Wednesday, April 22, 2009

Do You Trade Gold With The Bullish Percent Chart & Cycles?

So many people want to know how to trade gold and to be honest, if your patient enough to wait for a buy signal and low risk setup then trading gold can really pay off with only a few trades. This report shows a couple charts which I follow to help time my trades. My trading model allows us to trade any sector but I prefer to trade gold and oil because of the accuracy which they have provided in the past.

Trading with the Bullish Percent Index (BP)
The BP chart is great for finding overall trends in a sector. I focus on the trend and try to find patterns/cycles to help time pivot points for trading gold and gold stocks. Each sector has its own cycle length so do not try applying the same cycles to different sectors.

The chart below clearly shows the gold miners BP chart which has been in a strong up trend since December. The current cycle has just turned up for the gold index indicating we could see higher prices this week.

The Gold Bugs Index (Gold Stocks)
Trading gold stocks is a very exciting and profitable niche to trade. I have traded many other sectors and the top two sectors I specialize in are Gold and Oil (energy).

Trading using technical analysis is my strong point. I combine multiple time frames, trend lines, momentum, commitment of traders (COT) and several other inter-market relationship trading vehicles. After analyzing this information very accurate trading signals can be generated.

Trading gold stocks using a proven trading model and risk management helps to keep trading signals black and white taking the guess work out of trading. The chart below shows that gold stocks are near a support level and when you combine this with the BP chart above which just turned positive I know I can start looking for some potential long positions in gold of gold stocks if we do happen to get a strong reversal to the upside.

How To Trade Gold (GLD ETF)
Gold is currently trading at a pivot point and will most likely make a sharp move higher or lower from here. This has many traders on edge right now. I prefer to stay in cash during times like this and jump on the wagon once a direction has been confirmed and I have a low risk setup.

What makes this a pivot point?

  1. Currently at the December highs which could act as support
  2. Gold has formed a Head & Shoulders pattern and broken the neck line
  3. The current pull back looks like a simple ABC retrace before moving higher
  4. Gold is currently trading at the 200 day moving average which could be support

How To Trade Gold & Gold Stocks – Trading Conclusion:
Learning how to trade gold and gold stocks can be done very easily if you know what to look for and have patients. I don’t trade gold every week but that’s what I really like about my trading model. It’s simple and I don’t have to be glued to the computer every day.

I can quickly look at the charts and know if I could have a potential buy or sell signal with a few days. If I do then I watch the charts, if not I focus on answering my members trading emails and look for other possible trades in other sectors like the Nat Gas and Russell 2000, etc…

As you can see from the charts above gold is at a crucial pivot point and only time will tell before we know where gold is headed. Once we have a direction I will be looking for a low risk setup which is a trade with less than 3% downside risk for putting our money to work.

Gold Market Update

originally published April 19th, 2009
Both gold and silver have suffered technical deterioration over the past week with the result that they are now close to aborting the short to medium-term bullish scenario that was set out in the last update. Meanwhile, large Precious Metals shares are on the point of breaking down from their shallow uptrends in force from December - January after further losses this past week.

As we can see on its 6-month gold has not broken down below key support - yet, and it may even be at a buy spot right now, however, there are two external factors suggesting that the risk of it breaking down has increased significantly. One is that silver has broken below its mid-March hammer low, which is a bearish development, and the other is that the dollar looks like it may be completing a minor base area.

Returning to consideration of the gold chart we can see that last week's fall has not as yet resulted in it breaking below its early April low or below the 200-day moving average or below the support level shown. This confluence of supporting factors means that this is a very important zone, so if gold breaks below it, it could plunge way below the support of the downtrend channel shown. Traders may therefore want to set stops accordingly.

