahukah kamu, berapa satu nasy itu?"Aku menjawab, "Tidak." Aisyah menjawab, "Dua puluh dirham."(HR. Muslim).<br /><br /><br /><br />Berikan contoh kaitandinar dan dirham dengan Hukum Syarak?<br /><br />Contoh dari segi zakat ialah nisab atau ukuran zakat ialah ½dinar bagi setiap 20 dinar dan 5 dirham bagi setiap 200 dirham; yang cukup haulnya. Manakala hudud dijalankan dalam kes kecurian yang nilainyamelebihi ¼ dinar.<br /><br /><br /><br />Apakah kaitanPemerintah dengan Dinar dan Dirham?<br /><br />Dinar dan dirhamberkait rapat dengan kerajaan. Ini diperhatikan dalam Surah An-Nisa: 59: "Wahaiorang yang beriman! Patuhlah kepada Allah dan patuhlah kepada Pesuruh Allah danmereka yang memerintah kamu." (An-Nisa (3):59)<br /><br /><br /><br />Menurut Al-Qurtubi dalam Tafsir Al-Quran beliau, ayattersebut merupakan perintah supaya umat Islam taat kepada pemerintah dalamtujuh perkara. Perkara pertama ialah penempaan dinar dan dirham; dan enam yanglainnya ialah penetapan berat dan ukuran, keputusan mahkamah, haji, Jumu'ah,dua Hari Raya dan Jihad. Dalam kata lain, urusan dinar ialah urusan agama Islam dankedaulatan daulah Islam. Penggunaan dinar melambangkan kepatuhan kepadaperintah Allah, bukan semata-mata urusan ekonomi.<br /><br /><br /><br />Apakah Dinar DanDirham Kelantan sahaja yang boleh dijadikan matawang?<br /><br />Tidak semestinya. Di sepanjang sejarah manusia terdapatpelbagai komoditi yang digunakan sebagai wang. Komoditi di atas termasuklahbinatang ternak, bijirin, manik-manik, cengkerang, rokok, tembaga dan perak. Emasdan perak telah terpilih sejak berzaman sebagai matawang kerana mempunyaiciri-ciri sebagai wang. Ianya sukar diperoleh, cantik, mudah dibahagi, mudahdibawa, diterima khalayak ramai dan tidak mudah dimusnahkan. Imam Malik didalam Kitab Al-Muwatta menjelaskan bahawa wang ialah apa-apa komoditi yanglazimnya diterima pakai sebagai bahan pertukaran.<br /><br /><br /><br />Adakah Koin KijangEmas sama dengan Dinar Kelantan?<br /><br />Tidak sama. Spesifikasinya berbeza daripada Dinar Kelantan.Kijang Emas ialah koin emas seberat ¼, ½ dan 1 troy ounce yang dilancarkan BankNegara Malaysia sekitar Julai 2001. 1 troy ounce adalah bersamaan 31.1 g.<br /><br /><br /><br />Benarkah wang kertasseperti dolar Amerika, Yen Jepun dan ringgit Malaysia 100% disandarkan danboleh disaling-tukar dengan emas?<br /><br />Tidak benar. Berdasarkan sistem kewangan dunia kini, tiadasatu pun mata wang nasional yang bersandarkan emas. Wang kertas hanya bolehditukar dengan wang kertas yang lain. Sebagai contoh; jika seseorang ke bankpusat seperti Bank Negara Malaysia untuk menukarkan sekeping wang $100, beliauakan diberikan SAMA ADA 2 keping wang $50 ATAU 10 keping wang $10; ATAU 100keping wang $1 tetapi tidak sama sekali ditukarkan dengan emas.<br /><br /><br /><br />Adakah Dinar Kelantansejenis Wang Fiat?<br /><br />Dinar Kelantan bukan wang fiat, ianya alat tukar sukarela . Wangfiat adalah wang yang nilainya dikuatkuasakan oleh undang-undang. Wang fiatmenjadi wang sah melalui perintah atau paksaan kerajaan. Ini kerana wang fiatdiperakukan sebagai medium pertukaran dan medium melangsaikan hutang dari segiundang-undang Negara melalui . Wang fiat, contohnya wang kertas, merupakansimbol komoditi atau janji kerajaan Wang fiat sesuatu negara tidak menjadi wang sah di luar sempadannya. DinarKelantan boleh diterima di mana saja, asal saja ada kesudian pembeli danpenjual.<br /><br /><br /><br />Dinar Kelantan ialah koinemas, bukankah Ringgit disandarkan kepada emas?<br /><br />Sandaran kepada "wang kertas BNM" atau lebihdikenali sebagai Ringgit adalah wangkertas yang lain; seperti Dollar Amerika, Yen Jepun, Euro dan seumpamanya. Emascuma merupakan sebahagian kecil daripada rizab BNM, kurang daripada 2% (Cuma RM1.51b daripadaRM94.77b; setakat 30/06/2010)<br /><br /><br /><br />Mengapa perlu umatIslam beralih daripada wang kertas atau wang fiat kepada koin dinar sepertiDinar dan dirham Kelantan?<br /><br />Mengapa tidak? Penggunaan dinar serta dirham adalah antarasunnah Rasul s.a.w. Selain daripada berpeluang mengikuti jejak langkah baginda,umat Islam dapat disatukan melalui penggunaan dinar yang tidak mengenalsempadan. Corak tempaan dinar mungkin berbeza-beza tetapi berat dan ketulenannyaadalah serupa di serata pelusuk daulah Islamiah. Satu Dinar, Satu Ummah.<br /><br /><br /><br />Muhamad Mazli Alias. Ramadhan 1431.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-Jv9rQdZ3Mdc2T2r6ZqC3W0kEltbX_CLLG-vquob6BQ_w4TcF_t6Nau7r1gGJ0HgNKKaqIe16cvuL4FOnTkwVIsw4OQV_K-C1uXzSDPMXqus1rG3I3wED2mwRPMwGQ6mXyNf1ZAyO32I/s1600/pasar+khadijah.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 320px; height: 240px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj-Jv9rQdZ3Mdc2T2r6ZqC3W0kEltbX_CLLG-vquob6BQ_w4TcF_t6Nau7r1gGJ0HgNKKaqIe16cvuL4FOnTkwVIsw4OQV_K-C1uXzSDPMXqus1rG3I3wED2mwRPMwGQ6mXyNf1ZAyO32I/s320/pasar+khadijah.jpg" alt="" id="BLOGGER_PHOTO_ID_5507346434912504978" border="0" /></a><br /><br />“Do or do not... there is no try.” - Master Yoda.Fadilhttp://www.blogger.com/profile/07488932448858394763noreply@blogger.com0