The dollar has held up remarkably well considering the magnitude of the mid-March plunge, which is still thought to have longer-term bearish implications. However, it has refused to break down from the major uptrend in force from last July and has instead formed what looks like a minor base area over the past few weeks above the important trendline so that it now looks ready to break above the line of resistance at 86 on the index to commence another significant upleg. Traders should watch out for such as a breakout as it would be expected to "kick the ball downhill " as regards gold and silver which would be expected to drop sharply as a result. Note, however, that overall the dollar chart looks very bearish with a strongly converging Rising Wedge pattern evident on the chart. This implies that even if the dollar rises back up to, or at least towards, the top line of this converging channel, it is likely to be its last gasp, to be followed by severe decline. If this scenario plays out then we have clear guidelines. Upon the dollar breaking higher and rising towards the upper trendline gold and silver are likely to go into steep decline, and large gold and silver stocks, already buckling beneath the overhanging supply that we examined in yesterday's Marketwatch article on the site, are likely to get hammered. But an approach by the dollar to the upper trendline would be expected to throw up a major buying opportunity across the Precious Metals sector, as the Rising Wedge in the dollar index chart suggests that it will roll over and go into ragged retreat, although it would be wise to wait for the index to fail beneath this trendline just in case it breaks above it.

Don't 'Invest' in Gold - Save It

An old Chinese saying declares that wisdom begins by calling things by their right name. Truer words could not be spoken about gold. If you call gold by the wrong name, you begin down the wrong road, which is a serious handicap. It can easily prevent you from understanding why you should own gold as well as how to determine its value. The point is that gold is not an investment; it is money.

The following table presents gold’s performance over the past eight years in terms of nine different currencies.













































































































Given the exceptional results in the above table, gold at first blush looks like a great ‘investment’. After all, for eight years it has produced double-digit rates of appreciation against nine of the world’s major currencies.

But consider this table in relation to the following chart, which presents a base-100 analysis of crude oil prices in terms of four different currencies – US dollars, British pounds, euros and goldgrams. The analysis presented in this chart assumes that one barrel costs 100 units of each currency as of January 1950, and then calculates the month-end price thereafter based on the actual dollar price of crude oil and the prevailing dollar rate of exchange to each currency.

We can see from this chart that the price of crude oil in terms of gold is basically unchanged over this 59-year period. In other words, a gram or ounce of gold today buys essentially the same amount of crude oil it did in January 1950. Clearly, that result would make gold to be a lousy investment. There has been no appreciation from owning gold. You can only buy the same amount of crude oil with gold that you could in 1950, not more.

A so-called ‘investment’ in gold has generated zero return, but owning gold has nevertheless achieved something very important. Gold has preserved purchasing power over this period, which is what money is supposed to do. This observation raises some interesting questions.

How can the above table and graph be reconciled? How can gold achieve double-digit rates of appreciation this decade against the world’s major currencies but still buy an unchanged amount of crude oil?

The answer is that gold is not really appreciating. Instead, the US dollar and eight other currencies in the above table are depreciating. They are losing purchasing power, but this reality explaining this deficiency of national currencies is not new. Here are the words of Henry Thornton in his book penned in 1802,
An Enquiry Into the Nature and Effects of the Paper Credit of Great Britain, explaining gold’s unique attribute in this regard.

We naturally imagine that the spot on which we ourselves stand is fixed, and that the things around us move. The man who is in a boat seems to see the shore departing from him, and it was the doctrine of the first philosophers that the sun moved round the earth, and not the earth round the sun. In consequence of a similar prejudice, we assume that the currency which is in all our hands, and with which we ourselves are, as it were, identified, is fixed, and that the price of bullion moves; whereas in truth, it is the currency of each nation that moves, and it is bullion, the larger article serving for the commerce of the world, which is the more fixed.”

Thornton’s observation remains true today. The price of goods and service are best measured in terms of gold, which enables a clear view of how badly national currencies are depreciating. Gold preserves the purchasing power of those who own it.

So always keep in mind that gold is money, not an investment. It therefore has to be analyzed as money, and to do this, it has to be compared to other ‘monies’. These are of course “the currency of each nation that moves”. In his 18th century vernacular, Thornton means these currencies inflate and thereby lose purchasing power.

In the final analysis, there are two things one can do with money – spend it or save it. Saving money is always a good thing. For the past eight years it has been particularly wise to save gold – to accumulate it in order to build-up your savings. This strategy continues to make good sense. So save gold; don’t view it to be an investment. Gold is money.


James Turk is the Founder & Chairman of <>. He is the co-author of The Coming Collapse of the Dollar, which has been updated for a paperback version entitled The Collapse of the Dollar <>.

Copyright © 2009 by James Turk. All rights reserved.

Sunday, April 19, 2009

Ranking Emas Public Gold mengikut Spread(%)

السلام عليكم ورحمة الله تعالى وبركات

Bertemu kembali, kali ini saya akan menyenaraikan senarai ranking emas Public Gold & Public Dinar mengikut spread. 'Spread' adalah perbezaan antara harga yg syarikat jual & syarikat beli, so lagi rendah spread lagi baik.
Diharapkan para pembeli emas boleh menjadikan senarai ini sebagai rujukan anda dalam mendapatkan keuntungan pembelian emas Public Gold.

Pada pendapat saya pihak syarikat perlulah mengurangkan harga spread ini menjadi 4% atau lagi baik ke 3% supaya emas Public Gold ini berdaya saing.
Juga disarankan agar kos pengangkutan dihapuskan sebagaimana emas Public Dinar.

* Sila nantikan post yg akan datang untuk senarai semua spread harga emas di Malaysia.

Ranking Mengikut Spread(%)





Public Dinar 10 dinar




Public Gold 100 gram





Public Gold 1 kilo





Public Dinar 5 dinar




Public Gold 50 gram





Public Dinar 1 dinar




Public Gold 20 gram





Thursday, April 16, 2009

Tips memilih rumah lelong

Memilih rumah lelong, untuk disewakan, berbeza dengan pembelian rumah baru atau sub-sale. Untuk memilih rumah yang benar-benar memuaskan dibawah ni mungkin dapat menolong:

1. Pastikan tujuan membeli..

Nak beli untuk apa.. sewa ke.. jual beli ke (capital appreciation).. Kalau untuk guna sendiri tak perlu tahu sebab topik ni lebih kepada untuk buat duit..

2. Pastikan market value rumah berkenaan

Untuk ini, boleh call valuer or banker bahagian loan untuk memberi estimate harga. Dari pembacaan blog sifu-sifu baiklah kalau harga tu 20%-30% lebih rendah dari harga sebenar. Kalau auction, 35% pun mungkin tercapai. Kalau harga dia lebih kurang je dengan harga market, baikla check kat atau classified lain.. dan beli sub-sale saje..ada satu kes .. bidding sampai RM117k.. tapi kalau check masih boleh dapat RM68k..

3. Pastikan condition rumah berkenaan

Elok ke tak elok ke rumah tu.. ada apa-apa rosak ke.. selalu rumah auction ni xdpt nak masuk ke dalam.. selalu dapat tengok luar je.. Melainkanlah kalau tenant bagi masuk rumah..

Pastu tengokla surrounding dia mcmn.. ok ke tak.. senang sewa ke tak.. kalau selesa.. proceed..

Ada orang kata boleh call auctioneer/lawyer klu nak try tengok dalam..

4. Pastikan tunggakan

Benda penting ni.. jangan main2.. kadang2 boleh sampai 8k tunggakan ni.. tu baru maintenance.. belum cukai tanah, cukai pintu, api, air, IWK lagi..walaupun maintenance dan cukai2 tu boleh claim.. tapi kalau nak cepat proses tukar nama etc.. Maintenance kena dahulukan guna duit kita dulu.. pastu baru claim.. berapa lama.. aku pun xtau lagi.. sebab belum pernah claim..

Kena ingat ada benda lain gak kena bayar - contoh sape yg downpayment 5% kena bayar outstanding downpayment.. lawyer fee.. auction n survey fee.. banyak juga.. so jangan pandang rendah itu maintenance kalau xde cash in hand..

5. Pastikan ada orang duduk ke tak..

Orang duduk ni ada 2 jenis.. tuan rumah.. dan penyewa.. Kalau tuan rumah.. banyak kena bersabar skitlah.. sebab tak tentu dia ada rumah lain lagi nak pergi.. so dia nak kena beli rumah baru la.

Kalau penyewa lak.. jumpa tenant.. dan suruh dia sambung sewa kat kita..

Kalau kosong pulak macamana? Lagilah bagus.. pecah rumah.. cantik-cantikkan rumah.. then boleh sewa dah.. kalau nak buat sendiri.. pun bolehh…

6. Pastikan sewa berapa..

Ni boleh la tanya.. jiran-jiran.. orang kedai pak gad.. kalau sewa tu +ve income.. n puas hati.. apa lagi.. proceed laaa…

[Tambahan: Pastikan ramai ke tak bakal penyewa kat area tu.. area tu dah over-supply dengan rumah sewa ke tak.. penyewa jenis apa boleh dapat kat area tu.. sebab ni semua mempengaruhi berapa senang nak sewa rumah.. terima kasih :) ].

Nilah dia serba sedikit tips..

Jadi apa tunggu lagi.. Selamat membina passive income anda!!

(source drp blog hartanah)

Wednesday, April 15, 2009

Tempat Penyimpanan Emas

Assalamualaikum Wbth,

Ada dikalangan pembeli emas membeli emas berkilo-kilo, agaknya dimanakah anda menyimpan emas tu ye !

Sebenarnya ada berbagai-bagai cara untuk menyimpan emas ni, ikutlah kreativiti anda semua tetapi jangan pula beritahu semua ye nanti jadi masalah pulak!

Di antara kaedah menyimpan emas ialah:

1. Menggunakan cara pajak gadai ( sila rujuk tajuk gadaian emas)
Ini adalah salah satu cara pajak emas dan simpan serta dapat duit.

2. Bank-Bank tempatan ada menyediakan kaedah dikenali sebagai safe deposit box
Saya ada juga bertanyakan tentang kaedah di atas di Public Bank tetapi setakat ini masih dalam senarai menunggu.
Rujuk sini untuk mengetahui syarat-syaratnya.
Ada berbagai-bagai jenis box dan caj penyimpanan untuk setahun iaitu
a. 3" X 5" X 24" RM100
b. 3" X 10" X 24" RM130
c. 5" X 10" X 24" RM160
d. 10" X 10" X 24" RM200

3. Ada beberapa syarikat yang menyediakan tempat untuk simpanan emas iaitu

NO Dimension of Safe Deposit Box VALUE PLAN


1 3” x 5” X 24” RM 130 RM 80
2 5” x 5” x 24” RM 150 RM 100
3 3” X 10” X 24” RM 170 RM 120
4 5” x 10” x 24” RM 200 RM 150
5 10” x 10” x 24” RM 250 RM 200
Rates may differ at different locations

Refundable Key Deposit RM 200
Stamp Duty on Agreement RM 10
Selected Numbers RM 100
Break Box Charge RM 250


Insurance cover for contents valued at up to RM 10,000 is provided. Additional coverage can be privately arranged for an extra RM 20 per additional RM 10,000 coverage, subject to a maximum of RM 80,000 per box.


Each Safe Deposit Box is fitted with a dual control lock, with two keyholes. This ensures that the custodian has to be present when any Safe Deposit Box is accessed. One key is for the customer, and the other is for the custodian. The custodian's key must be inserted before the customer's key can be used. It is impossible for the customer to remove their key without closing and locking their Safe Deposit Box.

Customers are also allowed to use personal locks as extensions to the safe deposit lock system provided.

4. Royal Safe Box (

Box Sizes and Rental Rates

Inclusive of Insurance Up to RM100,000.00 per Box*

Size (inches) Annual Rental Rates*
Royal 1- 5" x 5" x 23" RM 270.00
Royal 2- 3" x 10" x 23" RM 330.00
Royal 3- 5" x 10" x 23" RM 410.00
Royal 4- 10" x 10" x 23" RM 480.00

Service Charges

Refundable Key Deposit RM 250.00
Stamp Duty RM 20.00

* Safe Deposit Boxes Insured by ACE Synergy Insurance Berhad

Ada berbagai-bagai cara menyimpan emas terpulanglah kepada anda untuk memilihnya, di atas adalah salah satu daripadanya.

Pilihan terletak di tangan anda so buatlah pilihan yang bijak !!!

Sunday, April 12, 2009

Gold Price Forecast on April 2009

السلام عليكم ورحمة الله تعالى وبركات

Update pada 20th April forecast utk harga emas telah berubah dari 913 ke 896, jadi harga dijangka akan turun lagi 784

Gold Price Forecast

London Fix. US Dollars per troy ounce.
Month Date Forecast
Correct +/-
Correct +/-
0 Mar 2009 924.3 0 0
1 Apr 2009 896 50 112
2 May 2009 926 62 138
3 Jun 2009 935 70 156
4 Jul 2009 954 76 170
5 Aug 2009 873 81 182
6 Sep 2009 807 86 192
7 Oct 2009 741 90 201
8 Nov 2009 696 93 209
Updated Monday, April 20, 2009

All forecasts are provided AS IS, and FFC disclaims any and all warranties, whether express or implied, including (without limitation) any implied warranties of merchantability or fitness for a particular purpose.

Click Here to get the rest of the story with the Long Range forecasts

Gold Prices

Past Trend Present Value & Future Projection
London Fix. US Dollars per troy ounce.
Gold Prices

Assalamualaikum Wbth,

Menurut gold forecast harga emas akan menurun seperti di jadual bawah.
Dengan rujukan ini pembaca boleh tahu kedudukan harga emas dunia samada berada di bawah ataupun di atas. Update untuk April 2009

* Untuk 80% correct range antara 801 hingga 1025 USD pada bulan April
London Fix. US Dollars per troy ounce.
Month Date Forecast
Correct +/-
Correct +/-
0 Mar 2009 924.3 0 0
1 Apr 2009 913 50 112
2 May 2009 903 62 138
3 Jun 2009 882 70 156
4 Jul 2009 877 76 170
5 Aug 2009 834 81 182
6 Sep 2009 794 86 192
7 Oct 2009 758 90 201
8 Nov 2009 716 93 209
Updated Monday, April 06, 2009

Gold Prices

Past Trend Present Value & Future Projection
London Fix. US Dollars per troy ounce.
Gold Prices

Saturday, April 11, 2009

Melabur dan Membeli Emas di Malaysia

Assalamualaikum Wbth,

Saya nak bercerita tentang pelaburan emas di Malaysia.

Untuk pengetahuan anda, pelaburan emas yang paling mudah, murah dan best ialah membeli syiling emas?

Antara kelebihan syiling emas ialah:

1. Mudah dibawa
Syiling emas nie biasanya bersaiz 1 Oz , 1/2 Oz, 1/4 Oz, 1/10 Oz dan 1/20 Oz.
2. Mempunyai saiz, bentuk dan berat yang standard.
Syiling emas dikilangkan (minting) mengikut standard yang ditetapkan. Kita boleh mengetahui jenis syiling, pengeluar, berat dan ketulenan syiling berkenaan.
3. Mudah ditunaikan.
Ianya juga mudah ditunaikan.

Syiling emas yang terdapat di Malaysia ialah:

1. Syiling Kijang Emas

Syiling Kijang Emas boleh dibeli di Maybank.
Boleh didapati dalam bentuk 1 Oz, 1/2 Oz dan 1/4 Oz
Sila rujuk website Maybank untuk mengetahui harga semasa syiling Kijang Emas

(Source from Maybank)


1 Troy ounce
99.9% purity

1/2 Troy ounce
99.9% purity

1/4 Troy ounce
99.9% purity
View today's gold rates>

2. Syiling Emas Public Gold/Dinar

Satu-satunya syarikat yang memgeluarkan syiling emas di Malaysia selain bank-bank tempatan ialah Public Fine Gold International Sdn. Bhd.
Ada berbagai-bagai jenis emas yang dikeluarkan, sila rujuk sini untuk mengetahui emas daripada syarikat tersebut.

3. Syiling Emas yang dijual oleh UOB Bank iaitu:

Untuk pengetahuan anda UOB Bank ada menyediakan perkhidmatan menjual emas fizikal ( gold bullion dan syiling emas).
Maklumat berkenaan boleh didapati daripada laman web UOB Bank.
klik sini

Antara Syiling emas yg dijual di UOB ialah:

Canadian Gold Maple Leaf Australian Kangaroo Gold Nugget Swiss Kinebar Swiss Pamp Gold Singapore Lion Gold Coin

Untuk pengetahuan anda, harga emas yang dijual akan berubah mengikut kadar emas semasa. anda perlu merujuk website UOB Bank untuk mengetahui harga harian emas yang ingin anda beli.
Ini websitenya:
Untuk membeli.
kebanyakan emas fizikal ini dijual di cawangan utama UOB di Menara UOB Jalan Raja laut, Kuala Lumpur.
Branch Name Kuala Lumpur Main -24hours-24hours-24hours
Address Level 2, Menara UOB
Jalan Raja Laut
50350 Kuala Lumpur
Tel. No. (6) 03-2692 4511
Fax No. (6) 03-2691 3110
Branch Manager Janny Yew Beng Guay
Cawangan lain ada juga menjual tetapi biasanya syiling yang kecil (kurang dari 1 Ounce). Anda dinasihatkan agar telefon dulu dan booking emas tersebut sebelum pergi membelinya. Ini kerana permintaan terhadap gold bar dan syiling emas adalah tinggi dan UOB selalu kehabisan stok.
Jika anda ingin bertanya mengenai produk emas UOB Bank, anda boleh telefon: David Tan Eng Kian atau Shirley Seow di talian 03-27726654 / 27726655 tapi kalau anda dah nekad nak beli dan nak booking, anda kena telefon Jane di talian 03-27726578/6577. Jane bertanggunjawab untuk jualan di UOB Bank cawangan utama di Menara UOB.
Waktu urusniaga ialah dari jam 9.00 pagi sehingga 4 petang.

4. Dinar Emas Kelantan

Dinar Emas Kelantan juga boleh didapati salam saiz 1 Dinar, 1/2 Dinar dan 1/4 Dinar
Harga harian sila rujuk kat sini
Dinar emas Kelantan telah dilancarkan pada 20 September 2006.
Laman web Dinar Emas Kelantan ialah
Antara saiz Dinar Emas yang dijual adalah:
- 1 Dinar,
- 1/2 Dinar
- 1/4 Dinar
Bagi mereka yang tinggal di kawasan KL dan Selangor, anda boleh mendapatkan dinar emas kelantan di Ar-Rahn berikut.
Ar-Rahn KajangNo. 10 Jalan Raja Harun
43000 Kajang
Tel: 03-87361517
Fax: 03-87367552
Ar-Rahn Raja Laut
No. 44G, Jalan Raja Laut,
50350 Kuala Lumpur.
Tel : 03-26933433
Fax : 03-26933431
Ar-Rahn Rawang
No. 49, Jalan Maxwell,
48000 Rawang, Selangor.
Tel : 03-60928441
Fax : 03-60928429

5. Dinar Emas Islamic Mint

Saiz Dinar ( 1/2, 1, 2, 4, 8, 10, 20 )
Nak membeli dinar emas Islamic Mint Sdn bhd. ada di institusi yang dinamakan wakala.
Sila rujuk untuk senarai penjual dinar emas disini:

Kedai Emas
Selain membeli emas di bank-bank tempatan kita juga boleh membeli emas di kedai emas di antaranya ialah:
1. Membeli emas di kedai emas yang terkemuka contohnya Poh Kong, K.M Oli Mohamed dan Habib Jewel. Ini memudahkan anda untuk menjual kembali emas berkenaan pada masa depan.

Di antara emas yang dijual ialah antaranya:
Saya syorkan gold bar PAPM Suisse (terkenal). Untuk tujuan pelaburan gold bar inilah yang elok dan bukannya barang kemas sebab barang kemas harganya lebih tinggi termasuk kos pertukangan dan keuntungan kedai.

PAMP Suisse gold bar

gold bar Poh Kong Bunga Raya

Buku Pelaburan Emas di Bank Tempatan

Selain daripada fizikal emas, pelaburan emas boleh juga melalui Buku Pelaburan di antaranya ialah:

1. Public Bank Gold Investment Account.

Public Bank menyediakan pelaburan emas melalui buku emasnya sila rujuk sini untuk mengetahui syarat-syarat oleh Public Bank dan juga harga semasa di sini

2. Maybank Gold Savings Passbook Account.

Sebagaimana Public Bank, Maybank juga ada menyediakan pelaburan emas melalui buku emasnya sila rujuk sini untuk mengetahui syarat-syarat oleh Public Bank dan juga harga semasa di sini

Pelaburan Emas Melalui Online

Selain daripada pelaburan emas melalui fizikal dan buku ada kaedah lain seperti pelaburan emas melalui online, di antaranya ialah:

1. Website Nubex

Nubex was created in a midst of global economy turmoil to serve as a source where people could save, invest and diversify their portfolios with precious metals for less money than typically found elsewhere in Malaysia.

Through Nubex you can purchase gold or other precious metals for immediate personal delivery or arrange for convenient and safe storage at an independent bank or depository.
Our mailing address is:
C-510, Centre Wing,
Metropolitan Square,
Damansara Perdana,
47820 Petaling Jaya,
Selangor, Malaysia

Phone : +6(03)-7729 9640/04
Fax : +6(03)-7729 9940
Cell : +6(013)-399 9688

2. Website e-Dinar
Sila click untuk maklumat lanjut

Wednesday, April 8, 2009

Langganan Sukuk Simpanan Rakyat mulai 14 April

Bank Negara akan mengeluarkan bon, petanda awal inflasi akan melanda!

LANGGANAN bagi Sukuk Simpanan Rakyat, iaitu instrumen pelaburan tambahan bagi rakyat Malaysia berumur 21 tahun ke atas akan dibuka dari 14 April hingga 13 Mei depan.

Kementerian Kewangan dalam kenyataannya di Kuala Lumpur semalam berkata, Bank Negara Malaysia bagi pihak kerajaan akan menerbitkan siri pertama daripada dua siri sukuk berjumlah RM5 bilion yang akan diterbitkan pada 2009, pada 14 Mei ini.

Setiap siri terbitan sukuk dengan tempoh matang selama tiga tahun itu adalah sebanyak RM2.5 bilion.

Kementerian itu berkata, sukuk tanpa skrip berlandaskan syariah itu menawarkan pulangan 5.0 peratus setahun, dan pelabur diberikan keanjalan untuk membuat penebusan awal sebelum tarikh matangnya.

Pelaburan minimum dalam sukuk itu ialah RM1,000 dengan jumlah maksimum RM50,000 bagi setiap pelabur.

Pegangan agregat maksimum setiap pelabur bagi kedua-dua siri sukuk itu ialah RM50,000.

Kementerian Kewangan dalam kenyataannya itu berkata, sukuk itu boleh dilanggan di semua bank komersil dan bank Islam, Bank Kerjasama Rakyat Malaysia Bhd, Bank Simpanan Nasional dan Bank Pertanian Malaysia Bhd.

Peruntukan bagi sukuk itu berasaskan 'siapa cepat dia dapat' dan pemohon yang berjaya akan diberitahu oleh bank ejen masing-masing.

Pembayaran pulangan akan dilakukan setiap suku tahun melalui akaun pemegang sukuk berkenaan di bank ejen masing-masing.

Mereka yang ingin mendapatkan maklumat mengenai sukuk itu boleh menghubungi Telelink Bank Negara di nombor telefon 1300-88-5465 atau layari laman web dan

sumber bharian

Tuesday, April 7, 2009

Pengeluaran KWSP ke ASW2020

Aku baru saja buat pengeluaran dari KWSP ke ASW2020 sila rujuk website KWSP di sini

. kenapa aku savingg kat ASW plak …. hehehe .. rasa nye ramai yangg tauu kott … ASW mencatat kann dividend yang agak tinggi … selepas ASB …. lebih kurang 7% per yearr .. ok … …. takde camm unit trustt .. sentiasa fluctuatee …. … ASW pun flexible dari segi pengeluaran dan penambahan .. anytime leh keluar kann … or tambahh … Melalui PNB hanya membenarkan pengeluaran dari KWSP ke ASW2020 & ASD sahaja.

Lihat saja company dgn employee contributee dah 30% dari gaji … tapi benda benda cam nie kadangkala orang tak perasan kenapa kita perlu keluar kan duit kwsp tu …. tgk lah dividend yg kwsp beri hanya …. 4.5% … pada aku sangat rendah dah la duit kita semua byk kat dlm tu … tapi dividend yg dia kasi cuma byk tu saja ….. kalau kita simpan kat ASW …. leh kasi average return dlm 7% per year …. so difference dia lebih kurangg 2.5% ……nak senang kita ambil lah 2% ……. kalau duit kwsp kita dah RM100k … berapa byk dah tu …1 thn beza dlm RM2k ….. kalau kita simpan selama 10 thn…. dah RM20k … tu lum ambik kira dividend tu di accumulate lagi tu ….. paling kurang pun bezaa dlmm RM20k …. hehehehe … pada hall sama jee … bukann nyee kita buatt apa punn… justt transfer jee dari kwsp ke ASW……

Saturday, April 4, 2009

Gold falls as jobs report not as bad as feared

NEW YORK (MarketWatch) -- Gold futures fell Friday, extending weekly losses to 3%, after a less-grim-than-feared March jobs report sustained optimism over a global economic recovery, which has curbed demand for safe assets.
The U.S. economy lost 663,000 jobs in March, fewer than the 688,000 that analysts surveyed by MarketWatch had expected. The unemployment rate rose to 8.5%, in line with expectations. See Economic Report on jobless data.
          Chart of GLD
Gold for April delivery fell $11.80, or 1.3%, to end at $895.60 an ounce on the Comex division of the New York Mercantile Exchange. It fell to as low as $894.70 earlier. The more active June contract fell 1.3% to close at $897.30.
Investors were "factoring in the idea that the [jobs] numbers are not as bad as expected," said Jon Nadler, senior analysts at Kitco Bullion Dealers. People were also expecting the Group of 20 nations meeting will "pull the economy out of its downward economic spiral."
Though the monthly job headline number was better than expected, total job losses were still ugly. The U.S. economy lost 5.1 million jobs since the recession began. January's revised job loss of 741,000 was the worst since 1949. In February, 651,000 jobs were lost.
Gold's decline on Friday came after its losses in the previous session. The metal fell 2% Thursday amid optimism that G20 steps to support the global economy would succeed.
Adding to the bearish gold tone, the G20 said it endorses 403 tons of gold sales by the International Monetary Fund. The proceeds will be used to provide finance for the poorest countries over the next two to three years. See full story on IMF gold sales.
In the long term, however, the IMF sales are not expected to have significant impact in gold markets, Morgan Stanley analysts said.
"Do not believe that this presents a strong negative risk to gold prices -- as it [the gold sale] will be 'orderly' and maybe even off market," the analysts said in a note to clients.

Thursday, April 2, 2009

Analysis Daily Chart ke atas Harga Emas

Assalamualaikum Wbth,

Pada minggu ini kita menyaksikan pergerakkan harga emas yang tak menentu dan juga berita2 berkenaan dengan krisis kewangan dunia.

Chart di bawah merujuk kepada Daily Chart dan dalam pergerakkan menurun. Pendapat saya aliran menurun akan berterusan sehingga ianya berjumpa nilai support yang bersesuian.

Sekarang adalah elok untuk mula membeli ! :)

Gold falls on optimism crisis may have bottomed

NEW YORK (MarketWatch) -- Gold futures fell below $910 an ounce Thursday, as optimism that global leaders meeting in London are taking measures to tackle the global financial and economic crisis curbed back investors' need to seek safe assets, such as gold.
Gold's losses came amid big rallies in global stocks and crude-oil futures. Industrial metals such as copper also made gains on speculations that the economic crisis may have bottomed.
"With the markets pricing in the thought that we may be seeing some upside movement out of this recession, I think that some of the flight to quality trade is leaving gold and bonds today and moving into stocks, crude and foreign currencies," said Zaharay Oxman, managing director at TrendMax Futures.
Gold for April delivery fell $21.60, or 2.3%, to $904.50 an ounce on the Comex division of the New York Mercantile Exchange. The more active June contract lost $20.80, or 2.2%, to $906.90.
Despite the loss, gold prices still remained supported by a weaker dollar, which came under selling pressure against the euro after the European Central Bank cut interest rates by a smaller than expected amount. Gold, a dollar-denominated asset, is more attractive to holders of other currencies when the dollar falls.
Thursday's losses in gold reversed the metal's gains in the previous two sessions. The metal is now down more than 2% so far this week. Prices are now about $100 lower than their recent high above $1,000 hit on Feb. 20.
George Gero, a precious metals trader for RBC Capital Markets said gold could fall below $900 in the short term if stock markets remain strong. Recent gold selling by the ECB and weak imports in India also helped gold prices slide, he said.
The ECB said Wednesday it had completed the sale of 35.5 tons of gold, in full conformity with the second Central Banks Gold Agreement, which was signed in 2004 by the ECB and other European major official gold holders. The ECB didn't elaborate how it plans to use the proceeds.
Leaders from the world's most powerful and emerging countries were working toward an agreement to at least double the International Monetary Fund's rescue capabilities and to sanction countries that fail to comply with a crackdown on bank secrecy rules.
Progress on those issues comes as disputes over the need for additional fiscal stimulus spending and measures to strengthen international oversight of the financial sector threatened to dominate the crisis summit of Group of 20 leaders
Related Posts with Thumbnails